What would be my in hand salary at 21.5 lacs fixed CTC including PF. If HRA is 25% of 21.5 lacs and i am able to claim most of it as deduction and opt for old regime?

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For 22 fixed I am getting 1.35 lpm as per new tax regime with 50% of fixed as basic

Pf contribution from both employee and employer is 22k per month.

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1. Standard PF deduction by company for 10k
2. Home loan co-applicant along with father for 10k (property is with father's name)

Currently staying at home. Will be moving to work location from Jan.

No other deductions or investments.

Highly Appreciate for the suggestions on what to invest and how.

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