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I used Acorns for a few years and stopped. Now I just use Fidelity, recurring deposit to various accounts and then DCA to a few ETFs.

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Vanguard

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I recently joined LTI. I declared previous employer income in form C. Ideally this should not be calculated while deducting tax because my previous employer has already done it but LTI has deducted tax from my salary for previous employer income too.
Has anyone else faced this issue or do you have any input on this?

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401k - I can contribute 15%/paycheck and max out by Oct/Nov or slightly less and max out by Dec. Any drawbacks to the latter? It will give me more monthly cash flow. Contributing max to ESPP too

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28 / F / San Francisco / 175k / 6 Years Experience

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How much of your pay do you spend vs. save every week?

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Benz C43 AMG, BMW M340i xdrive, or Audi RS3?

Which would you guys choose? Male 25yrs old - should I lease?

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I’ve never owned a car before.

I have $6k disposable/month but am deciding to stick to buying a cheap used car for <10k OTD.

Truly tired of over thinking and being manipulated by car dealers.

Can anyone relate?

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Off topic..

I want to download "Outstanding share" in the market yearwise.. of Nifty 50

Any idea where i can get these details?

Or at least combined data of all current available share in the market will work too!

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Those of you that live in nyc and have 2-3 kids that go to private school, what’s your HHI? Do you rent or buy? Want to know if my SO and I could swing it with our future kids…

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Help, please! I don’t understand passive activity losses...

Anyone negotiated a scholarship after getting admitted to B school? Tips?

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Uncle Joe money isn’t as big as Cathy money, but I’d take Uncle Joe money over Echo/Google home any day

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Living in Florida but looking to get my real estate license in North Carolina. Can someone please provide me with some information on real estate courses? Preferably online. And reasonable. Thank you in advance

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What do you think of the “Renter’s Choice” ordinance that says landlords can’t force new tenants to pay their security deposit before moving in? It seems like this would make property owners more hesitant to rent their properties out

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Hi 🐠, how many of u own a house when you are in ur h1 visa? My perm just got filed though

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Anyone use an online mortgage lender before? Any recommendations ?

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Is there any option for salary advance or salary loan in Larsen & Toubro Infotech

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Is owning a Tesla the new status symbol these days?

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Can anyone recommend any mutual funds for a 401(k) designed for mod. agg./agg. growth pls ? Prob thinking mid cap. Thanks!

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hi how much is the max LTA exemption? i have declared for 52k this year.

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Any opportunities available for Product Manager?

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Anyone in a People Analytics type role who is willing to share their experiences and path into that field? I have 8 years of HR experience with an IO Psych background, but it’s been a minute since I’ve used much of my stats knowledge. Where would I you recommend upskilling to move into the People Analytics realm?

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I am looking for a referral for GDIT, Akima, or Peraton. I am also interested in other government/defense contractors or any cybersecurity companies.

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I got Medical Reimbursement of around in current month salary, but I don't think I had applied any bill or submitted any such amount. Can someone tell what exactly is this amount for?

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Any video link how to negotiate with counter offer? Please share.

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Can you survive without having a car if you lived in SF city itself? Not planning to leave SF frequently.

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I graduated from GSU majoring in Film and Art. I have begun studying Art Direction at a portfolio school that is unexpectedly closing down. Prior to Covid, I had been in commercial casting in Atlanta for almost 10 years. Now, I’m in the process of polishing my portfolio as well as creating new book worthy material (on my own). Would a Creative currently working in the field mind providing a newbie with some critique? TIA

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It’s hard to trust the partners/leadership when they want us to return to office as being better when we increase offshoring? Also, the pressure on billable hours when all that really matters is how much our fixed labor costs vs. how much we can bill (which is usually fixed fee or at least a range) and the fixed labor costs of offshoring is significantly cheaper so the hours don’t matter. Am I mistaken by this viewpoint?

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Any fishes up and looking to get to know each other? 32, male, straight, 6’4”, athletic, etc.
I am a pretty good cook and have found a recent love for cooking Asian food in woks. I dream of a mountain house with gas stoves, and a sun room. Though would accept a condo for more sleep these days haha

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Hi All,
I recently joined KPMG Global Services, Bangalore. In the Offer letter It was mentioned that I will be part of the TE-DL-DataPlatforms team. Any idea on how the team is and how the WLB and projects will be?

YOE - 2.5 years
Tech Stack - Informatica Developer

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Below is the summary of the performance bonus's at different levels & ratings @EYGDS.
Has @Deloitte India disbursed the bonus?? What are the average percentages for Manager level at Rating 1,2,3 and 4 (1 being the best rating)

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Any tips/dos/don'ts for first day/week at a new job? First day jitters...

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I need a great SVP, GCD, (Art preferred). 2nd in command. All HCP. I need a LEADER, not a manager. A good person as well.

Will be running a huge piece of business.

Great salary & benefits. DM me.

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Hey all, Canadian qualified J.D., with specialization in corporate tax law, looking for referrals to consulting firms in the region. Happy to talk about my profile in detail!

Is kyndryl safe company to join from Ntt Data? Can someone company NTT Data and Kyndryl?

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half way there. time to play index options(Es)

Any one want to build organic traffic from google discover by using nexjs wordpress headless web application with optimised page speed and core web vitals

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Has anyone left a perm opportunity to join Meta in a contract role?

How was the experience? Did you regret it?

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Additional Posts in Personal Investment Chatter

Father who’s living in my home country is transferring an apartment ownership to me. Should I be worried if this is some sort of a signal, maybe about his health? Also what do I need yo be aware of legally and financially?

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Thoughts on investing in Capital One long term at current price?

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Can anyone recommend any mutual funds for a 401(k) designed for mod. agg./agg. growth pls ? Prob thinking mid cap. Thanks!

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New to investing, have 90k in savings. Should I do lump sum or DCA based on current climate? (I'm 23 and plan to do 60% VTSAX 40% VFWAX)

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SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

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Is a $700K house reasonable? ~$70K down payment. HHI ~$180K-200K. Upstate NY, so high r/e taxes.

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What HYSA are you using and what rate are they offering?

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I probably have 3-4x times my 6 month emergency savings in my savings account (with no upcoming major purchases). Have been slowly DCA $1000k / month into VTI in brokerage account. Am I still being too cautious? Want to have my money grow but anxious to try to put more in at a time in such an uncertain market

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Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

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I Bonds rate is 7.12% for the next 6 months does that mean I earn 7.12% every month? Just a little confused. So if I have 10,000 in does that mean I would earn 712 the first month?

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Pay off Mba loans or max Roth IRA with summer internship money? Assuming salary will be out of the Roth IRA income limit post grad

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Is there any group on Whatsapp/telegram/ FB to discuss/ share good investment options? Given the audience here, we could all gain a lot by sharing useful research on stocks..

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My TC is 150K, I’m already maxing out my 401K, and am thinking of putting some money into I-bonds. Should I try to get the backdoor roth IRA? Anything else I can / should invest in? Currently have a lot of cash lying around.

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28 F making 132k. I don’t do much in retirement planning yet but hope to start maxing out this year. Should I do traditional or Roth?

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I’m nervous about missing out on the post-Covid stock boom. Any tips on name brand stocks or ETFs I should look at? I have about 20k to invest. 🙏 Thanks

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I have about ~35k cash in bank. Where should I invest?

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Is there a benefit to maxing out my Roth IRA now with the stock market down? I was going to wait to chunk it out throughout the year

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I’m thinking to change my W4 not to withhold taxes for few months. I need to save more cash to put for a house down payment in the next few months. Has anyone done this? I wonder what the IRS interest rate is when I will pay owed taxes using the IRS Short Term Payment next year?

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What is your primary credit card?

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Looking to open a 529 account for my new kiddo. Apart from being taxed and a 10% penalty if I use for non qualified expenses, anything else I need to be weary about? Also I live in Texas and saw I can open it in another state - is there a benefit / downside for opening in Texas vs another state? Thanks in advance!

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