What percent of annual income should go towards market investment? (Stocks) Assuming that is your only investment?

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Depends how early you want to retire... Any more info?

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Agree but then the issue is the 150k person will take a huge hit to quality of life. Not everyone can digest that

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Are the recruiters that contact me hot by design?

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I am interviewing for an agency and they haven't extended any offers but want me to provide them with all sorts of documents. Is this sus or am I just overtly wary?

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My therapist just said he could no longer help me because I went back on social media to see what my ex has been up to when I said I wouldn’t. I don’t know why this is so wrong. I’m sorry that it’s taking me longer to heal and I’m not ready to let go.

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Does anyone know what type of salary I can expect working at a hedge fund like citadel and two sigma in a financial analyst role (3-4yrs experience)

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I’ve been getting paid less than my yt counterparts for the last 5 yrs & now that I’ve begun to speak up and ask questions abt my comp, comments are being made abt me being aggressive. Wondering if

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What are the benefits like at Droga5 vs Widen + Kennedy?

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Anyone recently got hired in standard chartered as a java developer please do comment i need some interview help.

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I left an agency job that I loved for “my dream job” in-house. It’s been a few months, but I’m really missing my old job. I feel silly for leaving it, esp because I’m realizing my “dream job” isn’t doing it for me, despite it paying much more than my old job. What do I do?

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Anyone using short term structured notes in an advisory account?

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Another job well done! 🚶‍♂️🏠🔥🔥🔥

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Does anyone know if there are any online MBA programs that are giving doctors who are working frontline some sort of tuition relief ?
If not anyone want to recommend a good online MBA program for MDs ?

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Is CQF useful to get entry level Quant role in GS ?? for non quant undergrad.

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Anyone have any leads on Sr Resource Manager roles opening?

How many emails and/or Slack messages do you receive and respond to on a typical day? My employer wants everything answered within 24 hours but in reality responses need to be made almost immediately. This makes getting back on task and being productive almost impossible when there are constant interruptions. Any advice on this or asking for accommodations? I think my best option is to change jobs.

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To All Fishes,
A Small advice from my experience...
Don't join in Startup Small IT Companies where Company don't have Financial Strong...
Suddenly you will get a Call from HR n give notice to u as bcoz of budget issues we are Terminating Some people and you are one of them...

likesmart

In Consulting, what do people mean when they say be willing roll up your sleeves and get dirty?

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We have a lot of inexperienced managers and leaders throughout the company. I wanted to propose bringing on a L&D leader who has experience creating long-term curriculums for managers and executives. For those that have a management training philosophy, who runs it and how often,m?

likesmart

When did you start feeling tired during your pregnancy? I’m 5 weeks away from due date and I’m starting to feel slow and wanting to take naps during the day 😓

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Additional Posts in FIRE Financial Independence Retire Early

Anyone regret not doing banking to do FIRE faster?

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I’m curious how much other people with similar incomes save/invest a year; I’m a 24M, making 70K a year in a HCOL city. I saved about $12K in my first year of working out of college, and I feel like that’s pretty good but I could’ve done better. My rent isn’t too pricey, but I went on 3 vacations, go out to the bars frequently, and spend pretty freely on food. Anyone care to share their income and corresponding savings for FIRE?

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At what number do you feel like you’re making enough whether to satisfy your desires or just not feel guilty about spending money.I’ve been blessed to have my income raised a total of 85% throughout 9 years but shortly after each raise I still feel like it’s not enough to live by and that I’m always behind. I live in a high cost area and make triple of what my friends make yet it still doesn’t feel enough. Cont’d

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Is contributing to an HSA better than a taxable brokerage in CA?
(where HSA contributions and gains are not protected from state tax)

Or only superior if I avoid taxes in HSA via Treasury notes/IBonds?

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Im 35. Considering to start investing in Real Estate this year. Looking to buy 1 property to start generating cash flow, but most importantly, long term equity. No plans to sell. Condo or Single family residence. Considering booming areas like Austin, Vegas or somewhere with potential to grow. Will need local help, since I don’t live there (realtor + property manager). Already have 20% down, but considering putting less. All closing fees are also covered. Is this a good idea or should just wait?

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Friendly reminder: IRA contribution limit increased from $5500 to $6000 in 2019. Make sure to update those automatic contribution amounts!

likesmart

I am convinced buying a house is a poor use of money when living near any mid-sized to large city when looking at investing that money over a 15-30 year time frame. What do I need to be considering?

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I have 60k in the bank and have no idea what to do with it. Ik it’s a sin to have that much in an account and not making it work for me. I’m not saving for any big purchases either. I’m not too savvy when it comes to investing and really want to strengthen my financial/investing understandings. I plan on sitting down with an advisor. Any advice?

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Do you feel like your “wants” drive you to earn more or do you start to enjoy more expensive things because youI have the money now?

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I have a lot of student debt from law school. I’ve refinanced a couple of times and received the best fixed rate available, but I’ve seen others refinance with a variable rate which of course is lower. I’ve read some other comments of people refinancing at a super low variable rate....isn’t this risky? Of course I am afraid of going variable and then the interest rates going up a lot. Am I missing something?

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Currently looking to refinance my first home (4.125) and considering a few options. What do you recommend?

Background: 36, single and hoping to meet someone, would move from townhome at that point. Would like to save on interest & reduce costs in the time being. No other expenses but car is 10 years old and would prob need a new one within 5 years.

Loan amt: $220k
Current Principle + Interest 4.125% : $1104

Refinance options:
7/6 arm 2.25%: $848
30 yr 2.87%: $920

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Do people tend to age out of wanting to FIRE?

In your 20s-30s, you don’t know much, you’re told what to do, you have few financial resources so you are tied to your job. Under these circumstances it makes perfect sense why you would want to FIRE asap.

But eventually you advance up the ladder, you are now the boss and your people do all the grunt work. You also have built up expertise which makes the job easier. And you are making the best money of your life. FIRE is no longer so pressing.

likesmart

I am still waiting on a 2k federal tax refund from the 2019 tax year. I’ve called 20+ times over the past year, and haven’t gotten more than “we are working through an unprecedented backlog and will get to it soon.” Anyone in a similar boat and/or have any advice other than wait?

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How much do you donate each month/year? What is your total comp and age?

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Where can I start learning about retirement in America? I’m naive on the topic and originally from another country so I need reliable learning resources. I’m 31 and don’t have anything yet, except 6months in emergency fund and I started traditional 401k a few months ago, but can’t max it out currently as I make less than $70k right and single, so I’m currently putting 6% on a targeted retirement age portfolio.

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Do I have too much cash ($35,000) in my high yield savings account? No immediate plans to buy a house (but could be an option). Rent is $2100 and have no other debt or month financial obligations.

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What are the easiest / least time consuming 2nd careers? Ideally something where you can make your own hours or don’t demand more than 10-20 hours a week

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How much is your emergency fund? My husband and I are DINKS with 5K monthly expenses but (because we are very privileged) live near family who could help us if something happened. We only keep 5K in our emergency fund because I want to invest as much as I can in index funds.

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Anyone here retire in late 30s or know someone that has?

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