What does everyone do when they max out their 401k AND IRA? Taxable investment account? Something else?

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HSA

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Hierarchy 1) 401K until match 2) HSA 3) Roth IRA (back door if needed) 4) 401K 5) Mega Backdoor 401K/IRA or 5) Brokerage Acvounts

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Strippers and gambling

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C1 gets it

Once I maxed 401k, IRA, and HSA then I started saving for my next tax deductible investment: real estate. I bought a condo and turned it into a short term rental. Honestly it’s a lot more work than passive investments, but I wanted to diversify. Now I’ll start putting money into a brokerage account that I can pull out of without penalty if I decide to retire early.

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Brokerage account. It’s tough to FIRE if all your money is trapped in retirement accounts

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Taxable investment account and HSA if possible

At the end of the day it's less about where you put the money and more about how much you're putting in. You'll definitely want a solid taxable account. Don't let $19.5k and $6k limits stop you! Good luck

Appreciate the insights and suggestions. Thank you for your time.

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