What’s your monthly expenses? Including Mortgage, utilities, insurance, misc etc

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More than my pay if I add drinks

likefunny

Family of 3 in California, 3400 mortgage, 1600 daycare for 1 child, 1500 for food, 500 various utilities (water gas electric phone internet), 300 car and home insurance, 2000 miscellaneous expenditure by wife (we have packages arriving on the daily)

likefunny

Lmao can totally relate to the miscellaneous expenditures by the wife and daily packages arriving haha

Bare minimum expenses for us, married with no kids:
15 year mortgage w/utilities, HOA etc $2500. Grocery is $400, eating out before COVID/total wine runs another $400, car and motorcycle is $450, phone plan is $200, gas is $100, and money to parent is $500. Total is a bit over $5000 a month. Things like car insurance and streaming are paid yearly.

Not bare minimum:
Allowance: $600 - covers clothing, surprise date and gifts and splurging.
Travel: $500
Charity: $2000
Everything else goes to savings.

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This year, a little less than $1k
Normally, about $2k (bc of travel/going out)

1/2 of DINK couple in Chicago, no car and house paid off

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Are we including child support, private school tuition, and alimony?

He’s a Partner at McKinsey and I’m now a Sr. Manager at a startup.

2k/month before any savings or retirement contributions

$4k mortgage, just sold my car so no pmt, ~$200 utilities, a lot on groceries... Idk my husband pays the bills and I'm on his insurance 🤣 rest would include our main car ($400), car ins, cell phones. Oh and a million in loans (last year we were paying $3k monthly).
Hope that was as not helpful as it seems.

Around $6,500/month with no kids. We rotate expenses each month.

$9,500-$10,000 a month normally

Single

$3k rent
$1k everything else

Car paid off
No student loans

Make 19k/month

No, that's pre-tax

Averaged at $6,100 per month in 2020. DINKs here. Includes following
Rent (almost 50%) Groceries, Uber eats (was a massive expense in 2020) and All utilities - internet, rent, subscriptions, phones, electricity, everything.

We did this entire exercise on Sunday. Thank goodness we had mint to easily manage and calculate this.

What we learned from this exercise.
Groceries delivered to home vs groceries pick up not a lot of difference in spending. Actually saves a lot of time if delivered.
Tesla is awesome ($0 in gas and no additional electricity because we rent an apartment and they have some standard slots there)
We spent almost $11-12K on Amazon (lot of shopping, whole foods, coffee pods, and don't random grocery items). That's a big chunk of you think about it.

10-12K month (dual income + 2 kids)

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