Related Posts
@Social Work Hey guys! Attached is a job posting. The job (Social
Worker at Sheppard Pratt school) pays 34-41/hr which is 70-85k a year depending on experience. It’s a full time job. So benefits included (insurance, 401k, paid time off, sick days) And also bc it’s a social work position at a school, you get at least 4 supervision hours a month. This recruiter sent it to me. So if you’re interested please reach out to me or her. https://www.indeed.com/job/licensed-social-workercounselor-33455f2e7d917b37
Does Chase Bank exchange USD for Russian Rubles?
Any good cards outside of CSR and AMEX Platinum?
More Posts
Hi anyone can help me with referal.
Angular +.net
What do we think of Annex88?
May help to include where you live for COL
Currently in nyc but I am looking towards Jersey suburbs or Long Island suburbs...so of course the most expensive area
How about your emergency funds after you put down your down payment?
Let’s get married 😬🤗
Eyeballing it, I would guess max home price of $700k if you don't own a car and are debt free. Maybe a touch more if you're comfortable with that. Incidentally we're in about the same financial situation - you're slightly ahead and I'm guessing, younger.
Total payment should be no more than 25-30% of net monthly pay.
Coach
*gross (ie pretax). Most lenders use 28% of gross income for mortgage payment and 36% for total debt. These are max limits although not all institutions adhere to this. 25% post-tax is conservative but may be better for folks with other outstanding debt (eg student loans)
I would not borrow more than 250k, if I were you.
Do not become a slave to your mortgage payment ... it should not become a sword that hangs over your head.
How much is your current rent? One way to look at is that you can do 150k down payment and take mortgage (plus Taxes, HOA, Insurance etc) equivalent of your rent amount. Remember that you will need to increase your emergency fund amount as homeowner vs renter.
Current rent is 1350