What’s the best 529 plan provider?

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Depends on what state you live in. If your state lets you deduct 529 contributions from your state income taxes, you should go with a state sponsored plan.

If not then just pick one of vanguard or fidelity.

I’m in a state without any tax benefits so I went with vanguard.


My state (VA) allows deductions so I went with that.


Buy a gas station. Better returns and easily transferable between kids or if they don’t end up in uni , you can sell and enjoy the profit :)

I like Fidelity, so I did their plan because the deduction wasn’t worth it

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Is there really any benefit to a 529 account? Investments are limited, the only tax benefit is state taxes, and your access is limited to qualified expenses. Why shouldn’t I just invest that money in a CMA account for my kids, have it actively managed and let it grown with them. Yes I’ll pay taxes on dividends and withdrawals, but seems like the savings are marginal, and potentially cancelled out when you factor in performance. Im feeling a bit of buyers remorse.


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Me too, Bobby.

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