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What’s the general cash/ investment split for you? I’m 100k in cash, 20k in 401k and 15k in stocks. No debts. Is that a decent mix or should I be putting more in the market and less cash?

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1.5 million uninvested. I got out at 25,000 Dow Jones 0.25 million Index funds

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Haha, it was for P1.$1.5M in cash is significant, so curious about the age

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P1, what was your cash vs investments ratio before you got out ?

600k cash - I had saved that for downpayment on a house 1,400k invested I took roughly a ~250k hit if you do math. That hit is not a real hit because almost all of it was 401k/roth/deferred comp so no tax event happened. I just got out of the marke at a point it was going down and will get back in at a lower point. My goal is to DCA back in after Dow hits 17K. I cannot perfectly time the market but my hunch is 15k Dow so I would like to DCA back in starting 17k. My hypothesis is that Dow drop will be driven by earnings reports and unemployment numbers in coming months. Until we find a cure, the markets will be volatile. Stimulus of $2T is not going to help the markets much. People would just hold on to it. Some spending will increase but that is not going to move the DOW needle much.

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