When does it make most sense to max out Roth 401k va traditional 401k?

Has anyone negotiated pay at a hospital or company that states they have different levels/tiers of fixed pay for so-and-so profession and can’t budge? I’ve worked in other fields prior to healthcare and have a hard time believing every (pick profession like PT) gets paid exactly (pick random number like $72,345). I’m skeptical because it sounds like “we have levels/tiers of fixed pay and can’t budge” is just an excuse to shut down negotiation right away. Can anyone share their experience?

Hey guys , what's the work life balance like in Accenture? I have an offer for senior manage role in procurement technology/consulting team source to pay. And what are the benefits will be like? Is work from home allowed like if I work from Spain or Belgium for a week etc instead of UK.

How would you rate this offer:

Business valuations/litigation & support associate role at a boutique firm in Toronto:

- $90k base + ~7.5%, annual performance bonus, 4% RRSP matching
- $5k in clawback reimbursement
- will pay all professional fees throughout term of employment (CPA & CBV)

My background:
- SA1 in assurance at B4
- Master of Accounting
- passed CFE, qualify in less than half a year
- level 1-3 of CBV program of studies done
- 24 yrs old

How much internet reimbursement can one get in Nagarro?

Guys can anyone help me on correct info… am yet to join citius tech.. but need to know how many months we need to work to be eligible to take maternity leave… some r saying from day one itself eligible some are saying after aix months… can someone who is working find this out and let me know

Any recommendations for staffing agency that offers health benefits? Appreciate any input. Thanks!

Hey! Seeking advice on helping my 58 yr old mom find a work from home job. She’s worked in healthcare for ~35 years (technician role) and has been on her feet every day. I’d love to help her find a job where she can leverage her knowledge while physically relaxing. Thanks!

Assurance raise percentages - I know where to find bonus ranges by rank/tier in my benefits, is there a similar listing of raise range by experience level? NYM if it matters.

I’m constantly hearing the benefits of FDD over Accounting advisory (FAAS/CMAAS).

Can someone share the benefits of Accounting advisory over FDD.

Any associate administrative healthcare career opportunities in South Florida area for recent college graduate with clinical experience? Not looking for another MA position.

Hi Folks,

I recently received the offer from JP could you please tell me what will the the benefits which we get other then compensation and what will be the minimum hike usually people gets here?

Generally curious how many companies offer phone reimbursement? My last gig did not but the current one does. Legally it seems, all employers are required to do so if we use our phone in literally any capacity (video call, slack, teams, emails etc). How prevalent is the issue of not reimbursing phone dues?

Any experienced nurse practitioners in NYC area looking for a hospital based NP position in Manhattan, DM me. Pay from 130-150 ish. Great benefits

Have you interviewed for a job where you haven’t even spoken to the recruiter? At this company I’ve dealt with the interview scheduler, hiring manager and even a panel for my second interview with the director and another senior manager…but no recruiter.

I reached out, but still nothing…so I don’t even know the real comp, benefits or specifics of this job. Has anyone encountered this? I’m thinking I’d speak to the recruiter once an offer is made.

Chicago Freelancers, who’s your health insurance provider?

What's the best way to find fully remote HR positions? Ideally that still have good benefits, and salary.

Curious on how long you have taught and the salary you make based on years worked? How much do you pay in healthcare? Do you have a pension?

Any recommendations for HSA investments mutual funds in Payflex? Also, are there trading fees?

Any recommendation on where to alter clothes near Cambridge? Wanted to punch additional holes on my leather belt. Thanks!

HI EY folks, does anyone know when EY is going to share the hike letters?

Hi all! I'm putting together a list of the top 5 reasons for Burnout by different professions (e.g., Corporate workers, Entrepreneurs, Social Workers). For corporate workers, I have the following:

1. Working Long Hours
2. Too Many Tasks
3. Constantly Thinking About Work
4. Lack of Support To Complete Work Or For Mental/Emotional Peace Of Mind
5. Insufficient Rewards For Work Performance

Do you agree with the order? Should I include something else in the top 5? Would appreciate any feedback!

I’m hiring for a role that’s at the intersection of finance & technology within the private credit space (lender side). Small team, large book, very strong origination engine. Need someone to help our team scale out infrastructure to support growth. 2-5 exp. DM me if interested - let’s talk

For those that are going to school with full rides (ie tuition covered and a lil more money), are you still planning to take out loans or use a combination of savings/other cash flows/liquidating investments?

Do you all actually enjoy fed work?

I just finished interviewing with Aetna/CVS for a Analytics consultant role in NYC. I will most probably get the job. With 2-3 years of experience what’s the salary range (base+add benefits) i should ask for? In my initial call with recruiter i gave a lower estimate of my expected salary.

Can we add dependants on insurance portal now?

What is new day USA and should I accept an offer from them?

How many of y’all found work from this bowl? Do you know about the pinned job posts on top?

I’m curious - people who are on medications like Zoloft - do you occasionally drink alcohol or is it an absolute no? Also wondering if you have tried and decided against it & what your experience was.
I’m asking because I do like the occasional glass of wine or a cocktail. However, I’ve been on this medication for almost 2 months now, and I had alcohol when I was out with some friends, without realizing it. Later when I realized, I was wondering whether I should just completely stop for now.

Hi everyone- my younger brother just finished his IT Support Professional Google certification. He is now looking to get into the field. If you can provide any guidance or even recommendations I would be very very grateful! I am also open to hearing the experience of anyone else who completed a Google cert.

So started a new role that leans on contract recruiters - we need to phase out a recruiter because pay is too high - she is with an agency who will place her elsewhere. My question has anyone dealt with a similar situation. Is it common to keep the current recruiter in place for a week or two to help with ramp up and training; or, just better to make a clean break. Just curious as to best approach.

ZS folks - recruiter reached out to me about the Value & Access group. Any insight into how that division is doing and if it’s worth pursuing?

Hi peeps,
Any openings for management consulting or finance transformation roles? Please DM.

I want to hear from people that have been in this profession for over a decade and are happy. Did you stay because you enjoy the job or for the money or prestige? Or because you couldn't find a way out?

It looks like Laura Stroup has moved from BBH to BBDO. Anyone know who replaced her?

Can I get a lesson on 529s? We’re expecting our first (!) and I know this is another vehicle to take advantage of, just don’t know where to start. Live in OH if it matters.

How do you invest in this environment?

1. Be patient. Hoard cash for when market bottoms
2. Invest steadily and dollar-cost average

Weighing the pros and cons of being invested vs patiently waiting with inflation eating the value of my cash

I’m a bit confused about all this recent inflation talk. Specifically how the official rates of inflation over the past several decades have somehow been considered low, while the cost of essentials (e.g., housing, medical, education, food) have soared. What does inflation look like in the future if we already haven’t been experiencing it?

Howdy! I have been experimenting with the markets since the time I started reading the WSJ in middle school. Age 12 I believe. Starting with stocks in 2000, I caught the forex bug in 2011 and devoted myself night and day to watching thousands of charts over eight years. Now, my algos are outperforming me and I realized I reached my intended goal: where my money could grow own its own without my involvement using strategies I’ve designed for my personal wealth creation. It’s been a ride.

New to consulting - Where do you invest mostly? I know there are restrictions on stocks to be bought. Outside of real estate and 401k, what other channels do you recommend? Thanks.

I have $17k left on a car loan at .09% APR, I could tackle this in 7-8 months while maxing our IRA and investing 6% of my income into 401k. However, every article I read says that with an interest rate like that I should just let it ride with minimum payments while investing that money in my retirement accounts instead. Thoughts? Would you opt for the mathematical benefit or psychological in this situation?

If I buy a 3 bedroom apartment, live in one and rent the other 2 rooms. Is their rent considered taxable income? I’m in Massachusetts

We cashed out some investments for a down payment a couple months ago when we thought we had found a house. Deal fell through now we have a lot of cash ( 150k) just sitting in our bank account. We are still house hunting but it might take a few months, is there a point in putting it to work somewhere while we house hunt? What are our options?

Any lending club investors here? First timer here and looking for tips on where to start. Any inputs appreciated.

have $75k in a HYSA that i was saving up for a DP, but putting a pause on the house hunt since i’m relocating to a new city. what would you do with that amount of money today? will prob need it in about 2 years when i start house hunting again, so a little stressed about dumping it into the market.

How is it that every year I owe taxes

Which one company stock would you buy if you had $10k to invest right now?

I’m 34. I anticipate being in a higher tax bracket when I retire than this year. I have $250k in rolled over IRA. Does it make sense to take the tax hit now, take $15k from traditional IRA and move to a Roth IRA? That would keep me in the same tax bracket.

I spend my whole life maxing out my Roth. Assuming average return of 7 percent in the long run I will have accumulated close to 5MM in my Roth for retirement at age 65.

Buying power of my money at that point will be close to 2MM dollars assuming 2.5 percent constant inflation.

Assuming I live until I'm 85...for the next 20 years of my life I will have about 100k per year in today's buying power if I want to deplete my savings.

Or much less if I want to live off market gains only....

What do you keep your thermostat set at in the winter? Trying to find the middle ground between comfort and Price

i have wells fargo checking acct, been wanting to close and move to an online savings acct. i have other checking acct that is my go to. why does citizens still keep checking accounts with WF?

What % are you in investments and what % do you have in cash? Mines like 92/8 (equities/cash) right now, wondering if that might be too risky

I closed on a home in January but gave the EM deposit in November. Checking if I can report the EM under taxes for 2021 or should I consider as a 2022 expense since I closed this year? Thanks!

Thoughts on investing in casinos? MGM is still down 50% from 6 months ago.

First human to cow transmission of the coronavirus. And the bull is dead.