What do you invest in if you’ve already maxed out 401k and HSA and don’t qualify for IRA?

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Backdoor Roth ira

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Backdoor Roth IRA (contribute to traditional IRA and convert to Roth). It’s effectively removing the income cap for a Roth IRA

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Employee stock purchase plans

funny

If you are already paid by them and have deferred comp with them them then ESOP is adding further exposure to a single name.

Likely also for many here their eer is also a constituent of many ETF and funds that you will naturally be invested in.

Lehman, Bear, Enron have all shown what that single name exposure can result in.

Weed stocks and gold

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I have some aggressive small cap/international funds in a non tax advantaged account, plus some single stock options plays

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Vanguard wellington or wellsly funds have been my go to's

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Betterment

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ARK ETFs

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If your eer offers the backdoor Roth then use that. Otherwise you are working with a taxed account at the brokerage firms your eer allows you to use.

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Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

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What will be the in hand salary for below offer(excluding retention and monthly, and quarter ly performance bonus), considering I will declare 1.5 lacs in 80C and 15k for health insurance premium.

Thanks in advance. Need help on urgent basis

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I am so kicking myself for not buying BTC like three years ago when I was toying with the idea. Any ideas where to start now? Prices look frothy.

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HGTv has more ‘gaines’ than I have on crypto #humor.

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Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

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How is it like to be in firmware domain. How is the growth, work life balance , benefits and pay. Should I remain in this domain or make a switch to software developer.

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

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Citiustech Healthcare Technologies

How is Citiustech to work with and how is the work Life balance and security aspects here?

Hi fishes,

I have an offer from Genpact with client Morgan Stanley as lead consultant. How will the work environment be on client location and what benefits am I eligible for?

YOE: 4.8
Package: 20 LPA

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Anyone is a tech role in healthcare ? If so what is your title so you enjoy it?

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Hello 🐠- first time home buyer and closing is in next 45 days. Have a decent Credit score (757) and Worried with fluctuating bond yields/ interest rates . Any suggestions on how to research for better lenders with less interest rates. Searching online gives too many confusing results. Few friends referred some (3-4) lenders who provided similar rates to me. I’m now confused if I need to keep shopping with a hope for better rates or to stop and lock with better one among these lenders. TIA

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What do big four federal healthcare associates (with 2 years work experience in healthcare industry) make in the advisory practice?

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Where in Healthcare Consulting can a registered nurse succeed? I read about healthcare consulting companies and the services they offer and they appear heavy IT/comp-sci based. What are healthcare consulting specialties where an RN can leverage their clinical background?

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General optimum age and mileage for buying a used car?

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How do editors out there feel about partnerships? Seems like a great goal if the house is a long term fit. Do the new responsibilities and ability to make a difference outweigh financial risk?

Has anyone had success claiming for unemployment benefits while on H1B? For data point, I’m in NY and I received a request for documents showing work authorization and sent back EAD, SSN, copy of H1B stamp and I797. Case is still processing.

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I have better. com offering me 3% with ~800dollar credit vs another at the same rate, no credit but it's a loan officer recommended by my realtor who has actually been very helpful. I have heard service at better tends to lack after rates lock. Any firsthand experience?

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Anyone familiar with EY’s Goverment and Public Sector division? Looking for a pay range for a job listed as Senior in “Customer Experience”

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A real gem from Henry Ford: "stopping advertising to save money is like stopping your watch to save time."

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Fish fam! Need some help. I am a 23 year old male and I know that I am really wise beyond my years. I am just not having fun any more with what an average 20 something year thinks is fun. I want CONT

Does anyone here build Microsoft power apps as apart of their job description? Just got asked to take on that task as apart of my role in addition to web design and just curious their experience with it.

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How is job security in BNY Mellon | Pershing Technology department?
It's very scary to here abot lot's of layoffs in other companies these days.
......
#Layoffs #firing #Job #Termination

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How to negotiate bonus when an offer comes in only at 10% higher? Should I negotiate or just take the offer?

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My resume got shortlisted for Operations Associate/Engineer-Amazon Managed Services role. I am an experienced AWS engineer with 5YOE.I feel like this role will be degrading in nature for me. Is it worth joining for this position. I would love to join Amazon based on my experience and skill set. But Not to some position which doesn't require AWS experience.

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Anyone else feel cautious about the JP wellness screening? Is this something they can use for drug testing? Even still it is weird giving my blood to my employer

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Is today salary day? I havent received my salary yet?

Hello All,
How much get in hand??

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Anyone have suggestions on where to start learning how to program add-ins with office.js?

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Which online survey site has the best payouts? Thanks!

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What are some concrete reasons why someone in consulting would be fired, other than the obvious stupid things?

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What are some of the best consulting firms for a software engineer? Is MBB still considered elite in this area too?

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Is severance taxed higher? I got 1 month of pay but seemed to be taxed much higher

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Credit suisse or Barclays? Both offering same amount.

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Any M&A tax practices out there that will allow remote/mostly remote work in the future? Where?

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Referral Alert:

Tiger Analytics is hiring for the role:
Inside Sales Specialist - US

𝐌𝐮𝐬𝐭 𝐡𝐚𝐯𝐞 𝐬𝐤𝐢𝐥𝐥𝐬: Communication skills, Lead generation, Cold calling, Inside Sales, Market research

𝐄𝐱𝐩𝐞𝐫𝐢𝐧𝐜𝐞 : 1-6Years

𝐃𝐌 𝐦𝐞 𝐟𝐨𝐫 𝐫𝐞𝐟𝐞𝐫𝐫𝐚𝐥 or JD

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Has anyone negotiated a 401k match to begin immediately? I have a great offer but a 1 year wait. I’m super focused on building retirement and really don’t want to wait for a match.

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Thoughts on serial dating, via social media apps?

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Transitioning from line of business familiarity (understanding financial statements) to... real(?) Finance (bonds and cap markets and other debt sales) any advice on books or resources to learn really from step 0?

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Do you buy the fundamentals for a MBS sell-off?

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Currently a part of the rotational program here and about to enter the trading floor but as I hit my two year mark I’m realizing I really wanna do more investor relations/product specialist work in the PE space. I am a little anxious about where to start and if there is a possible for me to get into due to the rotational aspect of my job

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If I had a penny for every time I had to look up millennialisms...

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How often do y'all pull all-nighters?

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I freaking love wearing khakis

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Which firms have you gotten offers from, but gave them a pass? And why?

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Vice Presidents and up: Is it easy to predict which analysts just won't last the long haul?

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Anyone find it difficult to balance family/friends when you get a chance to squeeze in a weekend at home? I feel like I'm losing touch with a lot of my friends, but still...family first, right?

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There has been a significant flow of investors to higher yielding corporate and emerging market securities.

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Working in Risk Management, looking into the FRM exams. Does anyone have any insight or advice?

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Girl I went on a date with talked about how much money she makes doing Monat MLM. Anyone know much about this? Legit or scam?

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Any CAIA holders out there? How have you generally been viewed?

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I love the only "flair" you can have as a man in banking is wearing funky socks, and even that one is getting a bit played out.

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Have ou ever interacted with anyone in the C-suite at your firm?? What was it like?

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How many credit cards should I have open to build up a solid credit score? Mine isn’t bad but I’m hoping to buy my first home in the next couple of years so just looking to make it even better. I have 2 cards open and I thought that was normal until I saw another post on here of some people saying they have anywhere from 10-15. Should I have more accounts?

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Pros and cons of being a specialist vs generalist?

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