What’s a good auto loan rate? Is it better to buy in cash if possible? Looking at either an X5 or Cayenne. Will be from $75-100k. I know people generally advise against paying all cash, but at what point (at what interest rate) does it make sense to buy with cash?

Say you made $6100 a month after tax, no other debt. How much would you feel comfortable paying monthly for a mortgage?

Hi friends - need a suggestion. My mother got critically ill due to Covid and has been in the hospital in India for over a month with added complications. Hospital charges are through the roof and it is a long road ahead of us. Are there financial aids, options available to explore to meet the expenses? We are salaried people and parents are retired. We are exploring loan options and wanted to check with this group for other creative ways to manage. Thanks a lot for the help!

I got 900k in Tesla options. Leaps:
1000 2023
700 2022

Who with me?

Are people dropping the Chase Sapphire Reserve? If so, what are you doing with the points (have 100k points and wondering if I should take the cashback and downgrade the card).

Given that tech sales reps can be some of the highest paid professionals, but with “lumpy” income, curious how people are investing? Feel like not enough of my peers are doing alternatives like real estate.

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Can you submit a deposit after the deadline? I'm still waiting to hear back from my 1st choice (CBS) about merit aid by next Wednesday but my 2nd choice's (NYU) deposit is due Thursday. If my top choice doesn't give me enough money I will probably go to my 2nd as it is a full ride.

I have a village with 3 employees in a 457 plan. They want me to take over plan. Assets are under $200k. Who would take that?

Is it normal to have multiple brokerage accounts example I have .. robinhood, e trade, coin base, fidelity? Or do people usually have everything in one place?

Note: I am new .. just created accounts in additonal platform for free stocks

Do banks let you HELOC on investment properties?

Newbie to investing. What are good online courses / books to get smart on investing?

Does anybody know what I can submit turbo tax reimbursement under? Didn’t realize until this year it was reimbursable

What platform do you guys use to invest in fractional shares? Motif, Stockpile etc

Thanks

Looks like interest rates have stabilized. What, if anything, could cause them to start increasing again?

As the interest rates continue to rattle the market, how have they affected your personal situation?

I have a debit balance of -$5 in my Vanguard traditional IRA money Market fund that I want to clear. How can I pay it off without “contributing to IRA” - don’t see any other options available for paying off the balance.

Opened a ROTH IRA earlier this year. Will get married next year and gross income will be $200K+ which disqualified me from ROTH IRA. Heard about Back door ROTH. Is that the way to go? Any advice?

Is there a way to get TSA Pre-check for non-green card holders who cannot apply for TSA Pre-check or Global Entry? Any other programs?

Happy Labor Day weekend! And shout out to everyone trying to maintain a career while living that crazy military-family life!

I have a job offer to work as a Senior PM in Omaha, NB at $180K plus $1200/m housing plus $750 travel/m and 15% bonus annually. I have never worked in US before and coming from Canada so can you guys comment on what you think about this offer? It will be for a Data Center construction. I have 15 years of experience with a professional engineer license and PMP certification.

Getting tested for sleep apnea has been a game-changer. Embarrassing, but the CPAP has given me so much more energy. I feel amazing. Hopefully now I can break the lethargy > bad habit cycle 🙏

Hello Fishes,

I have experience in AR OTC for 2.5 years and Actively looking for a job change. Locations preferred are Kolkata, Bangalore, Noida and Pune. If I send you my CV, could you please have a look and let me know if I am eligible or send it the respective HR or Manager where any recruitment is going.
Thank You

Anyone work as an accountant at a hedge fund? What’s it like?

Looking for remote opening into Program Management; having over 13 years of experience developing software products in mobile and web platforms. TIA for the help.

What is the salary range for Senior Analyst?

If promoted from Analyst with the pay of 5 LPA

Hello folks. I have 9 years of experience as a front end developer. Worked for over 4 companies in total. I’m planning to switch. How much yearly salary should I expect? Recruiters call and say that they don’t have budget beyond 130k. And I believe 130k base is pretty less. Happy to receive opinion/info.

Best Macro Hedge Funds? Obviously Bridgwater but anything else comparable? Looking for quantitative researching opportunities

FDD Senior & FDD Manager salaries in Denver? I'm guessing they're 20k lower at each level than in NY, so around ~90 for senior, 110 for manager?

I’ve been approached outside the firm for a number of roles and take interviews for the practice. Today a start up SaaS company called and when i gave my base salary expectation (which i thought would be wildly out of range) it was not even a flinch and “well within range” no wonder there’s a staffing shortage at pwc, these guys are throwing money at us, and I’m in marketing!!!!!

Hello LTItes, i joined LTI a month back.
I attended a client interview last week and was selected for the same. Now they are asking to join within a day or two. I'm having my mom's surgery this week. How to safely refuse to join this client project for at least 10 days. I can't take leave for 10 days.
Can anyone please help me with this? I'm confused and scared.

Thanks

What are the best/worse OOO message emails you have received?

Considering joing a team as a new FA- fee based. Just wondering how that differs from transactional in terms of compensation for a new FA.

Ok, who has the most attractive death benefit VA on the market right now?

If given an opportunity, would you consider investing in Stripe pre-ipo fund? If so, at what valuation? Currently their valuation is reduced from 95B to 70B

What’s your advice on contributing to 401k? PwC matches 25% of the first 6% (so basically 1.5%), which I know is not great. So just contribute 6% to get the free $ and then do what w/ ~10% more?

Should I refinance my student loans now or later? SO is in school another year with ~$100k in federal unsubsidized loans, at an average of 6.5% APR, 10 year term.

What’s the best investment if I have a timeframe of 2-3 years? I need the money for business school in a few years - right now the moneys just sitting in a wealthfront account, risk setting 8

What should your 401k be at retirement for normal upper middle class people? Don't care about you rich peeps who need to have 50m in their portfolio.

Are people dropping the Chase Sapphire Reserve? If so, what are you doing with the points (have 100k points and wondering if I should take the cashback and downgrade the card).

What platform do you guys use to invest in fractional shares? Motif, Stockpile etc

Thanks

I have a debit balance of -$5 in my Vanguard traditional IRA money Market fund that I want to clear. How can I pay it off without “contributing to IRA” - don’t see any other options available for paying off the balance.

Opened a ROTH IRA earlier this year. Will get married next year and gross income will be $200K+ which disqualified me from ROTH IRA. Heard about Back door ROTH. Is that the way to go? Any advice?

What happens tomorrow when J Powell speaks? I guess what can be expected he says that will cause the markets to react positive or negative? Let’s say he says the market is healthy and doesn’t need Fed intervention anymore. How would the market be expected to act?

Thoughts on pltr, nio and ICLN for this dip?

What’s everyone’s $$$ for “I’d retire if I had “x” in the bank.

To get this rolling - anyone used Fundrise? Experiences with it (rate of return, satisfaction with service, etc)?

What changes should I make to my 401k?

I don't agree with Dave Ramsey on many things but there's one thing that really made sense.

He says keep your investments mostly in equities even into retirement since you can take advantage of the market while retired since you don't plan to withdraw everything all at once. You also have to keep 3-4 years of expenses in savings in case of market downturns.

In retirement, when the market is high, withdraw from the market. When the market is low, withdraw from savings and replenish. Thoughts?

Markets falling - all ETFs loss making right now.. except for S&P. Do I sell to minimise losses or hope for turnaround? -25% down on some meaning a large increase required to recover

Should I buy a condo to rent out in Charlotte, N.C. or stash the down payment in index funds?