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Is it worth to buy a place in NYC?
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Hi fishes,
I am holding 4 offers right now. Getting confused which one to choose!
CTS - 100%
Citicorp - 195% (apart from CTC yearly bouns)
L&T Infotech - 220%
Publicis sapient - 260% (Permanent WFH)
Which should i prefer? 4.2 YoE - Big data engineering
Last date 28th feb
Tata Consultancy Larsen & Toubro Citicorp
They asked for all documents for releasing offer letter. After uploading that, they sent BGV links which was completed way back in April. Now its June, still i am waiting for Offer Letter. Recruiter not receiving calls! Ghosted by the firm or these things happen at the firm regularly? Wipro
For anyone that is looking for people to practice case studies/pei with- I have a discord built to help people find partners. https://discord.gg/8ZBQx9KdWu
Most are prepping for McKinsey, but can find some applying to different areas as well.
I only have 3 rules for it:
1. Be respectful (remember it's a diverse group. Be PC)
2. If you schedule a time, commit to it (no call/no shows result in an automatic ban)
3. No unsolicited messages to people that received offers for a free case session
We are all so positive here. Our dogs are the stars.

Additional Posts in FIRE Financial Independence Retire Early
Anyone follow Millennial Revolution?
Personal finance book recommendations?
Is it possible to live off 12k/year?
I bought my first condo at 24 with my partner. It appreciated in value by like 80k. We used those funds to renovate a house we still own. Probably up like 600k since purchasing in 2015.
I have pulled some cash out of here to fund more properties.
I currently own 6 rentals and a primary. I have sold 3 rentals so far all via 1031 exchange. I have 3 set to close this year and several new builds under contract. 33 now with spouse.
Very impressive!
I didn’t buy my first investment property until I was 35 I probably financially could have done it a few years sooner but if I’m being completely honest with myself I wouldn’t have had the maturity. Are you okay with the time and effort that will go into owning? Ie giving up weekends to fix stuff or spending that money you were going to use for vacation to fix the roof? If not that’s okay! Put the money in the market stocks are on sale right now.
SM1 yeah I think I could have done it when I hit about 120k/ year. I can’t recall what I had in the market at that time but it definitely would have been enough to have a 10% down payment on a ~450k investment.
I would have bought in Florida and the house would have doubled in price but hindsight is 20/20 🤷♀️
Never too young to start.
Subject Expert
I haven’t. I can’t afford it in my market and I don’t have sufficient contacts elsewhere / am not willing to be a wholly absentee landlord.
Mentor
The fractional share concept seems great at the surface. But the platforms don’t vet the operators, so you might be investing with someone who doesn’t have much experience or track record, and you have little recourse.
Investing in larger multi-family deals is often called a private placement, or a syndication. There are rules from the SEC about what can and can’t be promoted, which is why you don’t hear about them much. A lot of the best deals are kept to private networks, so it often takes good networking to find good opportunities. But once you find a good operator, you can often invest repeatedly with them as their portfolio grows.
Bigger pockets and YouTube have a lot of content around real estate syndications / private placements. There’s also a lot of education you can buy around it, but I don’t think most of it is worth it above the free content that is available.
Mentor
I was looking at buying a rental property 8 years ago when I had some extra cash. I decided that being a landlord sounded intimidating, and I ended up putting the money in a REIT instead. Over the next 7 years, the condo I was looking at buying quadrupled in price, where as the REIT went up about 20% in total. Once the REIT cashed out with underwhelming returns, I decided to take matters into my own hands and bought my first rental property last year. I now have 3 real estate investments, and all are massively outperforming the REIT I was in.
As long as you have the cash to make the investment, and understand what you’re getting into, I would encourage you to pull the trigger!
There is far more knowledge available now through YouTube, bigger pockets, and even through IG than there was when I was thinking about it several years ago.
Just keep in mind that buying property at 8 years back prices vs now is very different. It’s hard to find a property who can be cash flow these days