What’s your retirement withdrawal strategy? Age, $$, reinvestment into other instruments (life insurance, property, trust…?)

Y do companies deduct the employer contribution of EPF from us ?! Aren't they supposed to contribute it (which is evident from the name) ? 🤷🏻‍♂️

How much should do you need to have saved before buying a house when you are a family of 3 with 140k (before tax) yearly salary (one income). Thinking about places like DC metro area. Cities mainly....? Currently saved about 25k ..I know not much

Thoughts on insurance-backed annuity?

Joining a startup without a traditional 401k (not US based). Are there any other equity investing options besides IRA and standard brokerage contributions?

I keep seeing these ads for that thing where you buy a lordship by purchasing land in Ireland or something. Is that legit? Or are they just printing out a certificate without actually selling you any land?

Anyone selling 45k-50k united miles? I had a family emergency and have to get back home (not US) asap. Please DM me.

I’m interviewing at a startup who has raised their first million but they have not launched their product offering yet. What questions should I ask to learn more about their health as a business?

Seeing lots of recession talk in the main bowl. If a recession hit, would the healthcare industry be less impacted?

Covid was sort of a mini-recession for healthcare, particularly providers. Projects were canceled all at once, while clients focused on putting out fires. It feels like they all came roaring back, and now they are making up the work they put on hold for 1-2 years.

Is the healthcare pipeline stronger, because they’re still catching up?

Is anyone a Complex Claim Director (Excess Insurance)? I have been offered a 100% remote role, so I dont think regional pay differences apply. I'm interested in what AIG pay for this role, including PTO.

Anyone have any connections to NYC firms hiring outside of insurance? I need out of my firm asap. Tripled our work, not a dollar more. I have about three years experience.

Any recommendations on a good, affordable orthodontist for Invisalign and dentist for veneers in nyc/nj? What’s a good range for each of these services without insurance?

I have a degrees in biological science and public health, but I have mainly worked as a recruiter. I have always wanted to work for big Pharma companies or Biotechnology companies as a scientist. Any tips on entering the industry? Any companies hiring?

How do you factor in helping your extended family in your expenses? I'm a 1st generation immigrant and still have most of my family back home. I'm trying to reconcile having money in savings.. CONT

What do you think are the pros and cons of working at a large insurance company vs. a small one? Considering a jump from big (been with a few carriers for ~15 years) to much smaller but growing.

I work in Group Insurance if that makes a difference.

Auto Sales Manager in HCOL city, 6YOE making $68k base, $1300/month variable bonus, $4k RSU w/ 2 year vest schedule. $500/ month health ins premium. -Looking to possible change fields to drastically increase comp… any suggestions?

What are some red flags to look out for when asking about work life balance?

ETA: Is the work-life balance really that bad in consulting?

I'm seriously considering moving from an internal role to a consulting role because (1) it'll help me break into a cybersecurity role from sysadmin role (2) get away from a toxic coworker who I absolutely dread working with when I have to and just takes a toll on my mental health.

Hi, I'm working as a business analyst with 3 years of experience in insurance domain and with govtech clients as well. I am getting constant rejections from Deloitte Ireland for the jr/sr BA positions. Can someone please tell me what might be going wrong ? Thanks in advance

Insurance defense deductions - Billings wants to write off my time because I worked more than 10 hours in one day. What are some ways to avoid cutting my time?

Anyone here from Health Industry Group (HIG) that want to share some insights on the type of work, growth etc

What are typical answers to “why do you want to leave your current role and company?”

What is the best course for SIMs?

Whoever said BEC is easy is a liar

How long does the interview process take for Bain? It’s been a week since the practice case walkthrough and I’ve heard nothing back, and I reached out to the recruiter a day after the practice interview. Getting a little nervous

oh no, that feeling when the click of your heel is definitely the sound of metal not plastic #firstworldladiesproblems

This was mentioned a long time ago but anybody have any opinions on Soho House? That's a steep membership fee and makes me wonder if people actually join and if so, if it's been worth it.

How is NTT DATA as a company for PMO profile? Learning opportunities, growth, etc.

Any suggestions please..

Scrolling social media aside, what do folks do with downtime at work?

In the scenario of holding multiple offers, how to inform the HR about not joining after accepting the offer... should the communication be done by email or over phone? Also, can someone suggest any strong reason of declining that I can communicate to the HR and end the process on good terms...

It's only 3 months I joined an MNC. I'm one of the 20 new members to the team joined recently, so the total team is of 45.

Now, the manager says there's no budget and going to put all 20 on PIP. She says, if during PIP if the performance is good, she'll hold back few.

All the people are working their ass off but I hear PIP is only for termination.

Should I also work hard or start looking for other jobs?
Will I be in bench for other projects or directly terminated with 3 months of pay? 🫠

December layoffs anywhere?

Thoughts on the following buildings for a couple (consulting + PM) late 20s with a dog.

The eugene
EOS
Sky
Solaris
American Cooper

🐠 who take / taken prozoac. Just got prescribed for depression. What has your experience been so far?

What’s wrong with my social media engagement that my LinkedIn feed mirrors the content on this feed?

Where is BLR21-CO building. can anyone share the Google map location

Hi fishes please guide me.
I am working as a data analyst. I have knowledge of Machine Learning as well as big data. Which field shoud i dive into taking into consideration of the future prospects?

Have two little kids and plan to provide some support for them in their young adult years but not entirely sure whether it’s college or some other financial contribution. Best to fund a 529 anyways and deal with penalties later need be or is there a more flexible alternative that is still tax advantageous?

Any advice on ways to increase your credit score to offset a young credit age?

Moved to the US 5 years ago and wasn’t able to get any sort of credit until 1 year in so my average credit age is low and score is always taking a hit for it.

I live in NYC so no need for a car/car loan and I don’t have a mortgage. I’ve got 2 credit cards with reasonable balances and I have one small personal loan just to show diversity in accounts.

This system is crazy. Any help appreciated

Is there a wiki or intro guide to learn about FIRE? 27, single, $250K NW, with $250K annual income looking to learn from this group!

At what investment size should you typically start using fee only financial advisors?

Thoughts on insurance-backed annuity?

O.M.G! How am I supposed to achieve FIRE if my dog is constantly going to the vet for tests, meds, special dog food, etc.?!!!

Joining a startup without a traditional 401k (not US based). Are there any other equity investing options besides IRA and standard brokerage contributions?

How do you factor in helping your extended family in your expenses? I'm a 1st generation immigrant and still have most of my family back home. I'm trying to reconcile having money in savings.. CONT

Can someone explain the obsession with owning rental properties to me? Does it just come down to diversification (not 100% correlated w/stock market)? Returns are lower than investing in equities.

As the year wraps up, what % did your total net worth rise YTD? Btwn earnings and market and crypto, my NW is up 25-30% this year

Anybody have a mortgage provider they like?

For those that use Personal Capital- did anyone else get random 2FA pings to their phone without requesting them?

Does anybody work a part-time job for spending money? I’m considering working one retail shift a week purely so I can have some frivolous spending money that doesn’t impact the budget. Is it crazy to kill 6 hours a week for less than $250 a month?

How do you handle extended family’s poor financial choices other than distance yourself? Especially when some of their choices affects you and your family?

There’s been lots of debate. Are you banking on the 4% rule? Why or why not?

How do you strike the right balance between spending and saving? For example, if you’re looking to buy a car, do you wait until you can pay 50% in cash? 75% in cash? Full?

Traditional IRA or Roth IRA? And why?

Net worth was at -$280k @ age 25, hit $1m at 36, and today $2m at 39.

Refinance my current mortgage? I can reduce my interest rate by 0.375%. Closing cost is $1500. My monthly interest payment would go down by $200