What companies are holding (in their BS) the debt to finance the 2020-2021 boom for used RVs, used light aircrafts, luxury cars (used cars in general), used boats, art, etc.

Typically these type of loans are securitized and sold to 401k/mutual fund investments. However, that is not always the case (e.g. Carvana). I also heard yesterday from finance expert that BOA holds all loans thry issued.

Any companies in the industries above that are holding 2020-2021 financing in their books?

My background check for Blackrock came back last week. It’s now with the background check committee. How long until I get the final OK? No, I am not a criminal. :-)

HSA vs FSA. My current employer doesn’t offer HSA but, offers FSA. HSA is no brainer. But, not sure about FSA. Any advice??

Moving to Bergenfield NJ from the city but will still be working on the city. Am I gonna get taxed twice ? How do NJ taxes compare to NY/NYC taxes?

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

I was paid a retention bonus last year which I have to return - couple of questions: Will I get a corrected W2 ? If yes, how much time does it generally to generate a corrected W2? Should I wait for corrected W2 to file the return ? (with the current comp - I owe taxes however with the W2C - I will probably not..) thoughts??

Anyone out there who left their previous job for a new one have any advice or life experience to share? I’ve been thinking about it for months but currently feel comfortable in my job/the products I work on. I’d say I have a great work/life balance but I do know that I could be making 20-30% more and have better benefits if I left. I also feel a bit stagnant in my job but the job security has kept me put. Would love to hear if leaving a comfortable job for more money is always worth it.

For new joiners is there any office setup at home reimbursement at citi. Like buying chair, table , headphone etc. Does citi provide any welcome kit on joining.

Looking for experienced auditors in the Tampa area. Private companies, manufacturing, construction, professional services, healthcare, nonprofit, government, benefit plans, all industries!

I’m going to lose my marriage if I stay in my current job.

I can’t quit because I’m the only income on the house.

I don’t have a new job yet.

Hard times.

Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

For those who work 100% remote with their company, what health insurance provider does your company offer? (ie. UHC, Aetna, BCBS, etc)

As we are not frequenting to office and clientsites, anyone plan to return their leased car to save money?

Dry powder coming in Monday morning and steel companies have been on my watchlist all week. Already in CLF, but it’s hitting the top of its channel so pullback might be coming - will load up if it does. Going to find an entry price into $MT 30c 2022 and avg down if stock dips.

$WOOF will be (or already has) catching momentum soon. 25/30c for July/Sept could still profit off the rising IV and underlying might spike soon. Probably just gonna watch it for fun on the sidelines 😂

Hi everyone, applied for an investment consulting internship few weeks back.
It's a client facing job, but it might come at a later stage of a job, maybe after finishing my internship and getting a job offer.
I'm interested to know what is the must develop skills, must take courses or must read books to get insight, develop the required knowledge and skills for the position. I majored in business management finance and currently preparing for CFA level 1. Thanks in advance ☺️

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Good afternoon!
Calling all LPNs!
Could anyone share their pay rate, current position, experience level and basic location?
Trying to get a feel for how much we are generally getting.

Thanks in Advance.

Has anyone here used infinite banking to fund their real estate investments? If so, could u share details about the policy design you got? Is there a way to tell how different insurance agents have different fees before engaging them in discussion?

Those of you hiring non-union talent: what's a typical broadcast buyout for an onscreen principal? Do they still do buyouts non-union or could we get away with a one year license or similar? Thanks!

What are some independent pharma agencies? Tired of these holding companies holding my money.

Covid 19 survey …. Can the offer be rescinded if I attest that I am not vaccinated ? Pros vs cons of attending dlaunch in person vs virtual ?

Would anyone recommend a good place for indoor tennis lessons? Thanks 😊

33M returning to NYC on Saturday. Anyone up for a Sunday brunch, cocktails, or a Central Park workout?

Is Infosys still looks for percentage in X, XII and Graduation for experienced? What percentage they look for?

Hi what all we need to do before joining ? I have taken the print out of all the forms that we need to submit but do we need to mail them to someone or do we need to submit the hard copy of that.

What is current salary band in various product based semiconductor companies?

What are roles and responsibilities of staff engineer at visa inc

Are there any gym membership or fitness discounts for Deloitte employees?

Hey guys, Does VMware giving WFH or hybrid option?

How hard but also fun is corrections nursing for you all?

What is the fixed-variable split in TCS for a Consultant role? Is 35L a good enough salary for that role?

The pandemic has brought misery for a few sales organizations and unforeseen opportunities for a few others. How many folks out here crushed Q2? If so by what % did you exceed your quarterly quota? Did someone have their best quarter till date? Let’s celebrate some accomplishments!

What will be in hand salary for fixed 31LPA (PF 21600)

Any one gone to Padre Island, TX lately? Some friends and I are planning to go there next week and just wondering if someone could give me an idea where to stay, what to do, where to eat and in general how the area is. Thanks a lot

I’m in the process of interviewing for an associate position at biglaw. They sent me a form asking what my class year is with regards to my current position. My current position is at a law firm, but I’m a staff attorney and not an associate and I’ve never been classified by class year. Any idea what to fill in here?

Top 3 reasons to move to NYC? And top 3 reasons not to?

What's the average cost you've spent on a vacation between the travel and stay over the past few years (cost per person)

International or domestic?

If WFH stays after vaccine(maybe split 50/50 with office and WFH) do you think that will have some major impacts on our economy?  our economy is based off of people spending money not saving. I think of all the lunch, coffee, happy hour, dry cleaning etc spending we used to do.

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

HSA vs FSA. My current employer doesn’t offer HSA but, offers FSA. HSA is no brainer. But, not sure about FSA. Any advice??

Moving to Bergenfield NJ from the city but will still be working on the city. Am I gonna get taxed twice ? How do NJ taxes compare to NY/NYC taxes?

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

What is a good alternative to a HYS and/or a CD for short term 6-12 month horizon? Low risk similar to HYS/CD, atleast from a principal conservation view.

How much GUSD do you keep in BlockFi to earn higher interest?

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

Any recommendations for total market index funds? Thanks!

ABNB @ $144. Invest or not?

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

Question for other people with student loans. When the deferment period ends are you planning on making a lump payment or are you going to wait to see what (if any) student loan forgiveness comes through before you pay?

As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

What do you all think abt tesla stock? I have a few but wondering if I should sell now or keep holding

35/m sole earner for a family with 2 kids. Want a life insurance with a ~$2m payout (to cover nice funeral, mortgage, kids college, spending money for the wife until she finds husband no.2 etc). Should I go with term, permanent or one indexed to a fund? Also, should I get one policy or is there any advantage to taking out multiple?

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Parents- do you have UTMA/UGMA accounts for your children? Pros/cons over 529?