What % of your paycheck goes to your 401k each pay period? And what is your split between Roth and traditional?

like
Posting as :
works at
You are currently posting as works at

6% split 50/50 but I will likely go all Roth this year given the new tax code. I’m willing to bet tax rates go back up later down the road so I’ll pay it now rather than later

like

15% 401 but switching to ROTH for same reasons as MS

like

12% and split 50/50

like

5

like

7%. All traditional.

12% 401k

Just upped mine to 7% but switched it to all Roth

Related Posts

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

like

anyone else feels stuck at current job, but not able to apply due to upcoming paid maternity leave benefits that you don't want to miss out on? currently still in first trimester !

likehelpful

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

like

All the reimbursement and other stuff which goes to partner for approval , does partner actually sits and review all those and approves it or does he have any secretary or assistant to approve all that.

Currently 4 expenses(1 internet, 2 Cab, 1 Flight) which are awaiting partners approval and I am really concerned if he's gonna come shouting at me 😂

like

How much of your income (%) regardless of savings rate would you spend for a house renovation?
We are moving into a house but it needs to be remodeled. Finally no more rent and no mortgage

like

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

like

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

like

Are Vanguard target funds good options to invest my 401k money in?

like

Can we discuss the sad state of affairs that is the Publicis maternity/paternity leave?

like

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

like

What are your thoughts on those who refuse to wear cloth masks as a healthcare professional?

like

Does the company provide fringe benefits?

like

Today I started looking into the benefits of owning a miniature pony. And I seriously considered it.

like

Hi fishes ,

I received an offer for senior manager position in PWC .

Can you please let me know about the health insurance coverage as it is not mentioned in offer letter.

Please also inform if parents can be included in health insurance provided by PWC.

like

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

likesmart

HNY all! I have multiple rollover and traditional IRAs, as well as a solo 401k. But (since I started paying attention to this kind of thing) have always been over the income limit to start a Roth IRA. I’ve also not done much contributing in the last few years due to purchasing an apartment and saving for renovations. Cue pandemic joblessness... if married filing separately, would you say it’s a good idea to start a Roth while under the income limit, even in this climate? Any reason not to?

like

Any advice on my current Vanguard Portfolio ?

Post Photo
like

How is Google from a pregnancy/maternity support standpoint? Considering applying for a role, but likely will aim to have a child within the next year. Would they be accommodating? Do people usually come back from maternity leave into the same role or a different role?

like

Can anyone refer me ?

I have completed my Masters and having more than 3YOE in US Healthcare ...

like

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

like

More Posts

One I was proud of

Post Photo
like

Hi, I was curious if anyone had any jobs or companies that had a position with a mix of consulting/healthcare/pharmaceutical. I currently work in clinical operations and research, and would love to jump or learn into a tech side company with pharmaceutical exposure. Not sure if these are out there but figured I’d see!

like

I have an offer to do some consulting for a company based out of the UK (I am in the US). The job would not go through a consulting company but would be directly with the company. I have not done any consulting before so I am not sure how it works, what I would need to set up (they mentioned that I would start a LLC and bill them directly, no idea how to do that), how to determine the tax implications of this, or what hourly rate I would expect. Can anyone offer advice?

Been 2 weeks since the final interview...and nothing has happened yet, not even a reference check. Is it a bad sign? Bay Area

like

Hi sharks , I have some doubts in PaaS Analytics, can any one help in this regards please

like

How many hearts do you need to DM?

like

Trump wants to limit protests around the White House: where they can happen, what equipment they can use, and how quickly they can be permitted. Another conservative crybaby looking for a safe space.

like

Folks, help me understand.

Why is it not easy for GOP to delay or cancel electoral certification on January 6th?

You got enough GOP congressmen and in my count, at least one GOP senator promising to block. Can they do this very easily and let the state delegation retain Trump and Pence? This seems a very real possibility to me at this point. I can never seem to under estimate GOP at this sort of thing.

like

Boys, please introduce yourselves. I only see female 🐟 posting here

likesmart

I work in healthcare administration but was a medic for years. You learn so much about innovation but seems like most health systems just want people to fall in line and just do what's always been done. I would take a pay cut to work for a system that's actually trying to do something disruptive in the Industry as opposed to just using buzz words in ppt.

like

What will be the take home and what is special allowance?

Post Photo
like

Anyone here watch or read Little Fires Everywhere?

like

Currently a MS finance student. Recently secured a year long internship with the Federal Reserve researching commercial banking conditions. The role is tech heavy (python, R, Sql etc ) What kind of roles can I look into in the event there’s isn’t a return offer? Thanks

like

Does anyone have any interview tips for an EY internship? I would like to learn more about someone’s experience in the interview process and how to stand out.

like

Hi All,

How long do ppl in the US generally take leaves in December for vacation?
Only last couple of weeks or the entire month?

Just bought AMC April 7$. I think we get a pop in the next few days maybe to 10

like

Guys, I have 4.5 yr Experience as Robotics process Automation.Currenty I am working as Senior RPA developer(AA).
Do you have any opportunity and referal.please let me know.

like

Hi fishes,

I’m looking for a job change in AWS support team, currently working ZS associates as platform support associate.

like

Hi Everyone, does anyone know the salary bands for SMs in tech consulting at EY London?

like

PwC US ADVISORY
Line of Service: Advisory
Industry: Management Consulting
Designation: Senior Associate
I have second round of interview tmrw and have few queries as below-
1) I have current offer of 12 CTC from other company so now how much can I ask in pwc? My current experience is 5yrs.
I am on notice period and in present company I got recent hike and my salary is now 9.5ctc.
2) generally how many rounds of interview will be there?

like

Additional Posts in Finance

Suggestions for good coffee in midtown? I don't care for the ambience, don't care if there's a little wait time. Just looking for good coffee. My current favorites are Cafe Grumpy and Blue Bottle.

like

Thoughts on Asset Management as a career path? What are the pros/cons?

like

Anyone have a Branch referral code? I’m starting a new role in PE and wondering if this is decent chair out there besides the usual HM, Steelcase and Autonomous

like

What do typical year end bonuses look like? In my first year here and have no context

like

Does having a CVA (certified valuation analyst) useful? have heard mixed reviews

like

But seriously, who are these people with titles but no companies?

Anyone know what other fishbowls are like?

like

Khaleesi is coming to Westeros!!!

like

When traveling does anyone else struggle to get motivated to use the gym and eat healthy? How do you over come this?

like

My background check for Blackrock came back last week. It’s now with the background check committee. How long until I get the final OK? No, I am not a criminal. :-)

like

Does anyone know what the base salary increase is going from Analyst to AVP at Barclays in the UK is? Front office trading role

like

I’m an analyst level on the pm team of separately managed equity accounts at my firm, looking to get more into private assets, does anyone have any suggestion of a possible path? Is getting to banking first inevitable? Thanks!

like

Has anyone done the GARP Financial Risk and Regulation course? Was it educational? Did you do the FRM after?

If I had a penny for every time I had to look up millennialisms...

like

Wonky Q of the day: could we create executive incentive packages based on independent 3rd party evaluations of growth in intrinsic value rather than share price? Would that change buyback behavior?

like

Transitioning from line of business familiarity (understanding financial statements) to... real(?) Finance (bonds and cap markets and other debt sales) any advice on books or resources to learn really from step 0?

like

Does anyone have any insights on the Certificate Investment Performance Measurement (CIPM)?

like

Does anyone else feel like you have an easier time focusing in the office? I get easily distracted at home and background noise actually makes it easier for me to focus. Everyone else I know says I’m crazy.

like

Best gadgets, accesorios, etc. for traveling? What are the things you always take with you when you travel?

like

The discrepancy between the time I spend making a pitch book and the time the client spends actually reviewing them is something I'd rather not think about

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal