What should I do for consevative strategy of investment. I invested in RE before and never had time and brush up my knowledge in stock other than puting to my 401k. Now my paychecks per month is $10k. I spend maybe $3k for expense and misc stuffs. What is the best way to put maybe $3k to work? Buying big giant stocks? Or just some funds? Or maybe I should just put all of them in to work? I never take that much of the risk. I have home equity for emergency fund. Thanks!

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Pretty much what K1 said.

Buying individual stocks is the exact opposite of diversification. VTI/VTSAX/SCHB is the way to go for diversification and that should be your core positions. Dabble in some stocks as part of playing around money but keep it a small part of your portfolio.

If you do want some RE exposure, ETFs such as VNQ or SCHH are something to look into.

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Great advice. I also recommend bogleheads.org. Start with their Wikis to learn. And check out their forum and ask any questions.

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If you have an emergency fund, then work to max out your HSA/IRA/401k. If that's done then open a brokerage account and throw it all into VTI. Crypto is an option too of course.

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