What ETF to invest in now, and why?

How do Point of Sale companies (buy now pay later) offer 0% APR make money with customers who don't end up paying any interest due to having on-time payments.

Do you believe bitcoin is a scam or legit? Why?

Investing in real estate is unique in the sense that it allows you to leverage as f**ck by borrow 100’s of $ at <1% interest. Any other similar opportunities if I don’t want to invest in r. Estate?

Thoughts on a side hustle building websites for airbnb owners to advertise their properties privately? I am very plugged in with that community and could get clients, but I worry about the scalability and ROI on time invested

Any Canadians who lateraled to the US in 2021 have any advice on filing cross border taxes? I’ve been quoted an absurdly high rate by a a mid size accounting firm. Just want to file my taxes with someone competent to avoid any issues/high tax return given large signing bonus and jump in pay. Any referrals to good cross border accountants at a reasonable rate?

I though people would be talking about the Bill by now, do you all not care? Thoughts about the Stimulus checks? When will people get it?

If I’m rolling over a 401k and a Roth 401k from outside employer, do I need two different accounts to roll that into @EY or does the standard ey fidelity 401k take both of those

Anyone made the transition from NYC to Austin?

I find myself asking why I am in NYC when everything is so damn expensive. Making good money, but limited on savings and quality of life due to the HCOL. Or recs for other cities for that matter.

Who here is down in crypto and is in dire need of some moon action? Mind sharing how much?

New to recreational investing in the market. I let the professionals handle my 401k, Roth IRA and 529B.
I’ve been holding cash in a HYSA waiting for the market to correct or the bubble to pop...

What is a good stock vesting schedule?

Does Deloitte offer any interest free salary advance or personal loans ? In need of some extra cash for some family reasons.

Just heard that property prices are soaring in Florida, the news reported that mortgage rates are doubling. Meanwhile I’m over here in semi-rural Iowa, wondering if I will ever make a sale again…

Investors, how much do you put into your STocks ISA each month, how much do you have and what do you use to evaluate where to allocate funds? Any good websites or materials?

Considering buying a home but was told to account for unexpected maintenance bills that come with owning a home. What’s the biggest bills you guys have received (e.g. broken air conditioning)?

Hi all,
I have a small creative agency that I have built over the last 4 years. It’s been a rollercoaster when it comes to revenue, making it hard to predict finances & pay myself consistently. This year has been particularly financially stressful.

The thought of closing hurts my heart and my pride and can feel like wasted time. But financial stability vs time freedom is rough.

I also recently got a full-time job offer for $200k base with excellent benefits. It’s tempting. What would you do?

Something that no one is talking about. Taxes being due next week. There were big gains in 2019 that need paid for. Never a better time to sale at a profit now in other stocks to pay for the 2019 tax bill. On top of all other headline risks.

Once you have PR is there any restriction on getting a visitor or traveler visa to USA ? Will need to give up my H1B in US when I move full-time to Canada but might need to return to settle estate

I've never understood this, why do there seem to be more female librarians than male?

Good morning you wonderful fishies!
Have a question around SF Sales Could Einstein. We are preparing to launch a Pilot with around 65 of our sales reps and managers.

We can't launch all the features due to compliance and configuration issues:
Activity Capture
Analytics App
Automated Contacts

Have any of you launched Einstein?
Was it a success?
Have your teams seen the value?
What KPI's did you use to measure adoption and the validity of the insights generated?

Thanks in advance for your input

Which books would you recommend for in house counsel about strategy, management, and leadership?

Asking as product counsel for tech startup.

Hi everyone. I made the switch to tech this year via coding boot camp. I'm not confident in my skill at all. Are there any courses, sites, projects or paths one would suggest I look into? Anything that'll help me think like a dev?

Any tips for dealing with stress related to feeling like I am not working late enough? I feel I'm often receiving rather ambiguous deadlines (i.e., let's have the report done by next Friday) and not ultimately sure if I am on track or not.

Is this something that becomes easier with more deals?

Is there anywhere I can find copies of real briefs/decks delivered from planning to creative as part of subsequently famous campaigns?

I’ve seen hundreds of mediocre framework-y briefs at work and otherwise, I’ve seen many “examples” of how briefs should look, and I’ve read plenty about what a great brief should have, but without being at a top agency or around top planners, I don’t think I’ve ever actually seen a great brief with real work.

Anyone tried the new Sanctions Certificate (CGSS) offered by ACAMS? Trying to see how difficult it is considering I don't have a lot of experience with sanctions compliance. I have CAMS & work in AML

What are fun alternatives to the Yule log?

What do you do or want to do within ESG?

Which receiver would you start?
Calvin Ridley vs TB
Devante Adams vs CHI

Friendly reminder to negotiate your PTO!

Go ahead and ask for that additional week of PTO.

It's something my companies have always said yes to, with no hesitation. Plus your PTO most likely won't change until you get those tenure increases (5 years, 10 years...) so DO IT. The worst thing they can say is that it's against company policy to change PTO policy for 1 person.

8 years together, one married. In our 30’s.

I find my husband physically attractive but am not passionate about him or do not feel “pulled” towards him. Is this normal?

Regardless of the details of the incident in Central Park, I’d just like to point out one thing. That lady was probably a very outspoken liberal. Yeah I’ll take that hypocrisy to go, thanks.

I was judged for having a “small” iPhone 8. Why do you care what kind of phone I have?!

New Internal business group is now booking all travel. Old group use to add my frequent flyer number to the reservation. New group refuses to do so. No policy on this subject. Fight it /add it myself?

How do options gains get taxed? Same as capital gains? Trying to learn more about options trading.

I’m here fishes!!!! Tell me how to make money. $$$$

Do employer contributions to HSA count towards annual maximum?

Just got married - any tips for managing finances, tax savings, etc? Household income is 180k, I already max a 401k, she’s a school teacher with state retirement. Thinking to live off only my income..

FYI: For those using SOFI for student loan payments. If you pay ahead it will auto charge interest into the extra payments unless you specify that the additional charges only be applied to the cont.

I want to diversify and thinking about buying an apartment for passive income purpose. This will be my first time and want to start small (maybe with a 1bhk apartment). I have only lived in New York and Chicago. Any suggestions moving forward? I am just starting and would love to get some advice. Is real estate a good option? How much should I invest? Things to consider before buying a real estate.

Anyone regularly buy bonds from treasury direct? I'm considering buying EE bonds for each of my young kids now plus setting up a small but recurring I bond monthly purchase for myself.

Hey folks, question regarding Roth IRA. I have funded my IRA almost to the maximum this year. I changed jobs now, which I feel might push me above the max income limit by the end of this year. I was well under the limit in my old job when I funded my Roth IRA. What are my options?

Just came into a bunch of cash like 400k

Advice on index eft to buy and what % for category types and who would buy all at once ?

If Mark Zuckerberg has all his income being paid in stock, does that mean that he’s only taxed the 20% capital gains for when he sells his stock? Or are there other taxes he needs to pay too?

How do you value a SPAC that has an acquisition target identified? Shouldn’t the market cap of the SPAC = ownership interest in the acquisition x market value of acquisition x some risk %? What am I missing

How do I calculate my husband’s estimated pension balance at retirement? Contribution is 6% of salary, 5% annual interest compounded quarterly. Contribution % increases 2% with each 10 years of service, about 30-35 years until retirement.

Thoughts on Fundrise?

How do Point of Sale companies (buy now pay later) offer 0% APR make money with customers who don't end up paying any interest due to having on-time payments.

Do you believe bitcoin is a scam or legit? Why?

Investing in real estate is unique in the sense that it allows you to leverage as f**ck by borrow 100’s of $ at <1% interest. Any other similar opportunities if I don’t want to invest in r. Estate?