What’s the best way to manage automated savings? Here’s how I automatically allocate my income today (outside of fixed & variable expenses) -
10% - HYSA, 10% - Invest in ETFs, 5% - peer to peer lending + crowdsourced Real estate app, 5% to combination of 529 and Roth IRA. Roth contributions made annually.

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1700 left after expenses. 500 to Roth monthly, 900 to personal investment. 300 to fun/vacation money on HYSA; could be higher to HYSA if I spent less in that month

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