What will be my in-hand salary?ParentPay
Yoe: 3 years, stack: .net, react, azure.
(Need it to replan my finances)

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In hand should be more than 1 lac

This is a perfect ctc breakup without exaggerating elements. In hand would be around 90-95k, because your (employee) contribution to pf (12%) will also be deducted from the gross pay and taxes extra.

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What will be my inhand salary and tax deduction on this?

Annually (A):
Basic: 400000
HRA: 160000
Conveyance: 19200
Medical: 15000
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What's the Inhand salary? details below

Total = 12.44 LPA

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