What does ‘financial stability’ mean to you? Is it a certain number in assets or income? Is it being debt free or on track to retire by a certain age?

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For me, it is being able to save every month on top of debt service and retirement goals. I don’t care that I have a huge mortgage but I do care that I’m making progress on paying down my forever house and am still able to enjoy my life day to day (coffee, vacas, etc.). In essence, living a little below your means so you don’t have to worry about money.

Financial stability is being able to comfortably afford my lifestyle including paying any unexpected costs without any worry or concerns.

Financial independence is maxing out this ladder except only debt being “investment debt” like mortgages plus adding a 529 at the bottom.

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For me it means if an emergency pops up, it’s not going to wreck you. You can cover it no sweat, like stove breaks, roof leaks, car breaks down, etc. Also, if you want to buy something, it’s not a big deal you can just buy it if you like. I have been poor growing up and I remember just wanting that pair of Jordache jeans like every one else seemed to have. Now I wonder where I could get that elusive Jordache jeans I couldn’t afford when I was 12. I looked it up and supposedly Walmart sells them!😆

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Fish fam need advice. I have 70k in savings including emergency. Making 180k p.a including bonus, should I buy a condo for 350k. My lease is up for renewal soon and it bites me to pay 1900 in rent every month. Will be my first home purchase so feeling nervous, please help.

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Any Deloitte pension actuaries out there? How is the culture & work/life/study balance? Is the work only pension valuations and audits? Or are there other consulting opportunities too?

Out of town recently - how’s the rental markets given COVID? Think there is still time to find someone to take over my lease? (Sept 1st start, ~2 weeks.

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UK people, how old are you and how much is in your private pension now from employer contributions?

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For toronto folks wanna understand salary and rents

Pls mention

Age/annualsalary/ $$ spent on rent or (mortgage plus condo fees) monthly

I'll go first

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Tesla is going to raise $250m+ in deposits for its next supercar.

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I'm new to teaching. Should I take the pension plan or the 401K?

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Gemini has been verify my opening account since December and I am still not able to trade anything. Is it a normal timeline?

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Can I use my sapphire reserve instead of Amex card for PwC?

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

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Where can I start learning about retirement in America? I’m naive on the topic and originally from another country so I need reliable learning resources. I’m 31 and don’t have anything yet, except 6months in emergency fund and I started traditional 401k a few months ago, but can’t max it out currently as I make less than $70k right and single, so I’m currently putting 6% on a targeted retirement age portfolio.

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Can anyone shed some light on quant funds please? https://groww.in/mutual-funds/escorts-tax-plan-direct-growth
I am seeing stellar returns and extremely low expense ratios but apparently since they're quantitatively managed algorithms, they don't account for things like corona for example.

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Anyone in the NYC or Jersey area looking for a succession plan for their book? CFP, ChFC and MBA with 10 years experience as an Advisor within the banking channel. Currently managing roughly $100 Million. Most of it is not portable and a lot of it is dead money inherited from other advisors.

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Can anyone explain epam anywhere's Bench policy of 50k in detail or with couple of example if you are sure ?

Now a days expenses are more than 50k.

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What are ways to defer my taxes on self employment income of $350k? Details: I have a w2. My spouse does not work. I max out employers 401k. Can we do SEP IRA for me and spouse and each contribute $61k (combined $122k)?

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Can we retire these sexist phrases once and for all?

“pull back/open the kimono” & “Lift the skirt”

Am I missing anything?? I’m sure I am.

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Hi everyone

How much monthly in-hand Salary will be getting for 18 LPA fixed ( not included Employer PF)

What all investment and Tax saving I need to look for
I am currently having a home loan.

Thanks.

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Hi all ,
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Hey Friends! Looking for advice!

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Just broke up with the girl of my dreams because she’s Hindu and I’m Muslim.

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Just found this bowl. We've been racing autocross and road course in the US for a decade with our modified 1988 Pontiac Trans Am.

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Having one of those days... y’know, the kind where I’m so fed up with the hole I’ve dug myself by procrastinating that I’m now hyper-focused on becoming 100% organized in all aspects of my life, so I’m revamping every way I keep track of and work on my files... all while neglecting the last 2 days of billables I desperately need to take advantage of...

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My mom just gave me the you should get married and have kids talk again 🙄🙄🙄

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Diagnosed with ADHD at 40. Tried Vyvanse for a couple of months. It works in terms of depriving grogginess, afternoon post meal crash, and suppressing appetite (at times).

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How does your firm make decisions about marketing costs? As a partner are you allocated a certain marketing budget? For example, do you get pre-approval to sponsor a conference?

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