What your 401K allocation look like?

35 years old- $155K in 401K

Current allocation for future contributions:
80% FXAIX (S&P 500)
20% FGKFX (growth)

Have about 30% in target date fund (FHDDX) and trying to cash out and either 1) throw it in above allocation 2) cash out SOME and hold in money market and buy dips. I think summer will be volatile

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Don’t buy dips with your 401k. Time in the market beats timing the market

likesmart

This x10000

Don't "cash out" anything. You'll pay penalty and taxes. Instead, rollover to an IRA. Or just switch the investment within your 401k.

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I meant I would sell target date and invest back in S&P. Didn't mean I'd cash out from the account

Following if it is related to any reco to Roth IRA (just started with Fidelity and have no clue)

I have some allocations in FSMEX and FNCMX

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