What is the best credit card to get as a new associate with no credit or past credit card?

like
Posting as :
works at
You are currently posting as works at

Discover It is great - the secured card is a good option if you’re not eligible for the regular.

like

Capital one quick silver, 1.5% back on every transaction.

like

CapitolOne Venture card.

like

Get a non yearly fee cash back card, like the Capital One Quicksilver. This is a card you will never cancel because it will be your longest open credit card (major factor for credit score). Do a year of using that card, paying in full every month, and asking to increase credit limit every 4-6 months (another factor of your score). After a year, apply for another card- maybe a place you have status like Marriott- and use that card and pay in full- make sure you achieve the spend bonus. Keep the card but after a year, downgrade to the free version and get another card. That’s how you’ll quickly build credit and points. In terms of credit score, major factors are: oldest card, are you paying in full each month, credit limit, percent of credit limit you use each month

like

CSR

Related Posts

Currently working as a consultant in the US for a software company. Moving to UK next year for personal reasons and my company is sponsoring my visa and has offered me a Product Manager position (per my request to make a career change). Currently at 155 TC in the US and not sure how negotiate UK salary for a new position.

If my parents are over 70 years old, can I start their life insurance now so that when they die me and my family are protected financially.

like

Looking to buy a mattress - considering doing a marriott shop with 40% choice benefit discount. What’s the best non-bouncy option?

like

Anyone know how work life balance is at Deloitte? A recruiter reached out to me and even said government/public services is no travel.

like

Looking for a job change, Exp: 4.5 years
Role: Sr. CSR (Banking domain)
Current CTC : 4LPA
suggestion or any reference would be appreciated

like

JPMorgan Chase Anyone from JP Morgan here? I need referral for scrum master role.JPMorgan Chase

like
like

Has anyone here ever accidentally walked in on a hotel guest? Oops...

like

Made it to Delta Silver 🤟

funnylike

Hiring an advisor and a 401k specialist in Greensboro + Charlotte NC

Do folks have trusted/valuable resources for researching luxury family travel with young kids? I don’t care the cost, I want to know what is most convenient and nice for my family. Feel like generally most resources are geared to either a) families on a budget (I don’t care which hotel is best bang for buck w/mid breakfast) or b) couples / adults only travelers. Do folks just stick to true five star hotel concierges for help? Do folks just book luxury tours like A&K? How do folks research?

like

What would you say is the greatest factor in reducing modern racism? Music? Togetherness through pain (terrorism, Trump, Charlottesville)? Shows like United Shades of America or Parts Unknown? Media in general (including ads)?

like

Is Visa a stingy company?

like

Hi! I’m a physical therapist and curious if anyone has a side hustle(s) while working full time in health care and what it is? Looking for more financial stability for my future as I’m unsure how longI will work as a PT full time! Thanks in advance

like

Hi Sharks,
Till last July I was earning 12 LPA, now I switch to a product based with 30 LPA. Where 27 is the base. Monthly I pay 45k tax.
Things that i am doing already is LIC = 40 k , SSA= 50 k (for my kid) and tution fees = 25 K .So altogether withPF other superannuation fund I can show 1.5 Lakhs in 80 C.

Apart from this planning to buy flats or small villa in chennai. I can pay invest more as my most money goes as a saving or buy gold as risk free. Please advice wat else can i do? Kindly

like

This might be a dumb question but I'm looking for inputs regarding career.
My bachelor's is in mechanical engineering and masters in aerospace engineering. Currently I'm a flight test engineer, been working as one for the last 6 years. Other than working airplanes, it's a lot of getting people together, getting requirements for test and executing test plans. I was wonder what other positions can I qualify for? Program manager? Systems integrations? Any advice or input is appreciated.

like

Is anyone out here a travel blogger? How did you get started?

likehelpful

26 years old. Thinking about doing Grad school in 2 years. I have been doing Roth 401k. Should I keep on doing that or switch to Trad 401k? Info on this is so mixed :(

like

Godrej & Boyce Johnson & Johnson Services, Inc. If Any Jobs Openings In Supply Chain profile.. Please Let Me Know rohanmoreindian@yahoo.co.in Vendor Invoicing/ Billing, Vendor Management, SAP Ps work, Ariba Vendors Management Sourcing, MIS & Presentation Skill Etc Rohan More Cipla Abbott Unilever Johnson & Johnson Services, Inc. Pidilite Industries Limited Tata Consultancy Accenture Capgemini Cognizant GEP Worldwide Mahindra Group Tech Mahindra Godrej Godrej & Boyce Godrej industries ltd Godrej industries ltd HCL Technologies JPMorgan Chase JLL Ericsson

like

More Posts

Which job would pay more in the future? Business Intelligence or Proposal Writing? I am a government contractor so you know what sector in.

like

Hey fishes,

Capgemini looking for below positions.
If interested please let me know.

Post Photo
like

Ok friends, help me out here….I need to know what an RN makes in an Internal Med Clinic Setting that has a speciality of testing and treating STI’s including HIV.
AND what a Behavioral Health Intake Nurse makes.
Any insight would be much appreciated! TYIA!

like

I recently cleared interview in TCS for Salesforce domain role and had my HR round few days back, In HR round HR said they can give me the same CTC I am currently getting in my current company as I am switching the job in 6 months so they can't provide any hike, Is this a valid reason? also during interview scheduling process I had told them on hike % of bare minimum which they had agreed and then proceeded with interview but now HR is not providing any hike, what should so do in such situation,

like

Struggling to book Schengen appointment with any of the embassies in London. Any tips fish fam?

like

I just have to keep reminding myself that God is in control. What truths are you holding on to today?

likehelpful
like

Where do you reckon the best company to be a sales engineer is? (Besides Salesforce 😉)

like

Hi
Need 11 likes.

likeuplifting

what should I get a grad degree in

like

Anyone in here work for Alameda Health System on the IT side?

like

Anyone have any great apartment rental insurance companies? (Or horrible companies that I should shy away from? Equally as helpful!)

like

Are there any legit promo codes or ways to get discounts on away luggage? I know they rarely do sales-just trying to see if I can save a little while upgrading my carry on.

like

Most embarrassing example of "you're still presenting" you've ever seen?

like

If you work with me, you’ll recognize this from our Zoom and Teams calls.

Post Photo
like

Has anyone taken the CAIA exam recently? Currently studying for lvl 1 but not too much commentary out there.

like

I have a first round interview with the Fed Reserve for a Sr. Associate Examiner, any tips for the interview?

like

At $GNT event

Post Photo
like

Why is my (34F) ex (37M) stalking me on social media? TBC

like

Additional Posts in Consulting

Anyone have an recs for self help books that help with work anxiety? I've felt so low on the totem pole since I joined in 2015 that I rarely give any opinions at the office. Obvi this is (cont'd)

like

Any Canadian 🐠 here? I just got a offer from McKinsey NYC and I’m Canadian. Will I be able to work in NYC and be paid in USD?

like

Sitting in an open office. Both ppl next to me are on 15+ minute phone calls (one proposal review, one talking about child care) with open phone rooms 20ft away. What's my best move here?

like

Any of the female consultants out there been asked what their "rate" was when having a solo drink at the hotel bar? I mean, I can't help it that I'm popular...

like

Have a job opportunity with a company that I’m not particularly interested in culture wise, but the work seems like a great step in my career. What are some deciding factors you would consider cont.

like

When it's been a day so you order steak. 🥩🍷

like

Any good books recommendation on effective client communication/business writing?

like

I just found out I was promoted… in October. In November, my project ended and I was told I’d be fired if the client didn’t have another role for me. Am I crazy or is flip-flopping like this kind of ridiculous?

like

PwC: for those laid off, how much does Cobra cost for us? Or can someone point me in the right direction? Only have 2 days to transfer 401k, wealth builder, and insurance/etc so scrambling now

like

What is so great about working in Salesforce? What are the benefits everyone raves about and what do they even do? Is it implementation?

like

Notice there are so many people with debate experience in consulting. Kinda impressed. Any highly recommended books related to debate or communication in general?

like

I have federal school loans totaling 86000 with an average interest of 5% and currently on a income based loan repayment plan. Should I refinance with a private company and get a 2% interest instead?

like

Work phone is much nicer than my personal. Thinking about just swapping the SIM cards between the phones. Has anyone done this? Or is this a bad idea?

like

I am desperate to get out of my current firm. Would it be worth it to reach out to my alma mater's alumni network? Not sure how much it'll actually help considering I only have one year of experience and not many companies are hiring atm...

like

Is there anyone from McKinsey public sector available to tell me a bit about the work-life balance etc?

like

Starting a new job next week. How soon is too soon to ask for tuition reimbursement? 😅

like

What are JFK lines looking like ? Would Arriving 30 mins prior to boarding be okay ?

like

Good books on corporate sales strategy

like

How often do folks at the SM level get asked to leave/fired?

like

How much do IVY league MBA graduates make after graduating and entering consulting/technology. I know a lot of people who have been going back to school and I am curious if it is worth it. I also know someone who went to Georgetown and they started with Accenture making the same amount as me, someone without a MBA.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal