{ "media_type": "text", "post_content": "What’s your credit card stack and how do you use it?", "post_id": "5e1001c9d7b7710024a6abdc", "reply_count": 22, "vote_count": 0, "bowl_id": "58f82522753e990016609224", "bowl_name": "All things points" }

What’s your credit card stack and how do you use it?

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CSR (3x) for dining/travel, CFU (1.5x) for anything else (gas, utilities, shopping), Amazon Prime (5x) for Amazon purchases

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Ohhhh I get it. You are physically going to the gas station to buy gift cards. I thought you meant you were buying them online through amazon and getting the reward.

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1. Chase freedom for 5% category 2. Chase sapphire reserve for travel and dining 3. Chase freedom unlimited for everything else

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Chase Freedom for 5% (buy Visa fift cards for bills), CSR for travel and dining, Fidelity 2% for everything else. Probably need a grocery card, but I've been using the 5% since I have two Freedoms and can buy $3,000 in cards when the key quarters come up.

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AMEX plat for flights, Chase Hyatt for hotels, Amex gold for food and AMEX BBP for the rest.

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Almost the exact setup but with CSR for hotels + non-airfare travel

Amex plat - for flights and lounge access Amex gold- for dinning and groceries Bonvoy - for everything else Have a few more cards but don’t really use the

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Amex plat for flights, lounge access, and Amex Offers (saved $340 last year) CSR for all other travel, along with lounge and restaurant access, and every other miscellaneous purchases Amex gold for all dining and groceries, as well as Amex Offers ( saved $275 last year) Amazon prime visa for all Amazon and Whole Food purchases Marriott Bonvoy Brilliant for all personal Marriot stays

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I think z1 nailed it

Delta Reserve Amex till 60k. Then Amex Plat. Also have Marriott Bonvoy Visa that gets sporadic use.

CSR for food and travel. Bonvoy Brilliant for Marriot and some non-category spending. Citi Double for remaining non-category spending.

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Happy to refer anyone for Chase Preferred. PM

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