What’s everyone’s net worth and associated auto insurance coverage? I’m at around $1.4M, but my coverage is $100/300K for bodily injury liability and uninsured motorist bodily injury. Wondering if that’s adequate or i need to enhance my coverage. I drive a Civic so don’t think i can really even cause that much damage if something does happen.

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500k/500k bumped recently from 250k/250k since 500k was the minimum for my 1M umbrella policy. Coverage is stacking on two vehicles.

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Oh, and 2M NW, but NW isn’t really relevant for insurance tbh.

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$370K NW @ 27. I have 100/300 auto

helpful

Add an umbrella if you’re worried

First - Civic can kill a person. Civic can hurt someone enough that they can sue you for lost wages and emotional distress and so on.

You need Umbrella insurance which acts as additional liability coverage on top of your auto and home. However, you can only get umbrella once your liability insurance on auto and home are up to a certain limit (I think 300/300 for auto and 500 for home…may vary by carrier)

Depends on where you live. You can bump it up to a 250k policy if your concerned. Any car can cause any damage depending on where you live and the personal injury attorney scene.

10M nw. $3M umbrella.

$2.5M net worth. $3M umbrella on top of the auto insurance minimums needed to maintain the umbrella.

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