What is the interest rate and institution you pay for student loan, home, car, investment properties, personal loan? - whatever applies. Mine student loan Sofi 3.013%, car chase bank 3.29%, home newrez 3.875% , investment properties local community bank 5%, no personal loan or line of credit

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Mortgage 2.875 large bank, car 3.5 local credit union.

I would refi both your properties, but I’m not a financial advisor.

D1. The break even for a refi in today’s low interest rate environment is < 6 months. You should look at doing a refi if you are planning to live there for 5 years.

Federal Student loans 0% for now (~5.5% when non-Covid times). No other loans currently and will have my student loans done by March (though I might hold off on paying them if student loan forgiveness looks like a possibility at my income level ...unlikely but a guy can hope)

Mortgage 2.625% CCM
Car 0% Chase

That's it.

It was a manufacturer deal which Chase services. Yes, there's a lot of 0% loans on new vehicles.

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Mortgage 2.75 and student loans 2.3 (refinanced over last summer)

No no use ME 🙌

Mortgage: 2.65% (I was able to refi at minimal cost)
Car: 3.5 (capital one)
Student loan paid off 2 years ago.

Anyone used splash financial for student loan? They are offering 2.63%. I do not think we will qualify for student loan forgiveness. I hope so. What is the use of a MBA degree, if we can not manage our own finances. We will make our schools look really bad.

OP you should definitely look into refinancing your mortgage. I went from 3.375 to 2.75 with PenFed. Break even is < 6 months. DM me if you would like a referral

Student loan: earnest, 1.87%. Mortgage from loandepot 2.5%

jumbo mortgage 2.875%, investment property 3.125%, used vehicle 2.09%

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