What is the reimbursable OPD limit in the base cover provided by Optum if I do not choose any additional floater cover?
Also are dermatological treatments covered for reimburse?

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5 lac for employee if you haven’t nominated any dependents, no dermatological cosmetic or lasik are not covered in Insurance

5 lac is hospitalization charges. There is no company in world which will allow 5 lakhs for OPD alone without hospitalization

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