What will be my in-hand salary

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Hi All,

I am having 6.5 years exp and currently working for Capgemini with 9LPA fixed.
I have below offers Im considering and further negotiation is not possible because of budget constraints.

DBS is my current client company and offered 20 LPA as I resigned.

DBS : 20LPA Fixed + 5LPA variable (Associate)
Wipro: 21 Fixed + 10% variable( Team lead, B3)
Virtusa: 21 Fixed + 10% variable( Senior consultant, Tier 2)

Please help me pick one. Im confused. Suggestions are appreciated. Thanks.

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Hi Hello all,

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