When building your net worth projection, what % YoY real income growth do you put in for once you’ve exited from consulting into a Corporate role?

like
Posting as :
works at
You are currently posting as works at

I’m always conservative and say 5%

Depends when you exit. If early in your career you will still get decent raises with promotions. However later in life 3-5% is conservative based on more limited promotion opportunities.

Related Posts

Hi everyone! I've just been let go from my L&D role today due to budget cuts, was wondering what a good staring salary to request for myself could be as I get back out and apply? I was making 88k base in my last roll, but now that Im looking online networks place the salary average at 115k, does that line up with what everyone else is seeing?

like

5th year tech / privacy big law lawyer looking for a semi or fully remote position with a crypto or tech company. Would really appreciate any suggestions. Also, what are your thoughts on going back into big law after 2-3 years with the added in-house experience?

like

Hi

My current employer is offering me to send onsite Cincinnati Ohio. They are offering me 110k pkg. I have a 27 L offer from a product company in India. Could you suggest me which one is better financially as I need to move with my spouse and 2 kids (4 and 1).

like

Hello fishes Need referral for Account payable or Account receivable role in MNC Company.I am currently learning SAP FICO (end user).Total 4year experience in Indian accounts.Looking for job change. Deloitte EYGenpact

like

Is there any plan of opening new office in chennai? Considering current situation

like

Thoughts about what to put excess savings into? I've maxed out my RRSP and TFSA, emergency fund is good, no debt (or mortgage), and I have $15k that's not invested. Not sure if I should put it into one of the robo-advisor options or keep buying ETFs or mutual funds or what?

When you submit your reimbursement by the deadline but finance still doesn’t approve it in time for your paycheck.

Post Photo
likefunny

Looking for perspective: Have you ever turned down more money? What was the reasoning behind your decision?

like
like

I’m trying to retire by the age of 45. I’m currently 27. I stash away $1,000 each month into my 401k plan (this includes my employee match). I spend around $2,000 on renovation each month for a home I recently bought. My parents and own a total of 3 homes and they’re all cash bought. My portion of equity is around $162k. I have around $20k in my 401k. $17k in student debt. $6k in debt (kitchen remodel and a portion of the AC we bought). Is it possible for me to retire soon?

like

I am preparing for data engineering role in my next switch. I have 2 years of experience in sql and python. I am targeting for product based startup/MNC. Can anyone guide me with a road map of how to prepare for it?

like

I need a financial advisor that’s not slimy/scammy. How do I find them? I have a diverse portfolio including PE and CRE, but have sucked at investing in stock while the Nasdaq blew through the roof 🤦‍♀️

like

First time in my career (19 years) that I got ghosted! Emailed the hiring manager (president) on LinkedIn. They told the recruiter I “have a really impressive background.” Interviewed with the...

If Tech Mahindra HR is telling that after joining he will take care of onsite. It is US project. So in U4 Tech Lead position is it possible to send someone US onsite in L1/business Visa?? Shall I consider the onsite opportunity what HR is telling?? Or I should consider other companies to join. Please suggest I am really confused. Accenture Tech Mahindra Tata Consultancy Infosys Wipro

funny

Looking for job change as frontend developer,

At Singapore and Malaysia.

Total experience 6years.
Angualty,Reatct, HTML, CSS

Please help if any openings.

Ready to pay visa expenses by own

like

For our recently laid off fish/ fish looking for a switch:
Do you have experience with Anaplan or willing to learn it? We are hiring! DM me for more info.
Good luck and stay safe!

likehelpful

Hi Fishes,

I have received offer from commonwealth Bank of Australia service private limited company for position of associate Quality Assurance Engineer. Can somebody please help me on review of this company? Wheather it's good to join?

Thanks in advance

like

Is right now a bad time for real estate? Considering the recession already now.

like

Hi
I am a campus joiner in Tech Consulting at pwc India. I got allocated to one project in support role as my first project। Is there any chance so that I can get chance to work into development project in future? Or my career will be stuck here in support based roles only? They said they will deploy here for few months.
Getting really confused, please help.

Has the student loan forgiveness application dropped yet?

like

More Posts

Is Work life balance really an issue in Amazon or just a hype

like

Does Amazon provide any permanent WFH options to employees? Amazon Amazon India

like

Please help. Thanks 😊

Post Photo
likeuplifting

Hi Fishes,
I have a 4years of experiences in IT.
Currently I have a offer from capGemini, Wipro and EY.
Can you guide me which company to choose based on work life balance, hikes, projects and career growth.

like
like

If House of Lies was accurate, it would have been Kristen Bell sitting in her home office in PJ’s on a three hour solution call

likefunny

Someone asked me what’s the trait to be a good HRIS tech consultant with EY canada ... well not sure , the first response is “ if you can choose to keep your mouth and experience shut and follow your SM , your are the best before the Partner :) “

like

What are our predictions for the rental market this summer? Even crazier than it is now?

like

Can’t believe I spent a $250 on New Year’s Eve to welcome 2020. 😏

likefunny

Has anyone ever flown across the country with deep dish pizza? If so how’d you package it? Flying from Chicago to California…

like

When do you share with other HHs where you are headed? When you get the offer (and know you want to take it)? When you start? Wondering if there are any downsides to sharing prior to starting

like

If I order monitors prior to my start date on Monday (11/29) will I be able to expense towards the Productivity subsidy?

like

Best exhibits at Museum of Science and Industry (including paid and Giant Dome Theater)?

like

Anyone play golf through NewClub? What’s it like?

like

Sweet jesus - pray for the brethren and sistren at Littler as the NLRB loses its mind over starbucks. GC Abruzzo is in fact, a lunatic.

like

Any associates feel burnt out? How many hours have you guys been working?

like

Would you consider a 3% raise sufficient when the inflation is at 9.06% in the U.S? I feel completely undervalued and just wanted feedback on whether this is reasonable.

like
like

What carriers do you all feel is the best to work for? I’ve heard so many horror stories with Geico lately

like

Additional Posts in Personal Investment Chatter

Does anyone have any investment platforms they use to auto invest their money? I’ve already tried and got burned by Delphia, Titan, Fidelity (all of them lost me money before I pulled my cash out.) I’m tired of losing money every month with stocks, my paychecks are just going down the drain right now in my robinhood lol

funnylike

Do I need a tax planner? Set my espp to 10% years ago and forgot it. Now I have $70k in ACN stock, about 24% of my net worth. I figure I need to sell $60k to reduce it to 5% of my net worth and reinvest in indexes. This is a lot of money and I don't fully understand how to prepare for it.

like

Those close to financial freedom, what’s the most expensive car you bought? Do you regret the purchase? In hindsight, do you wish you would’ve gotten your dream car earlier in your career.

like

Reaching out to this savvy group.. any tips for leasing a car? Interested in a Volvo and the monthly price quoted at dealership was nearly 2x what was listed on their website. (Cont)

like

Hi all - I just left my past role after 6yrs and moving my DB pension into a LIRA acct. I’m going to have $73k CAD and about $22k (before taxes) as a refund. I have $45k in debt I’ll be addressing with the refund and pay increase. As I support my mom and due to family issues, I had to take on this debt. I invest into 2 ETFs (FID6000 and Mackenzie Growth Series A) and have about $29k. What should I do outside of attacking the debt and invest with that amount? Damn it character limit reached…

smart

Anyone have Ramits rules for saving/investing?

like

Whats your annual income should be to invest in Roth IRA to get a tax benefit? I’m making 150k ( married but spouse not working)..is it better to invest in index or roth ira?

like

Found a home in a good location for $350k (3bd 3ba 2.1k sq ft). It was sold in 2018 for $360k (asking was $380k). Would it be worth it to buy now? The house is not on the market yet. Seller is moving out at the end of the year so we’ll be under a contract early.

I’m a first time home buyer and planning on doing a 10% down. Seller agreed to include appliances and do a lot of repairs. Just so unsure with current market conditions. Currently living with parents to save money.

like

Should you contribute to a HSA even if you don’t have a lot of health expenses to save on taxes?

like

How much do you do for recurring investments? My salary is currently $250K, I'm lucky enough to be sitting on ~$100K cash, but know that's wasted in a checking/savings account. Probably going to put it into VTI or similar, but I know dropping the whole lump sum probably isn't the way to do it. How would you slowly invest in portions and what recurring investments going forward would you suggest? Hoping to set up auto investments so won't end up in this position again.

like

Is anyone consistently investing the leveraged S&P ETFs?

like

Can anyone recommend a financial advisor (U.K. based)? Partner and I have started earning a lot more than we thought we would and now need advise on realistically whether we should pay back our student loans or put money elsewhere. Other general investment advice around property investment, what to do with shares we have etc would be helpful. Thanks!

like

At 772k NW… love every first day of the month when I open my spreadsheet and plug in my numbers.

likeuplifting

have $75k in a HYSA that i was saving up for a DP, but putting a pause on the house hunt since i’m relocating to a new city. what would you do with that amount of money today? will prob need it in about 2 years when i start house hunting again, so a little stressed about dumping it into the market.

like

Hi. Can anyone provide any advice on what to do with a 401k after leaving Company? I understand I can roll it to another company's 401k but I am not on that route at the moment. Thank you in advance.

like

How do they check to see when or how much I gain on investments that I take on my brokerage account? I have never filled taxes nor really taken any gains from my account?

like

How did y’all find out when to buy GME or AMC?

like

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

like

Does Bank of America do a Mega Back door 401K?

like

Should I buy crypto. I have an emergency fund, and 401k (not maxed), Roth IRA not maxed. All my friends who don’t have ^ are putting money into crypto and it seems like I am missing out.

like