What should I be focusing on the most? I can max out my 401k and Roth IRA but then I only have about $1000/month for savings and only a couple hundred for non-retirement investments. Should I decrease the amount I invest in 401k and invest more money on my own (non-retirement account) to maximize gains in the long run? I eventually want to get into real estate as well.

Should we buy a new property?
Context: newly engaged(27F & 30 M) we each own a house 1400 sqft(3 bed 2 ba $280 K bought 2021 @ $232K) & (4bed 2 ba $325 K bought 2020 @ $246 K) both at 3.0 interest rate.
We are looking to buy a new built 4 bed 3 ba for 4.75 for $370 K. The logic here is we will rent out our current properties and slowly build up our real estate portfolio. Don’t know if it makes sense. HHI is $425 K with an additional $100 K in passive variable income. No kids yet. TIA

I'm thinking of making a move from deals strategy manager to a corporate strategy manager role with 19,000 AED per month + housing allowance at Dubai.

Is it a good comp?

I am wondering what happened to a guy who got audited by EY by using 15K$ for WOW Fund(Taxable reimbursement for commute, day care and pet care) last time he said EY asked him to pay back the money lol

I’m looking to purchase my second RE property. The first one has no mortgage and is positively cash flowing. I’m looking at an area this is being heavily gentrified quickly and the home is a new build and in a gated community and the other homes are already being rented for more than what my principle mortgage and interest would be. My plan is to house hack the first ~12 months then move and start the process again. I would have negative cash flow the first year while house hacking

Hi, I have recently saved some money and wanted to invest it to make something out of it instead of just letting it dry in my bank account.
I wanted to ask if anyone has been facing a similar situation and if you have started investing by yourself (stock picking, ETF, crypto) or just done it through your bank and let them do the work. If it’s the first option, also I would appreciate any advice.

I’ve never owned a car before.

I have $6k disposable/month but am deciding to stick to buying a cheap used car for <10k OTD.

Truly tired of over thinking and being manipulated by car dealers.

Can anyone relate?

X-bowl post. Looking to rent a house in Houston - Richmond, Sugarland area. Not finding a lot of luck on Zillow. Any other effective ways to approach this?
I'm not from Texas, so completely unaware of any local ways to handle this. TIA

Best resources to learn about real estate investing?

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

Hello
I have joined Nagarro in oct
Want to transfer my pf fund from my old organisation. Where can I find pf account details which nagarro has created ?
Please help

Hello, I want to know if anyone on here can help me with resume? I’m taking additional certification in Project Management and Data Management International with Visualization, Pivot tables. I have work in Healthcare for 14 plus years and looking for a new career. Also I have a BA degree in Healthcare.

Did Clearview really just sell at $700m to PE? What’s their revenue?

Does anyone have one of those Infograph’s that show how to optimally allocate your savings? Something like 401k match > HSA > Roth etc (example, I’m not actually sure what the steps are).

Hey,
Need refferal for Machine learning engineer position at oracle.
I'm currently working at Danaher, fortune 500 Healthcare company.
Thanks for the help

Wife and I updated our 2022 financial model of income, stock vests and bonus payments (an exercise we used to do regularly and had neglected to do so far this year) and for the first time our expected taxable annual income crossed $1M for the conservative estimate (she makes more than I do).
Feeling shocked as I don’t think I ever expected us to be people making more than a million a year!! Just the amount of tax we will pay this year is shocking!!

Accepted an offer from PwC. But noticed that PwC requires the automobile insurance about $100,000/300,000 in personal injury and $50,000 in property damage. Do you really purchase that high premium?

Instead of forgiving student loans. I have a great idea for the govt to spend money. Give free AirPods and ashtrays to all the people on the subway who don’t seem to have neither.

This week is for sitting on your hands. Risk into weekend is too high to buy any options. I don’t gamble any plays overnight during these times. Play intraday swings only

What is the market standard salary for AM in US BTC Tax ? YoE 4.5

My boss has been belittling me and always has something rude to say. This person also treats one of my co workers even worse. I don’t want to make things awk but Im getting fed up. What should I do?

Is it frowned upon to skip happy hour?

Do we get mobile phone for Office purpose?

Friend asked me to get Coachella tickets and asked me to buy a package of 4ppl. And I did. Now she only paid me 1/4 of the package and said couldn’t find anyone to go with, what should I do? 3K+tix

At PWC can you bill from different states than your home office/state? Thinking of spending a few months roadtripping across the US/Puerto Rico

I just received an LA-based financial services Controller job offer for $120K plus 10% bonus. I'm currently a manager with 7 years of experience in public accounting? Is this is a competitive salary for the level of experience.

What's the longest you've waiting to get a response from an email you've sent applying for a job?

What is the salary range (fix and ctc) for T3.1 if current fix is around 16.8 with 9 years of relevant experience in ABAP OOPS/ HANA/Odata?
TIA

Realtors - how are you coping with this chaotic market?

Hi
I am working in a automobile sector in supply chain management
YOE 8 years
I wish to move to E commerce supply chain
Suggestions needed

Can we move to a different country within accenture? What are the requirements in general one should know of to move to any different country in Accenture?

I suspect I have ADHD. I show multiple symptoms but am wondering about one specifically.until my promotion to manager I was considered high performer. now am stuck and can’t figure out how to progress. I am very good in executing and repeating what I know but have major issues in shaping an approach or identifying new opportunities. And if I don’t know how to continue I am just staring at my screen or finding distractions. Can this be related to ADHD or is it maybe just time for a career change?

Little Miss Red Robinhood.

Can anyone share how I can learn about xAPI from knowing nothing about it? What is the best way to get up to speed?

Is verizon service based or product based company?

I’m concerned that my latest job have been less than a year each on my resume but I’m at my wits end and need to start looking. Do you think I will be overlooked because of the length of time at each company?

Hey there - I recently moved from the States. Former PwC, currently in HF space. Would love to meet for coffee or drinks if anyone’s interested

Well my work gym just added Peloton and I just got my Peloton last month. I really love it so far. Not sure if I should return it now that my work gym has it? Also, I don’t plan to be with my work after summer hopefully. So maybe I should just suspend my subscription for now?

Anybody have a mortgage provider they like?

Who’s on their way to FAT FIRE?

I’d love some help thinking through this. I’m currently renting for $1600 base ($1800 total) and live in the least desirable part of town, and expect it to raise to about $2k/month. I was planning to buy my first property in the city and Airbnb part of it, but it will take me about a year to save up the cash (~$500k starting). Eventual goal is to move more rural but trying to build to FI. I found a property in my ideal dream location for $280k but it needs work, and can’t Airbnb it. Continued

HHI of about $520k. 2 little kids. No debt but very little in actual savings (estimate $250k). Looking to buy a home, what’s the realistic price range I should be going for?

Can you do a rollover IRA to employer traditional 401k AND a backdoor Roth in the same year?

What if you are married filing jointly? What is the catch for IRA balances?

New to MBDR, topped off pretax 401k today and will get full company "match." Going forward I plan to do after tax contributions, does it make sense to change investment direction to money market to reduce the likelihood of nondeductible losses or taxable gains between dates of contribution and rollover?

Live in London - should I buy an apartment that is £630k OR invest heavily in the market in Vanguard index funds? Live rent free with my partner so rent not an issue. Mortgage would be c £2k per month. Have c £100k in savings

I find this bowl both inspiring and depressing as I’m at the lowest of lows in financial terms of my life. Ugh.

Net worth was at -$280k @ age 25, hit $1m at 36, and today $2m at 39.

At what income level / net worth did you get a financial advisor? Never had one, thinking about looking into it.

I missed all of the market rallies due to restrictions at my old job and personal stupidity/FOMOing into crappy investments.

But I’ve moved to a new job - any advice on capital allocation for a 24 year old who’s making 250k, with 125K in NW? Obviously still in a great spot but am definitely behind some of my peers who’ve already become millionaires…

Joining a startup without a traditional 401k (not US based). Are there any other equity investing options besides IRA and standard brokerage contributions?

Anyone follow Millennial Revolution?

Need help from experts here. I have about $3K in traditional IRA that I contributed 5 years ago, post tax. I want to start doing backdoor Roth IRA this year. I understand I can contribute $6K into a traditional IRA and immediately move this to Roth IRA account. But I am confused about that $3K that I currently have in a traditional IRA. Can I leave that $3K alone, open a new traditional IRA account, contribute $6K and move to Roth IRA immediately? Or does that 3K have any implications for me?

I had about $100K cash saved up for business school, but now have a $40K buffer because I get a firm stipend and wont be able to travel for the first year. What would YOU do with it - invest or keep in cash/CD? I won’t need it for another year, if I need it at all.

How much do you save / invest each month?

Curious about net worth milestones. How long did it take you to go from 100k - 1m? What was your “story” (income/savings rate/asset allocation)? I realize many probably achieved this in the bull market we’ve been in, but still curious.

How many people in this bowl are also minimalists?