What’s the best usage of Amex points right now? I don’t want to use them on travel (for obvious reasons). Is it best to hold onto them until I travel again, or should I spend some now on something else? I have a little over 100k

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Schwab Platinum -> Brokerage

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Hold onto them. Value drops massively once you start using for retail or other things.

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Anyone buying LTC at this price point ?

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“Price target derived from 0.5x 12m forward NPV”

Is my understanding of 12-month forward NPV, correct?

My understanding: The entire free cash flows generated ONLY over the next year, but discounted by the WACC

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Question. I’m interviewing with a potential employer and for their health benefits they offer 10k in a HSA. Should a HDHP be offered with it? Or are we allowed to use the HSA funds to pay for health insurance?

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Anyone have details on student loan-related benefits in the economic bail-out or fiscal policy changes over these past few weeks?

Prefer GOAT or StockX?

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Has anyone taken a summer vacation trip with a young child (1-2 year old) to a beach resort in Spain/Portugal? Please send itineraries or recs!!!

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Need a recommendation for a contract analytics service provider. Don’t need the lifecycle or repository bells and whistles, just need something I can feed 10k documents and it provides me with data points, preferably individually and in aggregate. Does something like this exist??

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Planning a 3 week trip to Mexico during December. Cancun is on the list. Should we add any other nearby Mexican city to the list?
Also, would greatly appreciate any suggestions for an all inclusive resort. Thanks

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Has anybody flown first / business class before? I’ve never been on airplane- is there ACTUALLY a hot tub?

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Does anybody have a financial advisor they trust and recommend in the city?

Anyone can spare sometime in telling me how much i can take home monthly

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Hi folks,

I need 3 BHK on rent for Family in Kharadi. Preferred choice is newly allocated building/ or not more than 3 year old. Any lead will be helpful.

Thanks in Advance.!

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I am planning to go to Bali with my wife, I was reading some information on COVID restrictions and I saw this. Has anyone travel recently to Bali? Is there such a safety issue?

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Guy in the row in front of me is compulsively checking his Bonvoy and frequent flyer status. So nice to have visual confirmation that I’m not the only one obsessing over silly points

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Anyone successful in extending expiring Hyatt credit card free nights?

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Is KPMG, EY and PWC considerate about one not wanting to travel and chosing local projects in the IT Assurance practice? Please share your experiences. Thanks!

Hi friends - need a suggestion. My mother got critically ill due to Covid and has been in the hospital in India for over a month with added complications. Hospital charges are through the roof and it is a long road ahead of us. Are there financial aids, options available to explore to meet the expenses? We are salaried people and parents are retired. We are exploring loan options and wanted to check with this group for other creative ways to manage. Thanks a lot for the help!

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Planning for this summer and thinking Scotland. OK to skip Glasgow? What are your recommendations?

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Hi all - considering making the move from NY to Singapore biglaw (cap markets/M&A) in the next couple of years. Would love to hear a little bit about lifestyle and work culture at various offices in SG (bonus points for corporate practice). Over here, you always here generalizations about Asian offices being sweatshops but not much firsthand experience. Thanks in advance!

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If you’re vaccinated, why do you care if you come in contact with those who aren’t? (Coming from a person who is vaccinated who doesn’t care about others personal health choices)

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Gary Vee took credit for that baby nut commercial on Twitter. Love me some Gary Vee but not so much Baby Nut.

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Does anybody know where I can watch Shakespeare plays live in Atlanta? Googled it. But I can’t find anything suitable yet

I have a medium to low 8th grade math class and an Algebra 1 curriculum would not be wise, as it needs to be more an integrated curriculum. Is this like PreAl with some minor Algebra sprinkles?!

Does your dog sleep on your bed? Y/N

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Fried Green Tomatoes with Fresh Herbs & Spicy Ranch Dressing

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What’s the best path to get a job in UK? I have a MBA degree from one of the top business schools in US and currently working as a Data Analytics consultant in US.

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Hi, I have 6 years of experience as a developer and have offers from, Harman Connected Services(WebAPI Developer - 20 LPA), bank of america(Senior Developer II - 20 LPA), Siemens(Desktop developer-20LPA), NSR Information System(Senior Software Engineer -20LPA), Tech M, Cognizant, Kellton Tech, FIS Global, Mind tree. Packages are in the range 20+. Which company should I join for good projects and good wlb?

I need a PS5 game rec. Wife got her hands on one and right now I’m enjoying some AC and Madden. Anyone else got a couple recs?

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Best country club to join in western suburbs of Chicago?

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Hi,

Since there aren't enough characters to type in my request, I have added a snap of it. Thank you for your time!

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Ok people who have gotten high TC - what kind of gifts or other perks do you get?

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I started at an ins. defense firm this week (wc defense). I did plaintiff’s work for four years, so naturally no billing. I’ve been keeping track of everything substantive that I do with a stopwatch on my phone (I’m not yet linked into their billing software), and I’m only really billing between 4-5 hours a day, when I’m supposed to be billing 8-9. Looking for advice, I feel like I’m doing this wrong. I’m trying to be as honest as possible, how am I falling this short? Ugh.

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okay, i have another question. what are all my choices that have with my msw, or lcsw. I’m eager to do therapy work with children and adults but I also feel like that’s so surface level. When I do research, thats what mainly comes up - clinical aspect. What are jobs in related to policy, and etc. ?

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Any creatives live in Atlanta? Was offered a job downtown and wondering what the culture / environment / art and music scene is like, would love to chat!

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Hey bowlers! After a 2 year hiatus due to a messy divorce, I’m getting back in the industry and starting at Raymond James next week! Super excited and am interested in any advice you’d give!

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Can anyone refer me to Nokia for R & D engineer position.
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Additional Posts in All things points

Guy in the row in front of me is compulsively checking his Bonvoy and frequent flyer status. So nice to have visual confirmation that I’m not the only one obsessing over silly points

likefunny

Anyone successful in extending expiring Hyatt credit card free nights?

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The AC isn’t working in the room and the technician said it’s because of a leak. Now I have to change my room close to midnight. How many points would you pros recommend I push for?

I never ask for points for delays on flights, but today was crazy. Went from departing at 1 to 6 pm now and it’s still pushing back, had to get a flight for tomorrow morning instead. Cont...

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32K Delta points + $55 in fees from JFK> Zurich roundtrip. Good deal or bad deal?

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Best cc signup bonus / benefits for a $30k purchase?

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If I were to apply for the CSP tomorrow and got approved right away is there anyway to receive the card earlier than the estimated time? I’ve heard it works if you call but have only read that online

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I have 100,000 Ultimate rewards in chase. I like the idea of getting dollar value of it. What’s your recommendation on how to best use it?

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Am on track to renew SPG Platinum status by mid-April. Should I keep staying with SPG through the rest of the year or focus on getting status at say Hyatt or Hilton?

Can you fly stand by with Alaska A-List?

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Best way to spend Hilton points ? got about 500k points but cannot travel this year?

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I got pre-approved for Amex platinum and chase sapphire reserve. I applied for the reserve and got rejected a few months ago. Should I try platinum or wait?

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I’m ~5800 MQMs short of making Platinum on Delta, and have 1 trip remaining from NYC to Seattle. Direct flights only get me 4800 MQMs, a stop DTW or MSP barely adds any. Any tips to add ~900 MQMs?

Upgrade question. Just had dinner with a colleague and returned to the same hotel - a Ritz Carlton. He mentioned that his room was amazing, a suite with a bath and a half.

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I have 9 Suite Night Awards expiring June 30th. What can I do with them? (Not using them)

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So apparently the SPG “11k for 11 brands” reward doesn’t exist in 2017

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Marriot vs Hilton, which is best and why?

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Anyone successfully keep intro rate with Comcast internet after multiple years? Threatened to cancel but they won’t honor what I’ve been paying this year. Sorry this isn’t a points post - cont:

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Anyone want an Amex platinum referral? 100k welcome points after 6k spend in 6 months and 10x points on restaurants globally for first 6 months. DMs are open too

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Do we get access to discounted tickets (to sports games, concerts...) through Amex plat?

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