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Can you contact credit report companies to take it off your reports? Use court documentation to back up the removal claim
Thanks. I have tried this and the credit companies will only mark it as disputed but won’t remove.
Offer them 2500 cash now to settle it and tell them you need it in writing that it is settled and they need to send that letter to you and also the credit agency and just be done with it. I had to forfeit an old apartment I had with my x because he became abusive and I had to run to my moms house and I had to do all this to get a new apartment. It was not fun- but it felt good to just get over it and be free from it
Thanks 🙏
Pro
Have you sent a debt validation letter to the collection agency yet?
Yeah, it might be. I’m using a legal benefit so it’s not as much as it could be.
Rising Star
How much is it
Pro
Actually, be careful paying it without negotiating a pay for delete with the collection agency. If you don’t, it will just show as “paid” and it still might be hard to find a new place.
If you do intend to pay it, call them and offer them like $1k to delete within 7 days of receiving payment. Get it in writing! Once you have it in writing, pay it and they should delete from your report.