{ "media_type": "text", "post_content": "What's wrong with applying for credit cards to maximize the bonus offers? Given credit score is well above 780. Besides looking very \"cheap\", what other damage does it generate? \n", "post_id": "6148c64bb376eb001efa300e", "reply_count": 2, "vote_count": 1, "bowl_id": "58f8108c753e990016608a0b", "bowl_name": "Desi Consultants" }

What's wrong with applying for credit cards to maximize the bonus offers? Given credit score is well above 780. Besides looking very "cheap", what other damage does it generate?

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1. The annual fees if you are not able to maximize credits 2. Overspending just trying to gain points

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