When people talk about savings, do they mean including 401k (with it without the match) or is it only what’s additional on top of 401k which is assumed to be maxed out? I ask because I hear people saving 30-40k and im wondering if that’s ~20k in 401k and 20k otherwise.

like
Posting as :
works at
You are currently posting as works at

Yes. They are including their 401k contributions for sure and probably the match too if they say they save $x.

like

I include the match if it’s vested. It’s your money then

I include all my retirement additions, including vested match.

Ok phew that’s good to know - I thought there were people out here saving tons of cash on top of their already maxed out 401k.

Related Posts

Hello! I'm looking to make a change into healthcare consulting. I have a B.S in public health and minor in biology and I've been working for a health insurance company for 2 years. Are there any healthcare recruiters or people with a similar education background in consulting be available for a coffee chat?

like

Anyone have insight/experience in HIG, specifically relating to healthcare tech consulting? What type of work do you do? How’s salary for senior assoc level? Potential bonus vs actual? Any help is appreciated.

like

Hi folks,
Planning to join
Legato Health Technologies. Is it a good option from learning and internal hike perspective? What is the shift allowance and other perks/benefits?

like

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

like

Looking for a position for IAM information Security within Healthcare. Provision, set up access, templates.
SaaS , Sailpoint, Azure . Any ideas ?
Thank you

like

What are the employee benefits provided by UBS Krakow, poland?

like

Had multiple promising interviews the past 7 months but no job offers :( Looking for fully remote benefits or HR generalist type roles paying >80k. 6.5 years of total HR experience and 3.5 in benefits. Bachelors and PHR. Any leads are superrrrr appreciated!!

like

Hey everyone! IPG Health is thriving with new business wins, and we are hiring in every department! I am a boomerang to the network because honestly the agencies within IPG Health provides great benefits and colleagues. DM if interested!!

like

Technology reimbursement - who gets it and what are your buying with it this year?

like

If we actually did move to a single payer healthcare system (Medicare for all) and companies no longer offered healthcare plans, would you switch from staff to freelance?

like

Hi,

Where to invest to reduce the taxable income of 8 lakhs after investing 1.5 lakhs under 80c and HRA 1 lakhs ? Medical insurance 50 k I’m aware of it and I don not plan on any house loan. Please suggest.

like

Hi all, how to apply for relocation reimbursement in JPMC?

like

Anyone recently join Guidehouse as an experienced hire Manager? I have an interview coming up and am curious what kind of salary/benefits package i should expect. TIA!

Hey fish fam! What are you all seeing in terms of interest rates? Was quoted a high rate (excellent credit score, no debt, great salary) need to know what’s out there.

like

“I’m a senior Supply Chain undergraduate with two internships, one at a healthcare system and one at IBM. I’m passionate about PI within healthcare but not sure how to get into the space. Any advice?

like

What would be the In-hand salary for 25lakhs fixed CTC. Considering 1.5lakhs in 80c, 50k in NPS, 20k per year in health insurance l, 35k rent per month Thanks in advance guys.

like

What are LEK benefits?

likefunny

What are some employee benefits provided by Wells Fargo?

Does Deloitte offer any fitness fund reimbursement and if so, how much is it? Can we purchase home office equipment with it? Would I be able to get stuff reimbursed this calendar year (my start date is Nov. 8th)?

likesmart

I make $140k in New York. Should I invest a Traditional 401K or a Roth 401K or do a split?

like

More Posts

Instagram is an unsettlingly transparent clusterfuck of content consumption & advertisement. I swear it used to show me pictures of friends

likefunnysmart

Does anyone else feel that the KPMG culture values that are trying so hard to promote doesn’t apply to EA’s? Where is Vickie A.? Why has she been so quite and why is she not working for us EAs?

like

Are there any product management conferences devoted to cybersecurity?

like

Tuesday Wordle 360 3/6

🟨⬛🟨⬛🟩
⬛🟨⬛🟨🟩
🟩🟩🟩🟩🟩

like

I’m not old BUT when I was younger I thought it was important to have all the alphabets after my name (I.e. Phr, SHRM and all the others). I learning that the younger crowd coming into the market thrives off these identifiers yet they know very little about the real world aspects of the job. I watch leadership roll their eyes at the email footers. I feel like keeping those attached to my name hurts my credibility so I removed them…. I’m I thinking wrong?

like

Looking for advice in what to ask for when you get the call to be let go.

like

Stat up tech company in healthcare: 20% of company being laid off today; cross the board pay cut for remainder.
Looks like things will be getting worse.

like

Anyone interested in senior/lead DFT Engineer 4-12 YOE ,DM for referral

Mention your top 3 stocks

like

Marsh & McLennan I am moving 2 hours from my office. My manager says i have to come 2 days to office. When i come to the office its only me and couple of other people. No one seems to care about coming to office. When i asked manager if i can work remote i was told that its for my career development. Can you guys tell in Canada which companies are offering remote opportunities?

Marsh & McLennan

like

Is the 3x income rule really realistic for buying a house? I live in an area where anything outside of mobile homes are at least 450k and I make 122k. What about 4x or 5x income? Have you seen that work?

likehelpful

Hello Everyone,
Can anyone refer me into Data Processing (Quantum).
Thanks in advance

What are some good NYC based collectives for creatives? I know of AIGA, but what else can I join?

like

Any suggestion how to buy a stock pre-ipo?

like

How is it to work as NetSuite developer in Capgemini?

like

How are your plants doing while you're home? Post some pictures!

like

Best tips for sending thank you notes via email to all the people you interviewed with?

like

new to investing. have done some research - reading blogs and a few books on investing. I still have the question of do individuals that take the index fund route… do you all purchase the same funds for different accounts? Example, would you invest in VTSAX across a brokerage and roth account, or would you take a different approach for each account?

like

Can anyone give insight into CBIZ MHM for audit?

like

My relevant professional workplace confession is that sometimes I watch vile, terrifying horror movies before I go to sleep and can't sleep cuz of the cinematic trauma done to me, as my pea-sized brain replays the horror over n over again. Why do the humans love horror movies? Why does it give me so much thrill? Am I a scared lil punkazz coward? SO MANY QUESTIONS, NOT NUFF TIME amen 🤧😵😵‍💫🌭

like

Additional Posts in Personal Investment Chatter

Am I too late to buy a house now? Sitting on 300k of cash equivalents and want to use that as a down payment. Is there even a tiny hope for market correction in near term ?

like

I make $140k in New York. Should I invest a Traditional 401K or a Roth 401K or do a split?

like

I'm thinking the stock market will rebound within a 3 year horizon. I'm starting grad school in fall. I'm thinking of taking a student loan & starting a 529 now, to pay it off in the future. Thoughts?

like

Looking for recommendation - books, blogs, podcasts etc to learn about investment in stocks, bonds, options, commodities etc? TIA!

like

How to rebalance my portfolio? I bought a majority of my investments in the worst market conditions in 2020 and so maybe I’m just jaded by my own previous success/luck with that. Should I be selling off the non - etf stocks at some point? Or do you just hold those for ever if they don’t go to shit (e.g. should have sold off my PLTR a long time ago but since i was mostly just playing there i have held) ? When to get out? How to tell if you’ve held long enough to avoid short term cap gains?

like

Has anyone here bought land and built a home or completely renovated a new one in the city? Outside of timeline, are there other pros/cons you would highlight? What was more cost effective?

like

What do you guys do when you like a mortgage provider but not the specific lender you spoke with? I have a lender that seemed rly immature and a bit rude but I like the company.

helpful

I’m considering Schwab roboinvestors to manage my investments actress various index funds aligned with my risk profile. Aside from the large 6% cash requirement, what are other downsides?

On personal Capital, how many of you add the value of your car to your net worth

like

If you were to attend a 1-2hr free financial seminar, what would you want to learn? I'm thinking of hosting a free financial literacy workshop that will actually make a budget and networth statement.

likeuplifting

Can someone from data analytics background explain what differentiates palantir from cloud native services from aws, gcp, azure or databricks? I am interested in why one should invest in this company and hence, asking in this bowl.

like

Thinking of putting a large sum in ETF. Should I wait for the market to go down or should I go ahead?

like

About to get a payout from a legal settlement ($300k-$500k). How would you invest it or what would you do with this money if you got a payout like this? My goal is to build exponential wealth, but would love everyone’s thoughts even if it has nothing to do with investing! (I’m 25, not married, no kids, have about $240k in student loans, and no savings)

like

Once I’ve maxed out my 401k and IRA accounts, where else can I do with my savings if I wanna continue investing in stocks? Feel like keeping a stash in a high yield savings acct isn’t the best rn.

like

Has anyone invested in real estate using Lofty AI or PocketProperties? It seems like a good way to dip my toes into real estate - the minimum amount is $10-50 and I would benefit from receiving rent payments proportional to ownership and appreciation in value.

like

Does anyone have thoughts on the First Trust Rising Dividend Achievers (RDVY) ETF?

like

I am heavy on US stocks. I keep hearing to diversifying a little bit with bonds and international - feel its a bit over rated if I can withstand volatility and far from retirement. Thoughts? I read a lot on this bowl about not having bonds in portfolio under 40

like

New hire out of undergrad thinking about investing/saving—seeking advice. Details in comments: 15k sitting around in checking/savings account with interest close to nothing. Been reading posts here an

Looking to open a Roth IRA. A bit worried about where to invest my money given independence restrictions (work in NYC office). Any recommendations to what funds to invest in?

like

Left KPMG last year to move to smaller consulting firm. I still have my 401k over there and haven’t rolled it over anywhere. What are my best options? Currently maxing out 401k

helpful

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal