What vehicle do you use for saving for an investment property down payment? Low risk index fund? High yield savings account? Other things?

Just got a little tipsy and impulse-bought a $2,000 82” tv. Hope it’s worth it.

Has Bitcoin made its highest highs?

Does it make sense to invest in the same stocks/ETFs/etc. for your Roth IRA and personal brokerage accounts? Why or why not?

can anyone suggest me best plan to save tax. Currently Im in 30% tax deduction slab

My company has a DPSP program that feeds it directly into an RRSP account. I don't believe there's any RRSP contribution matching program on top of the DPSP (I know I should know, I'm being bad). Assuming there's no matching program, is there still a point in signing up for a X% contribution every paycheck?

Does anyone have any idea about how real estate works in Europe? I got an opportunity with a company in Germany but most of their listings are old buildings that I just don't know how they will sell.

How do the economics of this city work?

I make ~150K & get 8K per month net.

Assuming I have 3K rent + 1K for (car + insurance) + 1K for (grocery + utilities + misc expenses), I’m left with 3K/month saving which is 36K/yr.

If I decide to buy a 1M house/townhouse/apartment, I’ll need to put down 200K deposit which will take ~5-6 years - IS THIS NORMAL?

Need advice on buying my first home. I recently moved to Canada and like living in downtown city vibes. I’m looking for a 2Bed and really confused if putting all my savings and 60% of salary towards mortgage payments for 1.2M condos is worth it. Does it make sense to buy condos with all those monthly fees and live in city or buy a house around GTA for much less ? Which is better from an appreciation and resale point of view ?

What’s your age and asset allocation?

Need a pretty substantial loan currently ($50k+) to pay for immigration lawyer fees for the family (very complicated immigration stuff unfortunately). Could anyway direct a reliable lending agency? Googling online and seems like there are websites that find rates for me. Is there a better way to do this? I have great credit score (750+) and currently have a green card though not citizenship.

Hi all, I’m in the market for a used luxury car. Which would you choose: 1) 2014 Lexus RX 350 with 100K miles for $19K 2) 2018 Audi Q5 premium with 81K miles for $20K OR 3) 2016 BMW 428i xDrive Gran Coupe with 40K miles for $20,000. I want a nice car that isn’t expensive to repair and I can trust and won’t regret getting

Thought on Real Estate tax at EY.

Top hedge funds?

Is this finally the end of the cryptocurrency craze?

Thinking of buying a Cape Cod investment property. Want to ask opinions from renters. What towns do you prefer? Distance from beach? How much are you willing to pay for a weekly rental for up to 6 people (2BR)? Any amenities that are must haves? Thanks in advance!

Anyone know of any North Star Resource Group financial advisors? Do they feel supported there? Mentored there?

Anyone have experience or perspective on whether or not real estate investments are a good hedge vs inflation?

My father is retired, and is looking into investments. Currently has rental properties, but at a certain point too many of them are a headache that he doesn’t want to deal with. What would you invest money in (2-3 Million) that is fairly hands off? We have talked about small businesses, but he really doesn’t want to have to manage the day to day activities. Rental properties that are >1 bedroom typically don’t have the return he would like to see.

How much $ do you keep in your checking/ saving account?
I recently started investing, and have about $20K in ETFs, MFs. With that I still have $80K+ in my bank accounts which I slowly plan to move into my brokerage account. How fast or slow should I transfer these funds into my brokerage account?
Ive also been toying with the idea of buying a house which makes me question whether I should tie up more money into investments atm or not. Investment noob here, if it wasn’t obvious already 😅

VOO vs QQQM for medium term (5 - 10 yr) investment ?

Where’s the best place to be for analytics opportunities in DC?

Anyone willing to share Pediatric home health Administrator salaries in TX?

Hi Fishes,

When can we expect back to office. S&P Global

What is advance monthly performance bonus in hcl ?
Is this variable component only ?
In offer letter it is mentioned that it will be" restricted for first year of employment " what does it mean

Deloitte employees calls Deloitte as the best place to work!

And same for KPMG and PWC, but why only EY employees are not having such exp...they always suggest not to join EY (Specifically EYGDS) or suggest other companies over EY.

What exactly is the issue that employees are not that happy with the firm?

OR

If anyone doesn't agree with me? Share your thoughts pls

"If 4 people die in company B they will break down, but it doesnt matter cause company A owns them"

What’re some good podcasts you like listening to?

Does anyone use sketchnoting as an independent reading activity? Any suggestions about introducing it or lesson suggestions? (Or texts)

I ordered a Tesla model 3 SR in April and I am able to take delivery this weekend, however I’m now unsure of whether it’s the right move financially. I have a lease on a 2020 BMW X3 that will end next month and was wondering if I should just buy that out and drive it for a few years. If it makes a difference I’m in SoCal so gas is $$$, but no EV charging in my apartment.

Tesla: $830/month + charging and insurance
BMW: $600/m + $150 gas + maint/insurance

Any thoughts? Is the Tesla worth it?

What are the best startups/scale ups offering full remote work in the US?

What do A&M folks do with those big ol year end bonuses? Dollar cost avg into retirement, house down payment, fun, etc.? Just curious about how y’all manage the lumpy cash flow Alvarez & Marsal

How do you all put your job description on your resume in terms of your renewals? Retention rate. Premium increases. Etc.

Stock mutual fund recommendations for 2021???

Anyone know what the Salary range for an Operational Risk Officer at Bank of America or Wells Fargo ? Also, do you know if they do sign on bonuses? 7YOE

2 weeks in an my night and points are all fucked up.. come on Accenture get your data migration workstream together

Good morning! Is anyone in a Risk Management Role currently?

What is a good career move for a strong dev director in NYC, I am very strong technically (.net) and have delivered multiple multi-million dollar products. On 185k now, 15 years experience

Sometimes I just don’t go to meetings. Not because I’m double-booked, but because I know I’m only needed for about :30 of that meeting and have nothing else to contribute. It’s my act of defiance

The BEARs have come out of hibernation!! It’s time! Hope you all learned how to make money in a bear market!

My goal since early 2020 was to hit $100k NW by Dec 2021. It’s going to be March 2022 and I’m at $86k 😔 It’s mostly due to healthcare-related bills I didn’t anticipate.
Trying to decide if I should still go through with a 1 week trip to Spain in May that I’ve been wanting to do for years :/

For those of you who are recently married - how did you FIRE and pay for a wedding?

Engaged, and beginning to do joint retirement planning. I’move got IRAs, 401ks, the usual. My fiancé says she’s never opened an IRA because her parents started a program for her under New York life. Went to the website and it seems like it’s completely different - some annuities, some life insurance that you can withdraw early (?). Anyone ever go this route or have insight into it?

Hi all, my wife and I are looking to house hack in Seattle. We would like to Airbnb part of the property in an ADU or like an almost detached basement. Does anyone know which area or suburb could be good for this? Thanks in advance!

Fire friendly car? I have a bmw and it’s paid off but it’s a ticking time bomb. I want something more reliable. Should I trade in and get a Toyota? For purposes of fire, I could get an older model since they last forever. But the new ones are tempting and I would pay maybe $200/mo. Worth it or just keel the bmw?

Has anyone invested in TIPS (Treasury Inflation-Protection Securities) before? I’m considering opening an account for my children and have read something about interests from TIPS can be exempted from federal income tax if used for higher education. What’s the pros and cons of investing in 529 vs TIPS? TYIA!

I believe there is McKinsey user in this bowl trying to scam people and teach them about crypto…please be vigilant

Struggling with the idea of continuing to work jobs for 60 hours a week instead of just relying on my inheritance of $2.5M, keeping my expenses below 30k/year, and working part time for less money.

Bio: About to finish my first year (23y) in a few months and have 10k in a 401(k) plan and 28k in a checking account (I attribute living at home for most of my savings). I have 19k in private loans (5-6%) and 35k in federal loans (4-5%, 0% rn) from UG.

Question: Don’t know too much about investing outside of basics and unsure if nows a good time to invest based off my experience level but I want to maximize my savings. Also, my mom has a 8k loan at 7% as well as my own loans. Any advice?

What should I do for consevative strategy of investment. I invested in RE before and never had time and brush up my knowledge in stock other than puting to my 401k. Now my paychecks per month is $10k. I spend maybe $3k for expense and misc stuffs. What is the best way to put maybe $3k to work? Buying big giant stocks? Or just some funds? Or maybe I should just put all of them in to work? I never take that much of the risk. I have home equity for emergency fund. Thanks!

Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

Best fire resources for new families?

Just want to hear from people who hit FIRE and pulled the plug on working. What are you doing these days? How great is your life? Any regrets?

What stocks or funds do you invest your IRA contributions in. Just opened up my IRA last week and looking to see where to invest in.

TL;DR: Social Security matters.

My wife & I are 35. If we quit working today, at 70 we are entitled to a combined $50k in annual SS in today’s dollars. (Source: SSA.tools)

$50k real is significant. Let’s be conservative and say that a 70 year old couple spends $100k per year. That’s SS meeting half of your required expenses.

Current law with current demographics shows that SS can fulfill 79% of benefits into perpetuity.

Assuming SS will disappear means working decades longer than needed

Any advice from a soon to be landlord?