What’s the best 529 plan provider?

like
Posting as :
works at
You are currently posting as works at

Depends on what state you live in. If your state lets you deduct 529 contributions from your state income taxes, you should go with a state sponsored plan.

If not then just pick one of vanguard or fidelity.

I’m in a state without any tax benefits so I went with vanguard.

like

My state (VA) allows deductions so I went with that.

like

Buy a gas station. Better returns and easily transferable between kids or if they don’t end up in uni , you can sell and enjoy the profit :)

I like Fidelity, so I did their plan because the deduction wasn’t worth it

Related Posts

Looking for Information Security Governance/ Privacy/Data Protection roles in Canada? I have 7 years of relevant work experience. Any appreciate any help.

like

I have cleared online test and 1st round technical interview scheduled for Monday. I would like to know how many rounds are there and how will be the interview questions. Skill set is java , microservice

For new joiners, Is HCL is doing courier the laptops? Or we have to collect it from office?

like

CAIA vs CFA?

like

Has anyone else attempted to negotiate financial aid with Wharton? Sent an email 2 weeks ago and haven’t heard a response, wondering if anyone else has had more luck.

Spending Thanksgiving in NY with friends. Suggestions on things to do?

like

Anyone heard of company named -naehas
How is the company for QA automation testing??

like

I’ve been running into weird happenings at my new firm learn of everything “I misunderstood” about my package. I don’t actually qualify for quarterly bonuses at a pro-rated billing rate; no 401ks till year 2; and the biggest—we don’t qualify for a raise unless we are here during the entire fiscal year. We have a 2100 billable req which I’m barely hitting. We also get paid below 6 figures. I learned that the new associates came is at least $10k over us. I graduated 2020–but 1st firm job. Advice?

like

What is your favorite beach in SD -and why? Any hidden gems I should know about? Looking for a new spot!

likehelpful

Anyone have tips for doing Keto

like

Parents to be: Has anyone not changed their last name and come up with a compromise for naming your kids’ last names? It’s strange to me that the dad’s last name is still the default whether or not the mom took his name. (Apparently I’m in the minority, only 20% of women retain their name) What’s your plan and what’s been your experience? Also very interested in how LGBTQ+ community handles this.

like

I want to learn advance SQL. I am good in basic but in terms of writing complex SQL query, I am not good.

Pls suggest SQL training in Hyderabad.

Worst client you’ve ever worked with? And go!

like

Best cheap food in UES?

like

This bowl has dead fishes 🎏🐟🐟🐟🐟🐟

likefunny

What do you think logistics companies can do to ensure that remote workers are productive and contributing to the team's efforts?

like

Has anyone got the promotion letters? The list was announced but no one got the letter

like

I’m looking to hire a junior advisor in the Plano,Tx area, whom is licensed and preferably has a small book.
Compensation DOE....PM if interested.

What is appraisal cycle and leave Cycle @Kyndryl

like

Interested in getting into Global Health/Public Sector work. Any recommendations on consulting firms/positions? Preferable to work out of country in EU for a while. Background- clinician and healthcare consultant

like

Additional Posts in Personal Investment Chatter

Thoughts on this refinance offer: Should I still shop around?

Rate: 3.5%
Lender Credit: $143
Loan Type: Investment - 30 year fixed conventional
Cash Out (not including fees): $70K
Cash to Close: $4600 (includes $2300 in escrow prepaids)

like

BTC 61K 🥳🚀🥳

likeupliftingfunny

Looking for recommendations on my 401k portfolio.

Post Photo
like

First gen grad working in Corp America so had to learn stuff like investing from scratch. I deposited funds in my IRA and invested those in some stocks. This was early in my learning journey. I've since learned about Roth IRAs and their tax benefits and would love to convert but I own some stocks that I bought relatively cheap and would hate to sell. Any way for me to convert to Roth while holding my stocks?

like

Can someone clarify under Biden's new proposed capital gains tax, LT capital gains are now income? Meaning if I sold above $1m worth of stock, I'd be taxed at 40% regardless of annual income?

like

Is it just me or does it seem hard af to make a million dollars.

like

OXY or MRO? For long-term hold?

like

Stock and investment novice here. What’s the rule of thumb or best practice I guess in terms of figuring out how much dollars to put into one stock? I have a friend who is a bond trader out in Singapore and he says he spends 5Gs as the initial investment into every stock he buys.

like

Trying to make sure I’m understanding this correctly- if I choose to contribute a lump sum of post tax money to my HSA at the beginning of the year and then just contribute a minimal amount of pre-tax money the rest of the year to max it out, I can deduct the lump sum contribution on my taxes even if I don’t itemize other deductions, right? And the net effect is the same as maxing out an HSA with entirely pretax contributions?

like

Is this a good investing mindset - been wanting to buy AMZN, MSFT, TSLA, and GOOG, but keep waiting for them to be more affordable(yes I missed the dip), while their price just keeps steadily rising to/past all times highs. But these are companies I believe in long term. And Time in Market vs Timing the Market. So should I just buy them now based on their future potential value as opposed to waiting to try to get a discount that no one know if/when will ever come?

like

What investments did you select in your child’s 529? Our first is on the way, thinking the 2040 target fund is probably good enough but wasn’t sure how active others are in managing these, if it’s worth building the fund myself and rebalancing, etc.

like

Hi all — hands off 🐠 here. My personal brokerage is currently 85% in VTSAX and 15% in VBLTX. Any suggestions on other funds to add in the mix? Was thinking some international exposure but not sure

like

First time investor and trying to do tax filing. If you bought the same coin or stock at 100 and then next day at 200 (cost basis 150 per share/coin is), and your investment goes up to 600, (300 per share/coin) and you sell only one share/coin and receive 300, does that still create taxable event or is it considered just taking out your principal investment amount until you sell more than 300? Also is transferring coin from one wallet to another a taxable event or considered selling/buying?

like
like

Margin question. If I buy on margin and stock goes up, then if I sell only enough to cover the margin and just keep the extra stocks, do I have any tax on that sale if I did LIFO?
Understand if it goes down and I do the same thing I loose shares (assuming I had a base of shares to begin with)

like

Is there really any benefit to a 529 account? Investments are limited, the only tax benefit is state taxes, and your access is limited to qualified expenses. Why shouldn’t I just invest that money in a CMA account for my kids, have it actively managed and let it grown with them. Yes I’ll pay taxes on dividends and withdrawals, but seems like the savings are marginal, and potentially cancelled out when you factor in performance. Im feeling a bit of buyers remorse.

like

Market dips more...

like

I am DCAing in some of my selected stocks and ETFs. I am investing $500 per day and this will last for 6 months. Is this a good strategy in this market?

like

Is it generally recommended that one does not roll over a 401k into a tIRA because it complicates the ability to backdoor Roth? Currently haven’t hit the income limit yet for Roth contributions but recently changed jobs to might take the opportunity to roll my current 401k and existing tIRA to my new employer

like

Me too, Bobby.

Post Photo
likefunnyupliftingsmart

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal