{ "media_type": "text", "post_content": "What do you’ll think of the Blockfi credit card? I am being offered the card. Would you take it and use it as your primary card?", "post_id": "6103fec6d4b72e002b4153a7", "reply_count": 7, "vote_count": 1, "bowl_id": "58f9471ab298570010451a0a", "bowl_name": "Everything crypto" }

What do you’ll think of the Blockfi credit card? I am being offered the card. Would you take it and use it as your primary card?

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I’ve used the crypto.com Visa card for about a year now and it’s been decent so far - getting 3% back in their CRO token (+ full rebate on Spotify/Netflix) - and also separately earning 12% interest on stablecoins with them too. I’m U.K. based btw, so have locked up TrueGBP for interest. Anyone else use these guys?

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I have it as my main card, good conversation starter tbh

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In terms of credit card rewards, there are better cards out there for cash back (Think the SoFi card offers 2% back on everything, Chase Freedom 1-5% depending on the category) which you could then just convert to cash to whatever crypto you want. What I think is interesting though is the 2% extra on stables which depending on how much stablecoins you keep on BlockFi may help give you a better ROI on the card. The .25% Bitcoin back on each trade is also pretty much chump change. IMO considering it’s free and the stablecoin bump I may look to get it but it definitely won’t be my primary card

If either of you decide to go with the card here is a referral link https://blockfi.com/credit-card-waitlist/?r=d0dKD

Haven’t checked if Americans get that 12% interest. Gonna look now.

I’ve been contemplating getting one of these! I saw where it’s a prepaid debit card. Are there fees associated with the act of pre-paying?

No it’s a normal credit card. The prepaid one is the Fold card

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