Related Posts
More Posts
Additional Posts in Personal Investment Chatter
Thoughts on ARK innovation ETF?
What is happening with the market???
Thoughts on FNILX for long term investment?
New to Fishbowl?
Download the Fishbowl app to
unlock all discussions on Fishbowl.
unlock all discussions on Fishbowl.
6% 401k match once a year (in February, must be employed by firm on 12/31 to get match).
HSA match depends on the tier of healthcare you pick but it’s either $0, $150, or $400 for individuals.
My company matches 3% and seeds$1200 in the HSA.
Rising Star
50% 401k match up to 6% of your salary. No HSA match.
Rising Star
401k - 1:1 match up to 6%, every pay cycle. True up done in Dec
HSA - Seed $1,000
Other - allows 15K after tax 401k to enable Mega Backdoor
$0.50 match for every pre-tax or Roth dollar saved, up to the IRS basic deferral limit. Your contribution as well as the Microsoft match are 100% vested from day one.
HSA contribution is $1,000/year. Not sure if different for families.
More on MS US benefits: https://careers.microsoft.com/us/en/usbenefits
Plus we allow mega backdoor up to the limit and auto-conversion to Roth