What's a legal and reliable way to trade international commodities from India?

Anyone able to refinance a jumbo 30 year VA for under 2.75%? Just got a quote for 2.75% with one point, and trying to see if there are any better options (e.g., no points or lower rate).

Shooting in the dark here but by any chance is there any other member here that has booked a new construction townhome in Sudbury, Massachusetts by Pulte Homes?
Construction has been long delayed due to Eversource utility company and with this market where the rates are increasing every day, just wanted to see how to proceed if anyone else is facing similar issues or ways to back out without loosing earnest deposit money (approx 70k) as it has been more than 6 months delay.

Is it true that the only you hold stocks, the less tax you pay? Why is that the case?

Does anyone know what US credit cards allow you to have the card while living in Canada? This would be with an existing US credit history with strong credit score, but no current US address.

Anyone playing play-to-earn crypto games? Starting to get into this realm & looking to hear what people are playing. Right now I’m playing DeFi Kingdoms and DeFi Land

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

About to give a go at negotiating a price for a used ‘21 Mercedes’ GLE 350 - 7k miles. I know it’s a tough buyers market but any tips on ways to negotiate? Dealer is 100 miles away and priced competitively at $64k but another dealer is 200 miles away and priced at $60k. Features are about the same but the more expensive option has nicer wheels so maybe that’s worth ~$2k. TIA

I heard I should start investing in my mid 20s. How do you even get started? I still have some student loans left. It seems so complicated.

JD mortgage question since I've seen talk of it here: I'm a third year looking to purchase a home. If I've saved enough for a down payment of 10% or possibly 20%, is there any benefit to the JD mortgage? Better interest rate? No PMI if 10% down?

Where do you invest being in US for span of 5-6 years? Planning to return back to India after that.

Have good amount of money sitting idle in US current account. Can also invest for loooong time.

As a desi, where do you invest in US? What are the challenges to manage?

And do you also invest in India?any challenges ?

Dont want to invest in real estate, its already taken care in India.

Never been in stocks till now as dont have that knowledge/experience.

Good resources to learn about which investment account types I should be using?

Does it make sense to max out my 401k if I want to retire by 40-45?

Does anyone have experience with a prenup/postnup? I have been wanting to get a postnuptial because I did not think about these things when I got married. We make the same salary, have separate accounts, but I have been building my wealth and working hard at saving my money while he has a mountain of debt and doesn’t save. It scares me to think if anything happens, he could just take half of my assets.

I have about $100K of savings. Should I use that to buy a condo/apartment, or should I just keep it in stocks and ETF? I live in Chicago so apartments are not as expensive as NY or HCOL areas.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

If Fuqua worth taking on serious debt (150k) to pivot to Finance? Wondering whether it should be M7 or bust

Hi All what is in-hand for 30 lpa + 1.8 PF by employer and how much tax can i show i have educational loan of spouse still studying can i show that

I have Amex corporate card. With corporate there are some offers when we opt to Amex plantinum .
In this case Amex platinum vs chase sapphire preferred (no corporate card)

Publicly traded corporation to which we provide tax services only. No attest services, so technically independent. Can we purchase shares? Asking for a friend.

Has Accenture started calling back its employees to office of all levels?

Is it difficult to get from 6month probation period to confirmation in Accenture ? Are you allowed to take leave during Probation period?

Hi all,

Can I use my vacation leaves to reduce my notice period?

Thanks in advance!

Hello Fishes 🎏 Need your suggestions... I worked on many different assignments for around 8 years in IT and finally feel that I'm unfit for industry where long hours on screen is involved. I'm able to learn quickly but burn out due to stretched timings. I am unable to work post evening and for long hours due to health issues. Can you suggest the roles, technology, type of companies I have to choose to have good balance. PS: Money and brand is not a priority. Can survive with decent pay.

My roommate and I share a two floor apartment. Her floor has a half bath and her BR. Her BF has been spending more time here recently. Im fine with him being here as much as they want if I don’t have to see/share space with him. Am I wrong that I don’t want him in the common space upstairs?

Does Accenture has any internal ad portal like infy has ?

After clerking, my BF recently accepted an offer from and joined a V50 firm (been there a few weeks). Shortly before his start date, he heard back from a V5 firm (one he’s wanted to join for a while) and just got an even better offer. Practice groups at each firm are also different.

The office he joined for the V50 firm is in City A. The office for the V5 firm is in City B (where V50 firm also has an office).

How should he break the news to the V50 firm to minimize reputational risk, etc.?

Does your firm have an annual ski trip for associates?

Hey I just turned I aged out of foster care and have nothing to do with my life I graduated from high school and I can’t find a job or nothing I’m from pa Brookhaven pa and I’m wondering if someone can help @

Hi All,

I had an offer from CGI for 14lpa two months ago. I rejected it as I received an offer from a product based company for 19lpa+5L stocks. Now I am not able to handle the pressure in this Product company and want to go back to CGI. Can I apply to CGI again? Will they take me? Is there any duration to apply again. Please help.

Yoe - 4.
Tech - Azure, Terraform.

Is 20 review notes a lot for a 25 page deck ?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Thoughts on appropriate notice period for People Director role? Want to ease the transition but am excited to start a new adventure.

Ive been a real estate PE analyst for 2 yrs at a ~new PE shop (although we have $2+ billion in assets under property management) and I wear every hat for the PE division. I do all acquisition underwriting, market data collection & analysis, investor pitching, investor relations, asset management, financial & video reporting (filming + editing videos), etc. I report direct to the Pres/CEO. I am currently underpaid at just $70k.

With my next contract, what salary and title should I strive for?

Any idea the Salary for VP Decision Sciences at Experian

Anyone in the UK fancy exploring a role at a FinTech as a Customer Success Lead? Hit me up if keen to explore and we can have a chat. Mortgage transformation experience would be preferable!!

Can I own a franchise while on H1b visa ?

Any fish willing to refer me to MSFT and possibly share some gyaan on best way to get foot in door at MSFT? Currently a manager in risk advisory, looking to pivot to tech company. Flexible with roles but looking at program management roles

Anyone needing United plus points, please DM me?

Who is your favorite South Indian actor?

Kaun peene waala hai aaj?

Anyone applied for passport renewal at Indian consulate in NY in last 1-2 months. Any guidance on how long it’s currently taking. TIA

Justice for Sushant Singh Rajput ❤️❤️❤️ May he inspire us all to be more brave, courageous, and learned.

Guys what would you call a kamchor in English and professionally provide this feedback in YE reviews?

This is something different from our Consulting errands:
Does anyone miss the 90s? For me it's the Indi-Pop songs..what's yours?

Are there any good people that cook or cater healthy sound Indian food as like a meal plan or bulk order in NYC

Hi Parents - My 6 yr daughter has started to develop some skin discoloration on face. It started sometime last year & we went to multiple dermatologist. They mentioned it to be pityriasis alba which resolves in few months to an year. However this has increased a bit since last year & when we saw our dermatologist again this year, he still thinks it is alba but mentioned it could be vitiligo as well. He didn't give any medicine but checking if anyone has success with home remedies with this. TIA

Ok, we talk about getting desi names butchered by videsis. We have an Anandraj in our midst. And at least once in a day, he is called Anda-Raj or Andha-Raj by desis (by mistake) 😆

Is there an India specific bowl? Can someone share the link if it exists?

Any Desi fish working at EY applying for Canada Express entry? Were you able to get EVL in the desired NOC format? If yes, who did you email?

Good Indian restaurant recommendations in northwest Chicago?

Things desis need to stop doing or must be prompted to not do: Commenting on appearances.. “Beta, you’re looking so dull..”
Thanks, I just got out of bed to answer a call early Sunday because you don’t use your smartphone to check the times!