How much money would you personally need in your early 30s to: - retire and not work again? OR - work a very chill 9-5 job that basically lets you break even (no savings) but your principal is basically untouched (maybe you take some gains)
I am just enrolling in 401k, what does it mean to max out 401k contribution? I googled and it says max contribution is 19k, so should I do 19k / my salary and contribute that %?
My wife and I would like to retire at age 50 (or earlier). We’re in our early 30s. We’ve been maxing out 401ks and IRAs for years and started contributing 20k a year into a taxable account to start filling the gap since we can’t access 401k until 55. At what point should we be reducing 401k/IRAs and redirecting to the taxable account? Otherwise our income balloons late in life. Curious how others are managing this.
Can I use my 401k money (currently in Fidelity EY preferred mutual funds) to buy stocks that comply with independence policies? (Such as MA, Adbe, BA, Dis, Intuit etc.)
Has anyone dealt with a spouse who absolutely does not want to leave their home state/where they grew up? We’re in southern CA, and though we could buy a 800k house and maybe up to 1.2mil in a few years, I want to buy something more affordable in a lower cost of living area and have a better quality of life. I want our son to have a backyard! We both have great jobs but I make significantly more money than he, and he says he will never move from his current job because they offer a pension. 😭😫
What is the KPMG pension plan? How does it work for managers and above ? Left the firm a few months ago, and got something in the mail but have no clue about the benefit
I’m 28 going on 29 and been receiving passing comments from my peers at work that it’s dumb to put a lot of $ into property. I live in LA on the west side and decided to put $500k down and take out a $400k mortgage for a 3BD/3BA condo. I dumped most of my net worth (excluding 401k, IRAs, and $100k in cash/stocks) into the condo but also didn’t feel comfortable taking out a $700k loan just to retain some savings. Did I make a bad financial decision? I love my place but starting to doubt myself...
Tax advice for 30 year old - combined household income pretax is $204K, $28K in checking, $72K in 401K (maxed out), $13K in Roth IRA (maxed out till last year), Fidelity Go balance is $43K. Stocks stand at around $9K. I’m assuming I cannot contribute the full $6K to the IRA this year. Anything else I should probably look into?
I earn $101,000. Is paying $1650 per mo in rent too much? I don’t have any debt and I max out my 401k, Roth IRA & HSA.
My former company is being acquired and is making me rollover my Roth 401K to my new company’s 401K or to an IRA. Any advice?
For those who have to leave Us, how do you handle your 401K? Don’t want to take the penalty :(
I’m torn. Middle of last year my parents “separated” because of my dads drinking problem (well overdue and I’m glad my mom kicked him out). He lost his job around the same time frame due to covid and started using his 401k for alcohol and honestly idk how much he has left. J moved home to support my mom and sister, but I’m torn if I should help him out because he doesn’t have work. Half of me is like this is your fault for 20+ years and the other half is just like I’m the only person he got ATM
What are the pros and cons of taking a loan from my Roth 401k over a federal loan for business school?
If i don't plan on staying in the US long term (maybe ~3 years), should I bother with a 401k contribution? Granted the matches are nice to have, but what about early withdrawal fee's / vesting time?
Idk if this is the right forum, but has anyone used a financial advisor before to invest with their savings and 401k? (Continued in comments)
Pre-tax 401k or post-tax 401k contributions? On the one hand Pre allows you to have a bigger base and pay fewer taxes, but Post seems to make more sense with higher tax brackets looming. Thoughts?
Have to admit-sitting here in my empty classroom on the first day of school closure, I am teary-eyed thinking of my students, as well as my own kids, as well as the craziness out there. Anyone else?
Just started at a Family Law firm and am low on work (came from another state so didn't bring my clients with me). It has been a while since I started fresh. I make a decent base salary but I need those billable hours to make more. How long does it take to be busy again!? I've joined an expanding firm and the lead attorney is helping me by giving me tasks to do. Just not as busy as I'm used to (this will be my 3rd week). Just need a pep talk I think 😊
Suche DevSecOps consultants bzw DevOps consultants die interesse an security haben, für den aufbau eines neuen Teams bei der BDO cyber security. Bei Interesse einfach melden :)
Have any fishes from this bowl ever moved from Senior Consultant to an analyst position at an investment bank/asset manager? Keen to know whether it ended up feeling like a step down/starting over? Only asking as a lot of recruiters are approaching me for ODD analyst roles and I’m not sure whether I should play hardball for an associate/AVP type role. Thanks!
Intern stories. Go.
I work for one of the big 4 consulting firms in technology. Has anyone heard of ALKU consulting? Got a call from them for job opening. Wanted to get some information before moving forward.
I’d love to gauge my salary range with other women here. Currently at 62k as a Junior AD. Been at my company for 4 years. I’m pushing for a promotion with an increase to 75-80k. I’m comfortable asking and have substantial supporting data, is this on par or should I aim higher?
For those that joined consulting post-MBA, do you wish you had started earlier or do you feel it was the right time? 2 years in and wondering if I should commit to another 3 years for B-school...
Anyone recently jump between SAP practices at different firms? Curious on module, YoE, Comp
If I apply to a position on StaffIt, does the person who posted it get an automated notification? Or does it have to flow through my Resource Manager?
Applied for an SM position at pwc and interviewers mentioned that it is for an SM position as well. But the offer came out as M. Recruiter said it is just a title and doesn’t have any implications but more I look, it does look like an downgrade. Is this common? I am currently an SM and it is in tech consulting area.
The BEACH or the BENCH? 🤔
Another win for diversity!
Been talking to a startup. Has pretty decent seed funding from a much larger real estate "parent" company and is seeking series A. Current offer is falls short, any advice for negotiating?
How do you litigators do it? I’m a transactional attorney caught in the middle of a client’s litigation issues and this sucks. Parties are so headstrong, confrontational but at the same time won’t even speak to each other. Do you always expect to get paid? Some of these litigators’ bills seem extreme for no actual trial occurring. I’ve never been so pleased with my chosen path.
Is moving from MBB to FAANG non tech roles (strategy & ops) worth it? How is the career progression?
Which tech firms apart from Amazon are open to take people without prior product background as product managers? I’ve seen Amazon is pretty open via the Product manager non tech route. Anyone know of other firms that give new PMs a chance? (I’m asking for post MBA 2 year MBB consulting experience) McKinsey & Company Boston Consulting Group Bain & Company
Is HSW worthless in the job market without MBB/BBIB/FAANG to go with it? Please show your work 🙂
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