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Money market or short term bond fund can beat that return with the same liquidity and safety.
Which money market? They are also 2% or less online. Please provide actual accounts. Thanks so much.
The frequency of compounding doesn’t really matter that much. Assuming you put in $10k after two years you’ll have:
Daily - $10,408.10
Weekly - $10,408.03
Monthly - $10,407.76
Yearly - $10,404.00
Thank you smarty! Seriously - I appreciate that. What about the difference for a larger amount like $300k?