What is fishes' take on Direxion 3X ETFs? Is this a good time to put $10-25K in it?

Credit card question. From what I have read, I can apply for a business card even if I do not have an official business. Why would I get the Marriott personal amex over the business Amex when the business card has a lower annual fee and a better welcome offer?

Fellow desis, at what point do people start having tax advisors? 400K Hhi and uncle Sam takes a big cut from it...

Word of the week:

Junior • Mortgage

A junior mortgage is a mortgage that is subordinate to a first or prior (senior) mortgage. A junior mortgage often refers to a second mortgage, but it could also be a third or fourth mortgage

People using td, what’s the best way to view net profit loss? Balance history in the app considers deposits as profit which is annoying

What are the best places to live in Dubai when moving with your family with a school going kid. This is for someone making 40-45k per month and want to balance in terms of not breaking the bank by choosing luxury but also live a comfortable and good life.

Anybody have real estate / rental properties as a side hustle? Is it worth it? What’s the effort vs. Financial obligations vs. Income ratio?

Do I need to do anything to renew my priority pass membership that comes with my Chase Sapphire Reserve? Expires at end of Feb

Need advice! I’m 21, incoming college student in Canada. I saved up $29,000 after taking a couple gap years after high school. What’s the best way to do with this money for the next 4 years?

Currently I have:
$10,000 in TFSA via wealthsimple
$7,000 in Emergency Savings @ 0.9% interest
$2,000 in Stocks
$10,000 lent it to my mom to help out — she’ll pay me when the school starts this Fall

How confident are you that the stock market will be higher at Christmas? Have you put money on it?

I had my best year of earning. So my accountant advised that I get married to lower my taxes.

How long did it take until your first settlement? What was the final amount?

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

Can someone smarter than me explain how the Trump tax plan provision which removes the ability to deduct state and local taxes from reportable income only matters for NJ, NY, CA?

Anyone familiar with any Angel networks investing specifically in Edtech? I’m a founder thinking about a pre-seed and, I’m interested in looking into some more thesis-specific investor networks to gain some value add folks. I’m familiar with players in the VC space but am specifically interested in value add angels as well!

Think twice before deciding to be your own realtor! It helped me to have an objective third party.

50 percent of my investment..vanished.

Poof..

Still holding..

The technology is real..China is one player and we just need some momentum back

Something will give. It always does.

People who live in Edgewater how much do you pay for rent ? I’m looking for 2 bedroom with 1-2 bathrooms near Andersonville and want to get a range on the price. Additionally, do you like this area ?

soooo are we still investing🧐 and if so in which stocks? I invested in exxon right before the negative oil price LOL

How much are you contributing to your 401k?

Has anyone invested in angel syndicated and rolling funds via AngelList? If so, how has your experience been so far?

Has anyone here relocated from CA to TX before five years of practice? I’m in that situation, and it’s not clear to me whether I can continue practicing in Texas—under the supervision of a Texas barred attorney—and waive out of taking the TX bar after I get the 5 years of experience.

Working in ERP implementations for quite some time. But work is not exciting. I am interested to move to Strategy Consulting but not sure whether the jump is possible. Can someone guide me on this?

Why did you decide to leave your first firm job? If you had a chance to jump ship but stayed, why did you stay?

How tough is it to break into a FAANG PM role at mid-level if you have less prestigious experience? I have 10+ YOE in product, but some was at a tiny meh startup that fizzled out, some was in the digital wing of a large old healthcare org, and though my current role is GPM at a “name brand” tech company, it’s on the smaller side. Went to a good-but-not-Ivy school. What qualifications and experience are FAANG companies looking for when hiring mid-level PMs? Can I break in at mid-level from here?

Hi Fishes. Is there anyone who can refer me in EXL? This would mean a lot. Thnx in advance

Can anyone help me with referral in Deloitte Kolkata location ?

For those who have started traveling again... I recently started flying for work and am noticing increased discrimination on Delta Airlines. As a brown person have experienced that in the past, but lately it’s blatant. I’m a diamond and a million miler however, I see more and more out of turn upgrades. Have you experienced and what dis you do about it?

How long does it take for Deloitte SEA to get back with an offer / rejection? I’ve had 2 interviews within a week and then radio silence.

Anyone work at Tesla ?

I have 7 years experience, working as Lead DevOps engineer at 12.7 LPA. I have received an offer from McKinsey and Company for Engineer2 role in DevOps for 29 LPA. I feel I will step down in designation but I will get great exposure in McKinsey. Please share your suggestions, is the offer from McKinsey good to go?

Latino/as hate “latinx”

I have a NRI home loan through ICICI bank and I realized today (mar 6th) that my emi money was in a different account and the auto pay account didn’t have sufficed balance(auto pay is for mar 5) I immediately transferred money to the emi auto pay account and haven’t heard from the bank about any late payment etc but was wondering if there is usually a grace period or something before it’s considered a ‘missed EMI’? Any advice would be appreciated, a little nervous about this :/

Hello! I have been a Pharmacy Technician for about 9 years now and I need to move on. My salary is in the mid 50s which is considered high for this role, so there is little opportunity to advance with this title. I've been applying relentlessly to other positions within and outside of my company. I have a BS in Biology and MS in Health Systems Management, but have struggled to land something else that I'd like to do in healthcare/pharmacy that pays better. Any suggestions??

If you get review notes as a senior (after you sign off on staff work and hand to manager) do you ask staff to clear or do yourself?

As a staff I kind of saw it as the seniors mistake and so their job to fix but curious what you think

Would anyone working within big 4 consulting in finance transformation / implementation be happy to DM and chat with me on what the day to day and projects are like?

I resigned in Oct, Infosys looking to retain me with 30% hike, I have offer of Wipro with 70% and HyVee, Spirent communication, Sabre, HCL with similar offer 70-80%.

Should I stay back or move on?

Can anyone refer me in SAP Labs I have 2.6 years of experience in SAP BASIS

Growth stocks to hold for the next 5 years?

If you were to recommend only one finance book (for a beginner) what would it be?

Any good retirement ready calculators that take into account having a spouse who is also contributing?

Help! Considering two SFH, lens of purchasing for two decades of family raising in public schools. Given price parity:

House 1) excellent location, great curb appeal, better K-8 grade schools, probably needs immediate updates to electrical

House 2) worse location (distant from grocery/schools/restaurants), nearly twice as large (both house and plot of land), worse K-8, stunning interior, great curb appeal

Advice needed - my 12 YO niece wants me to teach her investing. Her parents are supportive. Do I open a joint account with her or an account just in her name?

Looks at my ETH holdings like a proud father.
My boy is growing up!

How much in savings / net worth would you need, before you decide to retire? (Regardless of age).

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

Anyone regularly buy bonds from treasury direct? I'm considering buying EE bonds for each of my young kids now plus setting up a small but recurring I bond monthly purchase for myself.

Need advice! I’m 21, incoming college student in Canada. I saved up $29,000 after taking a couple gap years after high school. What’s the best way to do with this money for the next 4 years?

Currently I have:
$10,000 in TFSA via wealthsimple
$7,000 in Emergency Savings @ 0.9% interest
$2,000 in Stocks
$10,000 lent it to my mom to help out — she’ll pay me when the school starts this Fall

soooo are we still investing🧐 and if so in which stocks? I invested in exxon right before the negative oil price LOL

Which crypto trading app do you use?

Thoughts on affiliate marketing as a side hustle? Also taking suggestions on ideas to create passive income 💡

How do you decide how much is enough income? Seems like lifestyle creep keeps inflating my target income/wealth.

Have an emergency fund, contributing to Roth 401k up to match, maxing out Roth IRA, and wondering whether or not to go back and max out Roth 401k or to contribute to brokerage account.
I am saving for either school or down payment for a house in next 5 years. Have heard about back door Roth conversion but won’t I not be able to touch this money until I’m basically 50?

Looking for undervalued and safe stocks. MSFT, AAPL, etc. are too expensive now. Boeing and airlines are not safe.

What are some good deal stocks you are looking at?