Personal Investment Chatter

What percentage of your take home salary goes toward mortgage?

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Posting as :
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Moved back home. 1.7% on a storage unit...

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likefunny
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Around 30%, live in Copenhagen, Denmark and its bit below avarage in the City. Normally its around 35-40% here.

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likesmart
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10% for Chicago rent. Mortgage would be about the same all-in.

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13% in CA

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~20% in Texas on single income. Can’t wait for the wife to go back to work and it’s more like 13%.

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24%. (Wife + me)

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22%, rent in NJ

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~25% mortgage in NC

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Take home salary.. I.e. post taxes? Post 401k? Post medical premiums?

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funny
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Yes D2, that’s what I meant - and people with less than 20% are in a pretty good spot! I thought most people would be around 25% for rent and around 40% for mortgage

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PwC3, it’s likely still pointless, but my understanding was after tax only. If you’re deducting others, recreate the counterfactual

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10% net, Midwest

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I can’t talk about mortgage (since I don’t have one) but I can mention rent - I live in NYC and about 42%

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In Chicago our mortgage is ~15%. A little under 25% of my income

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20%

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No more than one week’s gross should be going toward housing of any kind, all in.

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27% in Los Angeles area.. assume it's below average

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@IBM1, 1 week’s gross would typically be around 40% of net I think. So yes, that is probably the cutoff mark.

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13% of net pay. Spouse + me.

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PITI+HOA is about 50%.

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Related Posts

Do you get a bonus? How much? Do you count it in your salary when posting here? 180 base, 50 bonus, plus 50-75k profit sharing and 50k equity a year. Still feel underpaid on initial base salary :/

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What a typical C3 to M1 salary increase/bonus? Does it matter if you have a masters degree?

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For those newly promoted seniors. Was the $5k promo bonus discussed in your comp call?

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Why is there an overlap / inverse correlation between salary and designation? For example there are senior consultants making a lot more than managers, and managers making a lot more than SM.

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Curious to benchmark—(1) what is your annualized rent as a % of your annual base salary and (2) what is your annualized savings/retirement/brokerage as a % of your annual base salary?

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6th year of practice. I need to get out of insurance defense. Probably would prefer to be out of litigation in general. I also need to get out of south Florida/Florida in general because my salary is not great compared to the high cost of living in my city and I haven’t been able to find any other reasonable paying job. Been looking on and off for 5 years. Prospects are extremely poor. My question is: what are some good JD-preferred career paths or lateral opportunities I should explore?

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What’s the average salary range for a Senior Media Planner with 4.5 years of experience. I live in Dallas but curious for other locations as well.

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Has anybody negotiated their salary during evaluation?

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KPMG 🐠’s - Tier 1 City, Salary & benefits for mgr in MC at KPMG ? 🤔

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PE ops role salary and bonus estimate? Please specify small, mid, large fund if possible

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Is it reasonable to ask about salary progression when interviewing? Will recruiters answer?

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Growth marketing/digital marketing exits + salary ranges? 2YOE

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Does Deloitte offer any bonus for obtaining a clearance? (Currently being sponsored for TS)

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Significant salary reduction. Asked not to reduce my hours so that I can get my salary back sooner. Tempted to make a move, but not sure what hiring climate is like or whether it’s the right time.

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What’re your thoughts on lockstep comp models? My preferred approach is lockstep comp with a performance-based bonus.

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Would you go back to being a creative if you got the chance to work at Wieden + Kennedy for the same salary?

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I interviewed for a job (3rd round). The next day i received call that they want to know what I’m thinking for comp and that I’m in the lead so far & still 1 candidate left to intvw. My chances good?

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I have an interview with EY for Senior in assurance for fed. Any advice to get the job and best salary offer?

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Expected salary to ask for a manager position in Deloitte (non MBA)

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Additional Posts

Have legit 90% disability partly due to an arthritic degeneration of my lumbothoracic spine. Air travel is getting to be very painful. Anyone else have similar problems and what did you do?

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What do you all use to file for taxes after switching to h1b?

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Any recommendations on decreasing anxiety? I have been trying to meditate

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PwCers: any subsidized life insurance benefits for parents through the firm?

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Have informational interview for Google PM role later today, please need advice / tips / focus areas to callout / and messaging pointers. What should I have deep background knowledge / insights to?

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How easy is it to re-join your precious consulting firm after a year if you’re not happy with your exit? Thinking MBB, OW, S&, Monitor

likeuplifting
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Have an interview coming up for a Product Manager position. The company wants me to prototype something for them live. They will provide a very high level list of requirements. How tf will that work?

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Anyone make the move to Brooklyn from Manhattan? Looking at places in Williamsburg and curious if anyone loved/hated it after making the move.

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Which firm has the best travel/expense policy?

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Someone said “I don’t see color.” in our meeting and I know that person has no ill intentions. But do you agree that this statement is racist?

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Is it acceptable to add one of the panelists who interviewed me on LinkedIn? We came from the same ethnic background and I’m very inspired by their success. Does it affect the outcome negatively?

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Does Deloitte Consulting cover annual membership fee of professional organizations ($100-150/year)? Called benefits and they suggested I ask my RM and counselor....🙄

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Year long project almost over and I am the last one on. Time to rub one out while no one is here.

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I have a heavy career choice I need to make. Would love your input, pretty please. I'm a MC now. The travel and the constant, change in clients and underpaid salary compared to peers is too much.....

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Do you fly economy, business or first class?

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Thoughts on Deutsch NY? Culture, work/life balance, perks, etc.

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Pretty much!!

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likefunny
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Is there any Opportunities in Gov? I am seeking a job in gov. Do I really need SC/TSC? What if you don’t have it, how can I get it one?

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Tips on telling your partner you have a promotion opportunity but it’s with 1) a competitor and 2) same industry? I really love the mentorship and leadership he has provided, just with recent...

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I do like the work..but I know I’ll be paid atleast 35K more if I leave..and not sure if the next promotion will happen sooner than 3 years..leave or stay? Don’t have much partner or leadership support but not in a bad book as well

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