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What do you think is the hardest part about points and miles? Earning, credit card sign ups, credit scores, tracking or redemptions?

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Redemptions by far

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Keeping track of how to best utilize all points across the board. Especially cc points with various portals and transfer partners. You need to do a lot of DD to get the best value for, as an example, Amex points. Far more than the average person

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Being married to someone obsessed with points. I still don’t u deter and how to do it well.

https://joinfishbowl.com/post_necbut4sz5

I think finding the best rewards system with the least cost(annual fees & restrictions).

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