What’s better for me: Roth 401k or traditional 401k? 22 years old making 70k tc at the moment and hopefully will be in higher tax brackets in some years. Any opinions? Thanks!
What’s your investment strategy if you have ESPP up to 15% of take home at 15% discount with a look back throw into the mix ? Right now maxing 401K and dumping 10% into ESPP. Working on backdoor roth
I signed an acceptance letter that included 401k matching as a benefit that was affective immediately. After starting, I’m told it doesn’t start until 2 years in. What can be done?
Recently got a 30k car loan (3%) with 700ish monthly payment. With my savings and dropping 401k contribution to employer match I can pay off in 1 year or should max out 401k and pay off loan normally?
Started investing outside of 401k in early jan with ETFs as part of my new year resolution (res: be more active in financial vs letting it sit in bank). Should have consulted my crystal ball first 😫🔮
Imagine you woke up with 3.5m in the brokerage acct living in V/HCOL. Would you keep climbing corporate ladder and save more, retire, start your own biz, or something else? Looking for inspiration
I have a small 401k of about 30k, considering taking it out to get me up over 1 BTC. I'm young, I can make up the 30k in a few years in case it goes down the toilet, I just don't want to miss out if BTC skyrockets this year. I know its risky and probably ill advised, but I think the upside is worth it. Thoughts? Roasts? Jokes?
I moved from mexico to NY 5 years ago (I have american citizenship), and was working for an ad agency. Now I’m moving to London. I don’t have plans to go back to the US, but I have some money on my 401K. What is your advice: should I leave the 401K there or should I withdraw it and invest in stocks? I’m a newbie in investments, so I don’t really know what’s better to make the money grow! Thanks in advance! (:
How much money would you entrust to BlockFi? Love the 8.6% yield and see it almost like a bond, but not sure what percent of my net worth (~100k) to entrust to it. Current allocation is 20% 401K, 20% cash, 10% crypto, 50% equities; thinking about moving my cash to BlockFi.
$160k base. How much should I be saving and where? (401k, brokerage, general savings, etc). HCOL
What’s your aspirational career path? Mine is strategy consulting > top 10 B school > product strategy/management at FAANG > venture capital + real estate investor > retire in southern France
When do you guys want to retire?
Which companies offer after tax 401k contributions? I work for Deloitte and they do not. I think I read somewhere that PWC does. Are there are any others?
Trying to save up for a down payment on an investment property. Would it make sense to remove my 401K contribution for about 6 months to gain an extra $4K or is that stupid? I’m 23 and have no experience, just wanted opinions
If I can contribute 12% to my 401k (not able to max it out yet) should I have it split 6% to my 401k and 6% to a Roth IRA? Long story short that is what I am doing, but I’m not sure if it would be better to just contribute the full 12% to my 401k and focus on a Roth IRA later down the road.
Does Bank of America do a Mega Back door 401K?
Currently investing 10% of my income split between Roth401k&401k, below is a screenshot of my largest holdings, Vanguard equivalents are VOO, VIOO, & VTI. The 401k has a $42 annual fee, am I better off just investing the 10% myself at what seems to be a lower expense rate? Also would welcome opinions on the account overall and any recommendations, TIA
I'm 30, I've been in NYC for six years and I finally feel like I have enough money to save, properly invest in my 401k AND buy Sam Edelman flats.
I don’t like my firm and trying to switch. I’m a licensed rep but not a FA, a 401k guy. Interviewers always ask why I am looking to leave. I try to explain the structure isn’t a good fit...
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This is a new one for me...
After 2 years of being on projects in the middle of nowhere I finally get staffed in a major city downtown with all my friends...... Travel ban starts this week
PwC PS all hands call scheduled this morning for 4pm. Any credible leads regarding what’s going on?
Interviewing with Kincentric - does anyone know how the work life balance is there for the consultants?
St Charles survival tips?
Podcast recommendations for a short flight? ✈️
Write a horror story in 5 words or less. I’ll go first: “Known for great conversation"
When you hear your manager discussing how he "isn't too thrilled about the idea of a project in Dubai..." And you fight the urge to jump up and down screaming "PUT ME IN, COACH! PUT ME IN!"
When you find yourself contemplating how to get yourself fired and land a sweet severance package. You know you've been at it too long.
My manager has a must respond to my emails within 2 hours rule. Sometimes she sends them at 8pm. 3 of my team associates decided to reported her to HR for it. These new hires have no chill anymore in this economy.
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