What’s currently the best online savings account?My research so far shows that HSBC has the highest rate of 2%. I don’t know if it compounds daily which matters.

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Money market or short term bond fund can beat that return with the same liquidity and safety.

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Which money market? They are also 2% or less online. Please provide actual accounts. Thanks so much.

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The frequency of compounding doesn’t really matter that much. Assuming you put in $10k after two years you’ll have: Daily - $10,408.10 Weekly - $10,408.03 Monthly - $10,407.76 Yearly - $10,404.00

Thank you smarty! Seriously - I appreciate that. What about the difference for a larger amount like $300k?

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