{ "media_type": "text", "post_content": "What interest rate are ppl locking in on a 30year mortgage? Please share FICO, LTV, down payment, and any points. Curious to see with bottom of the barrel 10 year yields, if people are able to get rates under 3%", "post_id": "60ff590b2e851a0022fa39b1", "reply_count": 25, "vote_count": 4, "bowl_id": "564a5cdb94887803001dd07c", "bowl_name": "Accounting" }

What interest rate are ppl locking in on a 30year mortgage? Please share FICO, LTV, down payment, and any points. Curious to see with bottom of the barrel 10 year yields, if people are able to get rates under 3%

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805 credit, 310K loan, 2.75%, sept 2020

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Wow these interest rates are crazy. Pretty much massive inflation hedge with inflation near 5%+ these days. Yall winning

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2.75%

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Same.

2.75%, 800 FICO, 30% down payment, $720k mortgage, July 2021

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820 credit, 2m loan, 2.85% few months ago

Np. Sucks that real estate is so damn expensive around here. We also put 28% down.

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2.25%, high 700s, 3.5% down no points cash flowing rental yo

FHA in MCOL. Per door is $425

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Me: 805 Wife: 792 Mortgage: 220k Down payment 20% (to avoid PMI) Rate 2.65% December 2020

800+ credit, 250k loan, condo (higher rates than houses), 2.75% in april

2.625% with negative points to cover costs in a $650k refi in March 2021. 85% LTV, 790-800 credit scores

2.625%, 765 credit, 350k loan and 20% down, dec 2020. Negative points

2.625 on refi locked last week, 30 year. 20% equity. 780 credit score, negative points to cover costs

790 credit, 440k Loan, 2.875% no pts. 20% down h2 2020

Closed 2 weeks ago. Fico 795 399k loan, 5% down 3% rate with negative points, otherwise I think we would have been at 2.875%

2.49% , 650k loan, 800 FICO, 10% down, FHA loan. This is for a 3-Family home in NJ. I plan on living in one unit

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