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Q1 )What are the options for tax savings apart from these 80c :- 1.5 lkh 80ccd :- 50 k Sd :- 50 k HRA :- basis rent Insurance :- company provided Lta :- already used for this block
Q2 Also how much can we claim for house which is self occupied + rented out .Can I claim HRA + above benfit
Q3 My in-hand is 2.4 lakh per month how do we i reduce my taxable income to 15 lakh Can I claim HRA + above benefit HSBC India Infosys Citi Barclays Tata Consultancy Accenture India
Can anyone shed some light on quant funds please? https://groww.in/mutual-funds/escorts-tax-plan-direct-growth
I am seeing stellar returns and extremely low expense ratios but apparently since they're quantitatively managed algorithms, they don't account for things like corona for example.
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Subject Expert
For me, it is being able to save every month on top of debt service and retirement goals. I don’t care that I have a huge mortgage but I do care that I’m making progress on paying down my forever house and am still able to enjoy my life day to day (coffee, vacas, etc.). In essence, living a little below your means so you don’t have to worry about money.
Subject Expert
Financial stability is being able to comfortably afford my lifestyle including paying any unexpected costs without any worry or concerns.
Financial independence is maxing out this ladder except only debt being “investment debt” like mortgages plus adding a 529 at the bottom.
Coach
For me it means if an emergency pops up, it’s not going to wreck you. You can cover it no sweat, like stove breaks, roof leaks, car breaks down, etc. Also, if you want to buy something, it’s not a big deal you can just buy it if you like. I have been poor growing up and I remember just wanting that pair of Jordache jeans like every one else seemed to have. Now I wonder where I could get that elusive Jordache jeans I couldn’t afford when I was 12. I looked it up and supposedly Walmart sells them!😆