What’s your favorite trading app?

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There is no favorite, We are stuck with what we have :)

Depends on what you trade.

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My spose and I are DYI investors of the Bogleheads/White Coat Investor philosophy. We invest in low cost, broad based index funds, and do well w it. We do not pay anyone to invest for us or manage our investments or rebalance, etc.
A family member uses an investment advisor, paying a % AUM fee structure, who has them in multiple medium cost funds, using LPL Financial as the back office custodian. Can someone who understands LPL Financial's incentive structure tell me why they do what they do?

Any recommendations on retirement homes for the folks in India? Location shouldn’t be an issue.

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For those of you with CSR, how has it been submitting claims for trip delay insurance? Currently stranded in Iceland in the middle of an awful storm and want to have an idea of how the experience is before I buy a bunch of stuff. The site shows what’s covered but if ppl have actual experience it might convince me to buy or not buy certain things

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What will be your choice of business/investment if you have only few years to your retirement with only $20k as your available funds and still got few bills to settle?

likeuplifting

If you get a full ride, how do tuition deposits work? The deposit is non-refundable, but there’s no tuition for it to go towards.

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What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

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Is there any way to get a Singapore (+65) SIM card and phone number outside of SG?

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

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Looking to buy in Utah (SLC) anyone interested in a convo?

Nagarro tax saving option is awesome saved lot of taxes

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I get 100% match on the first 5% on 401k contributions.
Access to HSA, ESPP, and other basic benefits. How can I minimize taxes, but also keep a good take home pay?

Trying to find the sweet spot of contributing to save on taxes/retirement. Yet also want to keep enough in my take home Pay.

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What stocks are people buying and selling anticipating recession?

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Am just trying to give some stock recommendations as well as receive some from others.

Sorry if this has been posted before but best resource / application / posts regarding properly declaring crypto gains? Have nearly 1,000 trades and having trouble figuring out what I should owe

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What’s the deal with some Rolex ADs offering to accept optional deposits, of any amount, but not giving any delivery timeline / place in line when such deposit is made? Has anyone encountered this and generally how did it pan out? I encountered this with a SS watch that could easily be sold by the AD ten times over and not blink an eye.

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What are the names of a few hedge funds that cleaned up after the Brexit vote? London or NY based.

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I’m a CPA and everyone automatically assumes that I know everything about taxes and always ask me questions. That being said I have a friend who owns multiple investment properties as an LLC but wanted to inquire about potentially forming an S Corp, so I told her the basics but wanted to actually give her more in depth info. If someone could help me out I would appreciate, a DM is ok as well so we could exchange contact info.

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Is it possible to contribute the annual maximum (19.5k) to two separate 401k's from unrelated employers? So total contributed over the two accounts would be $39k. Or is the 19.5k the combined maximum one can contribute to any number of employer 401k accounts? Thank you in advance.

Just had my discovery flight and I’ve been wanting to go for my PPL for a while, just not sure I can justify the 15k or so investment in my current financial situation. Would it be really bad to spread my lesson over a period of a few years?

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Hi all, need some advice here, like a lot of others here, Google is definitely a dream company for me to work at. I come from a non-technical background, currently working as a project manager + associate product manager (20% project situation) at a SaaS company. I would really appreciate the input on my chances for a Program manager/ associate product manager role. Also, what are some of the key skills that are utilized extensively in these roles, which google considers a great asset?

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It's August! We made it halfway through the year! What are your goals for this month? Let’s stay motivated 💪🏾

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I love RPA. Recently got into it through Pega and Power Automate development. There so much benefit to it, but why are there rarely any job postings besides the few consultant ones I see?

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Anyone got any strong leads regarding the midterm promotions in January like last year? Please tell if you got strong leads.

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Has anyone with severe mental health issues who had trouble with them in law school managed to succeed in the legal profession? I've gone through some rough times recently and would be nice to hear some success stories

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Figured this belonged here.

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likeuplifting

Hi Fishes,
My YOE is 11.5 and I am Cloud Architect.
I have 2 offers
Siemens- 34LPA
Deloitte- 35 LPA.
Both joining projects are similar to Research to department.
What factor should I consider in choosing the company.

PS: Deloitte is near to my home.

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🤔 What is something you would tell younger you as a STEM student?

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Any F in the South Austin area?

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Any contractor recommendations? Specifically looking to build a bathroom in a detached garage. Thanks!

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Merry Christmas! Time for a special taste. 20y Glenfarclas 105. Thick mouthfeel and sweet, tastes like a heady bourbon with an overlay of peat. Lots of spice and a high ABV is really noticeable. Evaporates in the mouth, leaving behind spice, pepper, and tobacco.

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How healthy is your team? My team is very unhealthy which makes it really hard to go to dinner with them. I tried a team fitness challenge, it went nowhere, even sent out calendar reminders.

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I wish this community was more active! Any Filipinos in SF?

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🚀 🚀 🚀

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Hey writers who have moved up to ACD: how much of a pay bump did you get? And how much did your job change? What’s the writing-to-management ratio at that level?

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Talk to me like I’m in 8th grade. How are you calculating fte percentages of effort when doing budgets. I need help understanding the math and how you do it for a time period of like a few weeks for example.

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How is the Hike at ADP for fresher Member Technical?

Additional Posts in Personal Investment Chatter

How do I jump my credit score from 720 to 750? I currently have no debt

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What investment broker would you recommend and why? Also, does every broker now offers free trading? TIA

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Buying a Rolex oyster. Good investment?

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Why don’t people just hold TQQQ instead of QQQ?

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Theoretically, is maxing out 401k contributions enough for savings in a given year? I have a lot of expenses this year so wondering if I can do less savings when I’m already contributing to 401k with the employer match (~25k) and HSA max ($3.6k)

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What are your thoughts on vechain

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With the housing and car shortages - definitely calls for more affordable and accessible public transportation in the United States.

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Let’s say you have $200K in cash, $100K in student loans at 6%, $10K in auto loans at 4%. What would you do? Pay off all debt asap with cash, invest remaining cash? Refinance all debt to lower interest rate and invest all cash? Any other ideas?

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How are you investing your money right now?

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Anyone get mortgage rate quotes for 15 or 30 year new house loan after this recent hike? Is more rate hike expected?

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I’ve been putting money into traditional IRA from my paycheck (post-tax). How does it help with my taxes since I’ve already been taxed on it? Do I get it back when I file my return?

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What do I do about Cathy & get tanking funds?

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VTI or VOO in a Roth IRA?

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Can someone explain to me why I should put money into an HSA before a standard brokerage if I want to retire at 50? Or why to max out an HSA in general?

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I have some credit card debt due to irresponsible purchases furnishing my house a couple years ago and from eating out too much. I’m committed to better financial habits now but am wondering how to go about paying off the debt. I’ve still been maxing out my retirement saving but my regular savings are abysmal. I have $28k in a brokerage account and am wondering how to decide which stocks/ETFs to liquidate to pay off the debt. Should I do those at a loss or with gains?

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Any pointers towards a good article on the pros and cons for investment properties and what are the top considerations? Trying to learn the right options with increasing portfolio and ensure money is invested appropriately, instead of just spending it away!!

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I assume most in this bowl don’t escrow taxes, insurance, etc. Where do you park those funds until the payments are due? HYSA? Brokerage?

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Really struggling to find rationale why anyone would buy vtsax instead of vti? What are the benefits of the mutual fund vs etf in this case?

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What are good ETFs I should research about that are non-tech?

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How did your savings strategy change, if it all, in the year leading up to an MBA? E.g.decrease 401k contribution and increase liquid savings

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