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Hi all,
Help please!
Need likes to activate my DM.
Community Builder
Coach
Any advice to help prepare for data science analyst role at top consulting firms (McKinsey & Company EY Boston Consulting Group etc)? Any materials, open source platform recommended to take on freelance data science project? When should I start actively looking and applying? I am a new grad who is working in tech as a marketing analyst I’m looking to pivot to marketing& sales data science consulting next year. Would like someone with similar backgrounds offer some practical tips.
Subject Expert
Bowl Leader
Additional Posts in The Real Estate Bowl
You have 2 options … 1) Make more money, or
2) Spend less money … and remember investments are only a loss … if you sell (at a loss)
With that said, agreed on previous comments - reduce living expense by selling car, rent a room, shop your insurance rates, leverage cash back on credit cards (but no monthly balance), get rid of subscriptions, shop internet, review phone plan, reduce 401k contributions, or pre-tax contributions, call student loan department and ask for a deferment, etc.
Thank you very much! Appreciate it
Sell the car and get a used car. Or don’t have a car. Why are you financing a car if you’re in school?
My bad, I meant student loan , not a student anymore. I think that's a really good idea.Thank you!
Is it possible for you or your partner (assuming bc you said “we”) to get a second job?
Can you rent out a room?
It's hard but thanks for the advice!
Subject Expert
I would try to reduce expenses and tough it out for now. Selling for such a big loss isn’t an option in my book. Sooner than later, rates will come back down; Demand destruction will have taken place enough that inflation will drop. Once that makes rates will need to come down simply due to the fact that the economy will be in desperate need for a jolt.
Subject Expert
What are the terms of your ARM? How much can it move each year? When it updates again, you aren’t going to be able to afford your payments. If you are in a good location, renting a room might be the fastest way to generate significant additional income. Rates will be 7% by year end.
Subject Expert
ARM is Adjustable Rate Mortgage. In the US most ARM loans have a max annual adjustment. Usually 1-2%. Canada might be different.
Not in school l, but still paying the school loan off
Sell the car. Don’t eat a 90k loss selling the house
Are you on an ARM?
Ooof. Big short 2.0
Mentor
If the home value is that much lower then next time there is a tax assessment get the house assessed as low as possible and your payments will be lower
Can you elaborate more on this , please ? Who does the tax assessment? Is it the same as the annual tax filling? And how is that related to the mortgage payments ? Thank you