What percentage do you contribute to 401k?

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Posting as :
works at
You are currently posting as works at

Whatever gets me to the max contribution.

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Same. Squirreling away

Every other day this is asked. What’s the point ? I make a lot more than you so my percentage is small. How’s they helpful to you?

likefunny

6% for now to at least get the full match while I’m building up my emergency fund

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My advice to anyone would be to contribute to the IRS match as soon as possible, and have your spouse do the same.

While getting a loan from a 401k is a horrible idea, it can be done in an emergency.

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I’m only doing 6%. I feel like a ton of folks respond ‘maximum!’ to these posts. I’m working on paying off debt rn while balancing wanting to get my full employer match. Do I wish it was more? Yup! Do I plan on increasing it to max in the near future? Also yes! Am I there at this point? Nope.

16%

40% 👀

50% until I max out.

Max contribution.

3%. I’m hoping to stay at my current employer (God willing everything goes well and the job doesn’t take a toll on my mental health). You can always increase your contribution, but for now I’m starting off slow esp since I have a lot of retirement funds at my previous employer that’s still earning interest

Cap contributions, have every year since college, 25 years on now,

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