What’s your Whole foods Keto list?
Hello, I'm looking to get certified in HR M&A but can't find any certifications. Any recommendations?
Any recommendations for websites to purchase classy looking bridal jewelry (necklace/earrings)? Looking for something silver with pearls.
How can we bring this bowl back to life??
…who remembers the lambo days? 😂
What are some realistic goals for first years besides "not screw up" and "don't get fired"
My boss the general manager is setting me up at work. She is saying all this stuff about me that is not true at all. But when I come into her shift or come into my shift after hers nothing is done for me. A lot of the prep is not done. And she complains about me not doing the prep. Stuff Is still dirty. One day she left the grill on. Etc. There was another manager there training to run another store and she said I basically do a lot of the work while she doesn't do much. So she stood up for me.
I got selected to HCL Technologies , had submitted my documents and all the required information also updated my joining form in discover HCl website. It also shows that my bgv is completed but I have'nt recieved myoffer letter it has been more than a week. I also have a service agreement to fill it requires my date of joining which I think will be in my offer letter. Can any one help me and say how will this move from now.
Newbie here! I work for a non-profit. Which some of you know makes me the marketing department, creative team, PR rep, and so much more. I am very UNDER PAID. I’ve know this for a while but stuck it out because I am getting great experience, my co-workers are wonderful people, and most recently, the board of directors have decided to increase everyone’s pay…
My next evaluation (very soon) will reveal what they have decided. I was not asked what I think I should be paid. What should I be paid?
Hi ! So my girlfriend are in the process of relocating to the beautiful city of Amsterdam 🇳🇱
Has anyone heard about an agency there looking for an international senior copywriter (French and English spoken and written) or do you know who might be looking for one?
Side hustle or startup ideas for someone who isn’t technical/doesn’t code? Where should I look or where to begin? I don’t have any strong passions or specific skills that I’m confident in. What books, articles, blogs, orgs, events, people I should follow for inspiration that has helped you? I have some cash to invest and am looking for a part time hustle that can cash flow at least a little bit of money on the side.
What’s an appropriate figure to ask for from a tech startup in the Bay Area for a mid-sr level writer?
I am looking to sell my BowFlex M500 trainer if someone is interested. I bought is over a year ago, but sadly never really used it. Let me know if you are interested.
Does formatting destroy data on a HDD?
Anyone have a good podcast they listen to that acts as a good mini sermon? Looking for something in the 10-20 minute range.
Additional Posts in FIRE Financial Independence Retire Early
Who are the lucy ones to retire within 3 years?
How do people balance living for today and being responsible enough to prepare for the future? I’m 40 and have been really concerned that I’m not living life enough. Just doing the things that make you happy whether it be experiences or material things. My biggest fear is retiring early or whenever and being too old to enjoy it or having less time to enjoy it. Just seems like so many people are getting sick or even worst dying much sooner than expected.
Parents are poor/middle income with no assets, little retirement, and may be reliant on me in future. I’ve had 100k of their savings in my high yield savings account for the past few years which they gave me to save for them in the case they try to buy a house in the future. I’ve kept it in savings to keep it liquid but interest rates are terrible. Where would you keep this money or invest it for better returns but to keep it fairly liquid?
Does anyone here have a good recommendation for a divorce attorney in Orange County CA? It’s for my mom 🙏
My wife and I are first time home buyers and are struggling to figure out if we should go for a 20% downpayment (which will be kind of a stretch for us) or go for lesser DP, say 15% or 10%. The fact that a less than 20% downpayment attracts additional mortgage insurance (PMI), we are not able to make up our minds whether we'll be better off paying extra money in insurance every month or pulling our means to pay full 20% down.
Suggestions from experts out here or those been in same situation?
For any real estate investors
22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?
Any books? youtubers? etc. How did you all learn about it?
Saw lots of posts about rentals and wanted to share my experience as someone who currently has 14 units that I am currently looking to sell.
Pros : cheap real estate in PA, good cashflow when all tenants pay, PA is an easy state to evict someone if they aren't paying (unlike NY/NJ)
Cons : Cheap real estate usually means not the best area, tenants are all liars, random expenses fall on your head, if you dont live near the area you have to pay someone to do everything for you which adds up and may
Recently left my previous employer and am trying to decide what to do with my 401K. I am able to roll it to my new employer, but have been thinking about converting it to an IRA and then subsequently converting that to a Roth over the next 3-5 years. I know this conversion is considered income in the year I convert, and therefore taxable in that year. Any other fish recently think through this? Any key things you considered when deciding what to do with your 401K?
In my HSA I am holding 4% in ARKG and 4% in PBW (clean energy index). Both are down 50%... looking to consolidate my funds, so I am considering selling them both and allocating the 8% into something like XT? I understand I made those purchases in times of extreme optimism, so that is an F on my part.
My other funds in there are 64% VTI, 16% VXUS, 5% VWO and 7% EMQQ.
Looking to buy, hold, and DCA. Would you swap ARKG/PBW for something like XT?
Why are FIRE minded people into having multiple investment properties? It sounds like a nightmare having to deal with tenants and if you want dividends, can’t you just invest in REIT or preferred stock ETF? Are returns that much better?
This may not be enough money to be FIRE-worthy, but I have $5000 that doesn't need to go to either of the two tuitions or two mortgages I pay. I have absolutely NO investment skills. I set and forget my 401k and IRA and my savings is in good shape. How can I make the most of this rare extra income?
Leaving KPMG soon but never had my own IRA. Where should I move my IRA account to? Fidelity? vanguard? Something else?
The number of people who don’t use tax-advantaged savings vehicles because they think they the funds are inaccessible is too damned high
Best long term investment strategy against inflation to get to a large nest in for retirement?
Which professions can achieve FIRE the fastest with the least amount of debt or investment in the beginning?
What do you think medical expenses per year are in retirement? At 45? At 65? At 85? Unsure how to budget rn
If your cash comp was temporarily above market, besides obviously aggressively saving, would you do anything in particular with the excess cash? Got a big bump during the “great resignation” but with the looming recession, I’m prepared for the big bump to be only temporary.
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