What’s your age and asset allocation?

like
Posting as :
works at
You are currently posting as works at

26 years old. 100% in VOO and will probably keep it there for 30 years. I figure if America gets screwed I probably have bigger issues than retirement.

Hoping for the market to drop to invest significantly.

like

Yes. Then we’re buying in cheaper. It’s a long game.

Post Photo

23 years old. 75% VTI, 25% VXUS. No bonds. Considering going 100% VTI on all future investment. Not convinced other countries want their stock markets to grow as much as America does and American companies already capture a lot of international diversification.

like

Ya, agree. I like a little VXUS - brings down the overall portfolio PE and PB

37, 70% US, 25% international, 5% bonds - but strongly considering just shifting the bonds to international

Related Posts

I bought a rental 2 years ago for $100k with a 3.2% fix rate. It’s now valued around $200k. What should I do with the equity? Cash out refinance doesn’t sound like a great idea given the interest rate I have and don’t want to give up.

like

Admin law people: what are the chances the student loan rule gets struck down?

like

My current ROR on my 401k is -12.97% 🙃🙃. I know rates are pretty bad now, but is this lower than y'all? And any advice on how I can learn about investing wisely for my 401k?

like

Hey Big 4 Partners, given independence constraints, I assume you buy investment properties. do you believe this to be superior to buying stocks, and what do you do to educate yourself in this process?

New to investing...main depository relationship with BoA...good or bad to use merrill edge for investing? Plan on just looking at etfs/mutual funds

like

New to this so any guidance is appreciated. Currently have my Roth 401k, Roth IRA, and HSA all through fidelity. 401k is invested my target retirement year fund. Both ira and hsa are fully in FXAIX, Fidelity’s 500 index fund. Is this fine? Obviously I know investing and saving is good but still learning the ins and outs

like

Got back some money I was owed. Roughly 10k. Considering tax year is almost over.. do I put it all in my TFSA, RSA, or the market?

like

Is investing in stocks good option in Italy/Europe? Which platform can I use ? Any easy to go app? Any place I can learn the basics - for Italy/Europe?

I have a property in NJ that I am looking to sell. Considering non-traditional realtors like Redfin. Anyone here have experiences/learnings to share? Do you know of other firms like Redfin?

like

Just a question to people having package around 50 lacs. Are you guys paying 15 lacs of tax?. I am asking this because then the actual package will come to 35 lacs only. So it there any loophole like companies change structure or component of pay and that help employee save more tax. Because paying 15 lacs tax is huge... I might cry 😂... I know only 3-5% of people might come in that category still I am seeking reply on the same 😀

like

Do any of you save specifically for vacation every year? Husband and making a case for saving about 10% for yearly family vacations. We currently save or invest 40% of our income. Thoughts? Best practices for yearly vacations?

like

Hello 🐠, if you were to get a savings account today, who would you choose to go with?

like

Are you allow to trade SPY options if you’re required to have pre-clearance for stock trades? ETFs are allowed so SPY or similar options should be?

like

So I just got my first corporate job and as everyone else I want to start a savings account. My idea is saving 10% of my paycheck per pay, how would you guys go about it/how do you go about it?

I want to avail contingency loan of 50k, but my reason for loan is not listed and neither I can provide proof for why I need loan.

Actually I need loan for my parent. Can any one provide valid reason and regarding documentation that my loan would be approved?

like

I have a chunk of money I'm trying to invest in index funds (around 20k). Should I wait for the market to dip a little before I purchase or does it not matter given its a > 15 year time horizon investment?

like

Is it worth leaving a high paying job you hate to work at smaller shop at a place you love? 27/F/NYC—no debt or student loans, but finally got on my feet to build my direct savings outside investments

like

Looking to buy a condo in LIC or Manhattan, 2bd 2ba. any good deals? budget is 1M

like

Are financial planners worth it? I just need guidance on budgeting/planning/someone to direct me on my current budget

like

Rookie here. What app is the best for buying crypto? Are there any that are zero (or very low) fees?

like

More Posts

Wash your hands

Post Photo
likefunnyhelpful

Hey does anyone know how to best prep for the Accenture Industry X Anaylsty

Showcase
Scenario
and Strenght Based Interviews.

Thank you

like

Does anyone know how to have Google Sheets or Excel automatically pull up weekly prices of stock tickers? Currently keeping an Excel sheet running of stocks mentioned from financial newsletters I read and updating manually. Any formula or trick to track investments would be helpful - thanks!

like

"Thank you for joining Citi audio conferencing services."

like

I am struggling to spend the time to study for the PHR. I have everything I need, but I feel exhausted from the work week every weekend. I’m looking to take it in August.. help? What do I do?

like

Hello,

Can someone please refer for SAP BASIS/Hana?
YOE : 6.4
Notice period : 15 days
Preferred location : Bangalore

Thanks

like

When I receive an RFE while waiting for approval for i140, can I use that as an opportunity to submit additional evidence? Apart from what was specifically asked in the RFE?

like

Any Dallas firms looking for a junior litigation associate right now?

like

Fellow Mechanical Engineers, where was the best place to look for ME jobs? LinkedIn? Indeed? Others?

like

Does anyone use Lawmatics? I’m working on a migration from Clio grow and am having a hard time recreating the same spacing and formatting on the templates. Specifically, I can’t figure out how to single space. Any solutions?

For homegrown partners (ie, you remained at the same firm since entering consulting after college), at what age did you become partner?

like

Hello All ,

I am switching my profile from data analyst to data engineer focusing on azure right now.

Any azure data engineer in the group can help me with what are the important topic in respect to job interview .

And except azure dedicated services what other tec skills i need .

Is crowdstrike a good buy 215??

like

This is off topic - suggestions for a good health insurance cover of 5L for parents aging from 54-56yrs

like

Hey fishes,
Need help with a query. I had a joining bonus of 2LPA subjected to tax deductions. Now, since I am leaving within an year of joining, the company is asking me to pay back the complete 2LPA. In this case, what happens to the tax I have already beared close to 45,000. Will I get it when I file ITR?

like

Tips for becoming more independent as you progress from junior to midlevel? I am starting to be put into the position of just having to handle things including drafting and could use some advice from others.

like

Thoughts on Shopify as an exit opp? Prestige? Perception? Culture? Pay?

like

Anyone know any agencies in Chicago or New York sponsoring visas for entry level Account positions?

Oh, the irony of Americans stealing $25M from Americans to build a wall at the border that Mexico was supposed to pay for to keep Mexicans from making the lives of Americans worse 🤣

like

Additional Posts in Personal Investment Chatter

Multiple state filers - how do you handle capital gain taxes?

likehelpful

Hey fish, the below thread got me thinking IRA and glad I did because it looks like action is required on my part. Background: I actively contribute to a Roth IRA, my spouse has no IRA but I want to..

Does anybody work with personal capital for wealth management? I just had a meeting with them and it seems a good thing to have them manage investments since I don't have the time (or skills/knowledge to do it? I'd love to hear from who have hired them what your experience has been... Thanks!

like

Does anyone know how to have Google Sheets or Excel automatically pull up weekly prices of stock tickers? Currently keeping an Excel sheet running of stocks mentioned from financial newsletters I read and updating manually. Any formula or trick to track investments would be helpful - thanks!

like

This Pton is looking real good right now

like

Anyone has their money in HYD?

like

New to investing...main depository relationship with BoA...good or bad to use merrill edge for investing? Plan on just looking at etfs/mutual funds

like

New to this so any guidance is appreciated. Currently have my Roth 401k, Roth IRA, and HSA all through fidelity. 401k is invested my target retirement year fund. Both ira and hsa are fully in FXAIX, Fidelity’s 500 index fund. Is this fine? Obviously I know investing and saving is good but still learning the ins and outs

like

Got back some money I was owed. Roughly 10k. Considering tax year is almost over.. do I put it all in my TFSA, RSA, or the market?

like

Do any of you save specifically for vacation every year? Husband and making a case for saving about 10% for yearly family vacations. We currently save or invest 40% of our income. Thoughts? Best practices for yearly vacations?

like

Are you allow to trade SPY options if you’re required to have pre-clearance for stock trades? ETFs are allowed so SPY or similar options should be?

like

I am not much of an investment pro so please go east on me.
My 30 year mortgage APR is 2.75%
I can get an annuity for 10 years at 3.25%
There seems to be a 0.5% arbitrage opportunity when I compare but I don’t know how do I get an advantage of this? What do I do?
Single mom, MCOL, senior manager.

like

What tools have you found useful for budgeting? I’ve found Mint to be inneffective (maybe I’m not utilizing it well), but the typical travel reimbursements make it hard to track what I spend on myself

like

I make 120k. Is it worth getting an accountant just yet?

likefunny

What’s everyone’s $$$ for “I’d retire if I had “x” in the bank.

like

What platform do you guys use to invest in fractional shares? Motif, Stockpile etc

Thanks

like

Any recommendations on Home owners insurance..tried to combine it with auto but coming as costly, I am based out of Arizona if that helps

helpful

How do people in hcol cities do it? All in, I make a little under 200k in Atlanta. Im able to max out my 401k, HSA, & back door roth. I save 1200 + buy 2 shares of VOO /month. Mortgage/HOA is 2100. After all that, I find myself watching every penny on my Amex bc money feels tight. Would love to move to a bigger city but PwC wouldn’t pay that much more & it’s hard to envision mortgage or rent doubling like it would in SF/LA/NYC. Tips for how to make your budget work? Just save less?

likefunny

Bought Alibaba back in 2020 and it’s been downhill from there. Should I sell off the $3k max for tax loss harvesting? Does this just reduce my income tax on that 3k?? No other investment sales this year. New to this, thanks.