What percentage would one have in crypto as part of their portfolio?? It was 5% for me but with recent gains past few weeks. Has ballooned to 14% (even after todays dip).

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?

Hi investment fish! My Wife and I make a combined income of just under 200k and looking to buy our first home. We want to live comfortably in our means, what price should we be looking to stay under?

Anyone been successful in setting up decent yielding passive income with little upfront effort?

Planning to apply next year and had a question on scholarships. Is scholarship money from schools just put toward tuition? If I have full tuition sponsorship from employer, can I move my scholarship from a school to living expenses?

Has anyone filed for partial unemployment as a first year and getting money from their state in NJ, if so is it close to what you were making before flex ?

Top LMM funds?

Has anyone ever (thought to) donate their eggs? I’ve joked about it but I’m seeing Instagram ads & the thought of paying my loans off sooner is tempting. Someone please talk some sense into me 😂

I'm 3/24 (Amazon card - 4/22, CSR - 8/22, AAdvantage Exec - 8/22)

I've almost hit my minimum spend for my August cards and would like to get another, although I'm in a bind because I want 3 additional Chase cards in the near future (Marriott, Hyatt, and Freedom Unlimited). Any advice on which two to choose?

X-bowl post. Looking to rent a house in Houston - Richmond, Sugarland area. Not finding a lot of luck on Zillow. Any other effective ways to approach this?
I'm not from Texas, so completely unaware of any local ways to handle this. TIA

Hi Everyone,

I'm a Software Developer with 6 years of experience. I'm immigrating to Netherlands in few months.

Is 4k Euros per month in hand salary after exclusion of taxes is reasonable to meet the expenses of 3 member family in Netherlands?

Which is your stock pick this week?
Serious answers only!

Recently purchased a home and starting the design process - planning to spend $70k on furniture in the next 6 months (sourcing through designer, not through big box retailers). What are the best credit cards out there right now with 0% APRs and rewards/cash back? Partner and I have excellent credit.

That feeling when you finally pay off your student loans! #finallymadeit #gradschoolistooexpensive

Does anyone have ETF recommendations for someone around late 20s?

Anyone here used their Amex platinum on apps like remitly? I know the exchange rate is slightly lower if we pay by CC/DC but I guess if we make MR points should make up for it?

Off topic!

I recently bought a house (In my hometown), I am not staying there. It is currently on rent. I am getting Rent as 50% of the total Home loan EMI of that house. And it is equivalent to the rent that I am paying at my current location in another city.

Question is: Should I do yearly loan prepayments from my annual bonus to reduce the EMI amount or should I keep the loan going as it is and invest yearly bonus in share market or gold.

Or

Any other approach to get good outcome?

Does anyone just not care anymore? At all? About anything? I don’t feel like doing any work. If I get fired, fine. If I have to move back in w my parents, fine. If I deplete all my savings, fine. Ppl are dying, fine. Global depression, fine. I’m numb. I straight up just don’t care about anything anymore.

EY 🐠, am I able to setup separate accounts for my paycheck and reimbursement ?

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

My strategy for Bitcoin:

Buy low
Get worried and sell lower
Get FOMO and buy even lower
Panic and sell at its lowest
Cry myself to sleep
Repeat

I am wondering if anyone here got their start in Pharma through a contract role. If so, which company? I am trying to transition from Hospital to Pharma and am trying to get my first experience under my belt.

I have 2 offers as mentioned below. Can you please suggest which one is better to join considering current offered salary, annual increments/promotions and work life balance since I am planning for a long term association.

BMC Software
Offered CTC - X (fixed) + 15% variable (mentioned in offer letter) + 1.5 Lakhs joining bonus

Barclays
Offered CTC - X+1.5 Lakhs (fixed) + 8-10% additional bonus (HR told but amount not mentioned in offer letter)

How is the final settlement calculated at Accenture? Notice period is 3 months.
Will I get normal monthly pay for the first two months? I'm leaving after completing 12 months.

What are your thoughts on the new 2018 Merrill comp plan? No more bonuses with SGA going away. 3HH requirement to avoid grid reduction. I️ have too many households now! I️ only want $1mm+!

Leaving work at 1am on a Saturday .. So sad

How is ZS associates viewed on the street? Reputation, pay, and WLB?

Any one here working for MUFJ? Looking for a referral. Happy to connect & discuss. Thanks in advance.

For arguments sake let’s say you make $180k as a Senior Creative in Los Angeles, and you’re asked by a recruiter what you’re looking for what do you say?

Scenarios
A) Lateral Move
B) Title Change

As a product designer starting a new role, what should my 30, 60, and 90 day goals look like?

Anyone else facing a layoff from the impact of COVID? So nervous to be unemployed again.

Hi! I’m looking to pivot for the ad world to something art-adjacent but far off from advertising but have a networking question. My significant other’s mom is in the field I am interested in but feel like that’s too close to home to work with. Am I just being overly worried about that? Would love anyone’s thoughts!

Hi,
I got an offer from Deloitte India for consultant role.
I am having 2 YOE in SAP MDG. They are offering me 10.35 lpa CTC [9 LPA FIXED].
Is it fine or should I negotiate more?
Also I have offer from Accenture with 8 lpa fixed + 21% variable and 60k joining bonus.
Which is better to join Deloitte india or Accenture?
Looking forward for responses.
Thanks in advance!

Did anyone here apply for Canadian citizenship last year? Curious to hear how the progress on your application has been, specifically the time duration, i.e., when did you receive the AOR letter and how long after that did you receive the invite for the test and then oath ceremony? Any applicants still waiting? I understand that processing times are longer than usual due to Covid and might vary on a case to case basis, but just want to get a sense of the average processing time.

Hey Delta. Not only are we not interested in what Jack Fruit looks like, nobody really wants to eat it.

Accepted an in-house position yesterday. I’m so excited! I’ve been in private practice my entire career. Any tips? So excited to not bill anymore.

How is the EY Chennai office?
I am planning to move to Chennai EY from Pune INFOSYS.

Any rough idea on the cost of living in Chennai for a bachelor?

Offered CTC by EY 11lpa + performance bonus of 10%.

Researching for Benchmarks to peg a portfolio against. The portfolio in question has broadly 70% equities, 20% Fixed Income and 10% Cash/Money Accounts.
..
Are there industry recognized benchmarks that you would recommend?
..
I'm trying to avoid weighting existing Equity only or Fixed Income only benchmarks.

Anyone have a Chase Sapphire Preserved credit card referral code? I’m looking to apply.

Have about 40k in savings I’m looking to grow over the next 5 years to put a good down payment on a house. Does anyone have any recommendations for what I can do to generate solid returns over that time period? New to investing and grew up without a lot of money

Becoming a Senior Manager this year and live in the DC area. Any recommendations on pay band as we start negotiating?

New to investing...main depository relationship with BoA...good or bad to use merrill edge for investing? Plan on just looking at etfs/mutual funds

Bought into GME! Let the short squeeze continue!

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Thinking of selling off all my crypto. Before I do, anything I need to know (tax implications, why not to, etc)?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

If given an opportunity, would you consider investing in Stripe pre-ipo fund? If so, at what valuation? Currently their valuation is reduced from 95B to 70B

Which crypto for big returns? Dogecoin or AAVE?

Folks doing new bank account bonuses that require direct deposit, are you setting up direct deposits with your employer for each new account?

I’m trying to save more money, but I just got a new pet and the vet bills are piling up. Has anyone had to go through the decision to return an animal to the shelter because the animal was getting really expensive?

At what salary did you start maxing out your 401k?

Ally dropped savings rates again, down to .8%. Any better options or not worth the effort?

Thoughts on pltr, nio and ICLN for this dip?

I want to learn more on stocks and options, what source do you use/reccomend?

For context, I have a 401k, IRA and auto-invest bimonthly into a S&P mutual fund so I'm pretty squared away with the safer, risk adverse methods. I have a Robinhood account which I've had for some years, but looking to up my game. TIA!

Employer 401k states no voluntary after tax contributions allowed. I have made zero 401k and/or Roth contributions in 2019, have 2 more paychecks left before 04/15. How do I maximize contribution?